Have you ever had this experience? Staying up late to finish a design draft for an overseas client, and at the moment you click 'Submit,' you are filled with anticipation. Then... it’s a long wait. Waiting for platform review, waiting for bank processing, waiting 3-5 business days, waiting for an amount that might be cut by intermediary banks' fees.
Our generation of creators has globalized productivity, but the payment system is still stuck in the 'horse and carriage era.'
Stablecoins once gave us hope, feeling that we could finally have instant transfers. But the real nightmare has just begun: to receive 100U, I first have to buy some ETH for gas; when the network gets congested, transactions get stuck for half a day, the money hasn’t arrived, yet the gas fee has been deducted; after finally succeeding once, I still have to explain to my friends what 'on-chain confirmation' means and what 'Gwei' is.
We just want to earn some money simply, why is it so difficult?
The problem does not lie with stablecoins, but with the 'road' that carries them being too poor. Until I discovered that some platforms' backends have already started using a bottom layer network called Plasma to send money.
The changes it brings are quiet, but the experience is transformative:
1. It makes you forget the existence of the 'chain'.
In the past, to receive payments, you had to act like half a programmer. Now, the platform sends you money directly, and you only need a wallet address. There’s no concept of Gas fees, no threshold of mainnet coins. What you receive is 100U, and the platform deducts a fee of 100U. Everything is as straightforward as a WeChat transfer. The highest realm of technology is to make users feel the technology is absent.
2. It makes 'instant rewards' possible.
I have a friend who edits videos on a Web3 platform, and his most exciting moment is when: the video just received a reward from viewers, and the reward 'ding' arrives instantly, with no delay. This kind of 'action-reward' instant feedback greatly stimulates the desire to create. He says it feels like playing a game where you get coins in real time, rather than receiving a salary at the end of the month. The stable latency provided by Plasma makes this 'gamified earning' model feasible.
3. It allows the platform to dare to 'automate' payments.
For the platform, the biggest fear is not the amount of money sent, but the mistakes in sending money. The randomness of traditional on-chain transactions, where 'it may succeed or may fail,' makes financial systems nearly impossible to automate. The determinism of Plasma allows the platform to boldly write code: 'Condition A triggered → Automatically pay amount X to address B', 100% execution, 100% success. This means that in the future, when we complete a task for a DAO or submit a code for a project, the flow of income will be as natural as flowing water, without manual approval.
4. Most importantly, it shifts 'global earning' to 'compliant earning'.
None of us want to live in a gray area. The clear and auditable flow of funds from Plasma allows the platform to easily prove the 'origin of the money' to regulatory agencies in any country. This means more mainstream platforms will dare to use it, and more banks in various countries will be willing to accept withdrawals coming from it. It is not fighting against the system; it is building a bridge connecting the new world with the old rules.
In the future, no creator will care about which chain they are using. They will only care: can my creativity instantly turn into money in my pocket?
And the underlying layer that quietly enables all this might just be called Plasma. It doesn’t create hotspots; it silently carries the two most precious things of this era: creativity and the price of creativity.

