Brothers, don't rush into contracts yet! Recently, a piece of news from outside the circle blew my mind and made me change my parenting list overnight. This old man Trump has turned 'raising kids' into the most beloved 'investment script' in the crypto circle. Will an 18-year-old become a millionaire? This move is even more exciting than that dogecoin I was following last year!
First, let's give a lesson to the brothers who just came back from the contract battlefield: On December 2nd, Trump announced a 'Trump Accounts' plan, which simply means that children under 18 in the U.S. can have a dedicated account. What's even more outrageous is that for those born between 2025 and 2028, the Treasury will directly provide a 'starting fund' of 1,000 dollars. People in the circle must understand, right? Isn't this just the official version of the 'newborn investment account'?
As someone who has been monitoring the crypto market for eight years, I have to say this strategy is much more reliable than many parents randomly buying 'parent-child financial insurance'. The core logic is 'time for returns', which is exactly the same as our approach to value coins. Don't think $1,000 is a small amount; let me do the math for you: if this money is invested in stable assets (we won't mention specific targets, those who understand know), assuming an annualized return of 8%, the principal could nearly quadruple in 18 years. If we add market cycle dividends along the way, it’s quite possible to hit a six-figure threshold. This is much more solid than chasing hot topics every day and cutting losses just to chase again, after all, the iron law of the crypto market has always been 'long-term investors reap the rewards'.
But we also need to pour some cold water on this; this account is not a 'money-picking password'. First, there are liquidity restrictions; an 18-year lock-in period is comparable to certain long-cycle projects. If you urgently need money midway, you simply can't withdraw it. This is akin to holding onto coins through bull and bear markets; without some patience, you simply can't endure. Secondly, there's a management issue; the account is operated by parents until the child reaches adulthood. If a parent is one of those 'buying at the top', $1,000 could turn into $500. It's like giving your private key to an unreliable wallet, which directly maximizes the risk.
Speaking of ourselves, although we don't have an 'official startup fund', this approach of 'planning from a young age' can definitely be replicated. I have friends in the crypto circle who opened a 'digital asset little wallet' for their child who just started elementary school, investing $200 monthly into mainstream assets, without engaging in contracts or leverage, treating it as a 'growth red envelope' for the child. In his words: 'Teaching kids to recognize K-lines is more useful than forcing them to memorize ancient poetry, after all, the logic of future wealth is no longer what it was in our day.'#美联储重启降息步伐 $ETH
