《How to Design a "Counter-Cyclical" Protection Plan for Your Web3 Life?》
Thank you all for your attention over the past week! Many friends have asked me how to proceed specifically. In simple terms, a good protection plan should be "counter-cyclical" like BTC, providing stable appreciation and protection regardless of whether the market is bullish or bearish.
Here’s a simple "three-step configuration method" to share:
1. Basic Layer (Accident/Medical): Like the stablecoin position in an exchange, addressing sudden small high-frequency risks. For example, million medical insurance, accident insurance.
2. Core Layer (Critical Illness/Life Insurance): Like your BTC base position, it is the cornerstone of family finances. Ensure that in the event of major risks, family finances are not breached.
3. Appreciation Layer (Annuity/Increasing Life Insurance): Like your DeFi yield farm, achieving long-term and stable wealth appreciation through compound interest, planning for retirement or asset inheritance.
