I spent some time organizing this chart,
I have compared almost all the mainstream U cards currently available.
The handling fees, whether you can bind Alipay, whether you can deposit into encrypted wallets, are all clear at a glance.
First, let's state the conclusion:
For brothers in the country, if you just want to do compliant fund in/out / fund transfer / pay subscription fees,
In fact, the most convenient are several exchange-based U cards, such as Bybit Card, Bitget Card, MEXC Card,
KYC is simple, the review is fast, and both WeChat and Alipay can be bound.
If you are going to withdraw funds (for example, converting the USDT you earned into living expenses),
It is recommended to use Hong Kong cards like LetsPay / PandaBank / Crydlt Card,
Can be directly linked to a bank or Alipay for withdrawals.
If you want to take a 'safer route', choose Gate / Coinbase / Crypto.com Card,
European compliance, but slightly higher fees.
To sum it up in one sentence:
Want to 'breathe freely' domestically,
The U card is essentially a bridge that 'connects the blockchain with life.'
Recharge, subscribe, withdraw, cash out,
It relies entirely on this connection.
Brothers with conditions suggest preparing two cards—
One blockchain card receives funds, and one Hong Kong card processes cash out,
Using them separately is safer and more stable.