The digital world rarely witnesses a moment when caution transforms into such strong conviction. However, in a recent statement, Ripple's CEO, Brad Garlinghouse, presented a highly optimistic vision that prompted one of the platform X's prominent users, 'JackTheRippler', to assert that it could make XRP 'melt faces'.
This bold prophecy deserves attention — not because it is just media hype, but because Ripple's CEO backed it with clear signals coming from the markets, regulations, and major institutional flows.
👉 Positive macro winds and noticeable institutional shift
Garlinghouse started his talk by explaining the current correction in the crypto market as a natural part of its cycles. He clarified that macroeconomic factors are now supporting a long-term rise.
He also emphasized that the United States — which represents about 22% of global GDP — is undergoing a radical change in its regulatory stance.
After years of American institutions avoiding cryptocurrencies, major names like Vanguard, Franklin Templeton, and BlackRock are beginning to reassess their stance.
Garlinghouse described what is happening as a structural shift, not just a wave of positive sentiment. Institutions that previously avoided the market are now gradually returning to it — "walk, then crawl, then run," as he put it — which could open the door to significant capital inflows.
👉 Real-world use cases that go beyond speculation
One of the key points emphasized by the Ripple CEO:
Crypto is no longer just reliant on speculation. It is already starting to solve real-world problems.
With the evolution of protocols and improved usability, crypto has become practical in areas like payments, settlement, and stable value transfer.
One of the key supporting developments for this proposition is the launch of a regulated ETF linked to XRP.
On November 24, 2025, Franklin Templeton launched the Franklin XRP ETF (XRPZ) on the NYSE Arca platform, providing investors with a regulated and familiar way to gain exposure to XRP without needing to directly own the currency.
The fund relies on the strength of the XRP Ledger network, capable of processing thousands of transactions per second at low costs and with limited energy consumption.$XRP

