The stablecoin market has just crossed a historic milestone: over 300 billion dollars in capitalization. A figure that illustrates the growing power of these dollar-backed cryptocurrencies and their increasingly strategic role.



📈 Explosive growth


  • In just a few months, the market has gone from about 200 billionmore than 300.

  • The two giants dominate:

    đŸ”č USDT (Tether) ~174 billion

    đŸ”č USDC (Circle) ~73 billion


  • Together, they represent 97.6 % of the market.

  • In 2024, the volumes of transfers in stablecoins even surpassed those of Visa 💳.



🏩 The ‘Trojan Horse’ of crypto


Once seen merely as a bridge between traditional finance and cryptocurrencies, stablecoins are now viewed as a tool for infiltrating the banking system.


💬 "Once the rails of stablecoins are integrated, an infinite number of new activities become possible."


In other words: rather than waiting for banks to open up to cryptos, it is the cryptos that are settling in the heart of banks.



🌐 Target 2 trillion?


With the adoption of the Genius Act in the United States, some experts estimate that the market could rise to 2 trillion dollars within three years 🚀.


But this success raises concerns in Europe:


  • ⚠ The dominance of dollar-backed stablecoins threatens the monetary sovereignty of the EU.

  • đŸ‡ȘđŸ‡ș The European Union is therefore considering a digital euro, a project that still divides opinions.



✍ Conclusion


Stablecoins are no longer just a technical tool: they have become the strategic lever that could redefine the relationships between cryptocurrencies and banks. The Trojan Horse is already in the place... and it advances at full speed 🐎💾.


Source: BFMTV