The K-line has gone crazy, the wallet is full, but the money can't be transferred to the bank card——
The day before yesterday, the backend crashed, and a brother sent a screenshot: he just converted 300,000 U to RMB to transfer to the card, wanting to buy some New Year's goods, but the interface directly popped up "suspend non-counter transactions".
Looking at the numbers that can't be used is more uncomfortable than losing your underwear.
This is not an isolated case.
In 2024, Pakistan alone will have 11,000 accounts frozen due to cryptocurrency transactions, and under the domestic "card-breaking action," there are also many such situations.
The essence is that the fraudulent funds flow into your account through multi-level transfers. When the police track the funds, they will freeze the card first; you haven't made a mistake but have to take the blame.
Don't panic, as long as the transactions are compliant, there is a 90% chance of unfreezing.
But you need to prepare the transaction platform's flow, chat records with merchants, bank transfer vouchers, go to the police station to make a statement, and wait for the funds to be traced, a process that takes at least two weeks.
Three rules to protect your money:
Dedicated card for dedicated use:
Get a second-class card specifically for OTC, don't use your salary card or mortgage card; if frozen, it won't affect your life;
Choose the right counterpart:
Find merchants with more than 10,000 transaction counts and platform certification, don't be greedy for that little premium to find a new account;
Details are crucial for survival:
For amounts above 50,000, transfer in batches, operate between 9 AM and 4 PM, note "technical service fee," and wait 3 days after receiving before moving.
In the cryptocurrency world, making money is a skill, but keeping the money in your pocket is the real deal.
Remember these few rules, don't let profits die on the withdrawal road.
If you find this useful, give a thumbs up, and next time we'll chat about more pitfall avoidance tips @bit冰