RIPPLE IS NOT INTEGRATING WITH BANKS, BUT RATHER CONVERTING EACH BANK INTO A NODE OF RIPPLES WITHOUT THEM REALIZING IT. What Amina Bank (Ripple partner) and Google Cloud have just revealed is bigger than people think: Ripple is not trying to integrate with the banking system... it is discreetly redesigning it. Banks have always resisted cryptocurrencies because merging fiat and stablecoins into a single balance sheet is a regulatory nightmare. That’s why Ripple created the ultimate solution: A two-way settlement architecture: • Fiat remains on the bank's balance sheet. • Stablecoins and RLUSD are kept on Ripple's rails. • Regulatory compliance remains intact. • Both parties operate separately. • However, they function as a unified system. This is not a "fintech integration". It is a ready-to-use banking infrastructure. And here is the part that no one openly says: If Ripple obtains a banking license (and everything points to that)… it will become the first institution capable of internalizing fiat value conversions → stablecoin → tokenized without the bank touching cryptocurrencies. This instantly eliminates 95% of regulatory friction.