XRP spot exchange-traded funds (ETFs) currently manage approximately $1 billion in assets. According to NS3.AI, inflows for 2026 have significantly decelerated, with March witnessing net outflows of $28 million. On Monday, XRP was trading at around $1.30, marking a decline of about 40% from its peak in January. A key factor to monitor is the upcoming CLARITY Act, which aims to establish a U.S. digital asset framework and could influence the resurgence of institutional demand.