Updated $XRP Rich List Shows Significant Whale Accumulation

The latest XRP rich list reveals a rapid shift in distribution, with whales increasing their holdings and tightening pressure on retail investors. Market analyst RiskTake (@RiskzTake) highlighted the trend by comparing month-to-month data, showing clear signs of heavier accumulation among large accounts.

Key Shifts in Holder Tiers

Most balance tiers recorded an increase in the number of accounts while entry thresholds dropped. For example, the top 0.01% group grew from 706 to 728 accounts, despite the minimum balance falling from 5.88M to 4.16M XRP—indicating broader participation among major holders. Similar patterns appear across the 0.1%, 0.2%, and higher tiers, showing whales filling categories previously dominated by smaller holders.

Growing Concentration Among Larger Investors

Tiers from 2% to 10% all showed higher account counts paired with lower minimum balances. This confirms that large investors are expanding their footprint as supply on exchanges continues shrinking.

Retail Under Pressure

Retail investors appear to be reducing exposure during uncertainty, while bigger accounts accumulate aggressively. With retail now holding a smaller supply share, upcoming updates will reveal whether whale dominance continues or stabilizes.

XRP
XRP
2.0012
-1.96%