Kri

1. Never believe anyone's price predictions.
2. Don't "diversify" into other cryptos; none of them are actually decentralized, everything except bitcoin is a shitcoin (yes, really), and it's all gambling. The point of bitcoin is not gambling, but to end modern day slavery (fiat currency).
3. When everyone you know is talking about bitcoin, you're at the top of a bull market. You'll likely be too exuberant to realize it though. It will be obvious in hindsight.
4. Don't "trade some altcoins on the side to get more bitcoin". You are not that smart, and the overwhelming probability is that you will get wrecked.
5. DCA into bitcoin. Ignore your emotions. Don't try to time the market. Just stack what you can every paycheck.
6. Don't be too excited about bitcoin; people will feel like you're scamming them even though you're just trying help.
7. Go to meetups & conferences. Don't be isolated. Bitcoiners are generally very awesome people.
8. When people ask you about how to buy bitcoin, send them to a BITCOIN-ONLY company. Example for why: My cousin bought bitcoin (on Coinbase) during the bull market, then sold it for shiba on the same platform and now she pretty much lost everything. Bitcoin-only companies are the safest option to keep newbies from doing newbie things.
9. Be on #bitcoin    twitter and nostr. Obviously if you're reading this, you're already here...but I didn't get on twitter until 2020 and can tell you that it's a lot less lonely hodling bitcoin when you see a bunch of other people on this platform experiencing the same things you are.
10. Be skeptical of influencers. Even me (I'm not a huge account, but still). Some are good, some are bad. Even if they have good intentions, their judgement can be clouded by bad incentives.
11. Stop trying to convince everyone you know that bitcoin will make everything better (even though it will). Instead, be a good resource for the people who eventually reach out to you about it. Be known as "the bitcoin guy" and let people come to you when they're ready. Have good content prepared for them to read/watch when they do.
That is all. It's been a great ride so far and I'm happy to know you guys.
#bitcoin #dyor #crypto2023

The world’s first XRP spot exchange-traded fund (ETF) has declined by approximately 45% since its launch, as the asset continues to struggle with significant volatility.
The fund, trading under the ticker XRPH11 on Brazil’s main stock exchange, closed at 11.19 BRL ($2.13) on Friday, down 3.7% for the day. It has posted a year-to-date loss of 30.5% and an all-time decline of 44%.
XRPH11 all-time price chart. Source: TradingView
The ETF tracks the Nasdaq XRP Reference Price Index and holds direct exposure to the token, with its value eroding in line with XRP itself.
The Brazilian asset manager behind the product secured approval from the country’s securities regulator in February 2025, and the ETF began trading on April 25, 2025, becoming the world’s first spot XRP ETF. 
It provided retail and institutional investors in Brazil with regulated exposure to XRP through standard brokerage accounts, removing the need for personal wallets and private-key management.
Despite its historic debut, the ETF had little lasting impact on XRP’s global price. Limited to Brazil’s domestic market, it attracted modest inflows that were insufficient to create meaningful buying pressure on XRP’s large circulating supply. 
Additionally, traditional finance settlement delays meant ETF share purchases did not immediately translate into on-chain XRP buying, further muting any short-term price effect.
Ripple’s periodic escrow releases and broader macroeconomic headwinds dominated price action, preventing the kind of supply-constrained rally that has accompanied major ETF launches for other cryptocurrencies.
Other spot XRP ETF launches 
Subsequent launches in North America have shown a markedly different scale and impact. In June 2025, Canada approved multiple spot XRP ETFs, including the Purpose XRP ETF (XRPP) from Purpose Investments and the 3iQ XRP ETF (XRPQ) on the Toronto Stock Exchange. 
These products quickly gathered meaningful assets under management, benefiting from Canada’s more mature regulatory pathway for crypto ETFs and attracting stronger institutional participation.
The United States joined the trend in late 2025, with Canary Capital’s XRPC ETF spearheading approvals for offerings from Bitwise, Grayscale, Franklin Templeton, 21Shares, and others.
 The U.S. products have recorded substantial and consistent inflows, reflecting the depth of capital and investor confidence available in the world’s largest financial market.
Meanwhile, over the same period, XRP’s price has suffered notable losses in line with broader cryptocurrency market sentiment. 
XRP price analysis 
By press time, the asset was trading at $1.36, down about 0.3% in the last 24 hours, while on the weekly timeline, it was also in the red, falling 0.8%.
XRP seven-day price chart. Source: Finbold
From a technical perspective, XRP’s 50-day simple moving average (SMA) stands at $1.57, well above the current price. Trading below this level signals weakening short- to medium-term momentum. The roughly $0.21 gap indicates that recent price action has remained consistently weaker than its recent average, reinforcing the bearish sentiment.
The longer-term outlook appears even weaker, with the 200-day SMA at $2.20. XRP trading far below this level highlights a significant drop relative to its long-term trend. Remaining under the 200-day SMA typically signals a broader bearish market structure that would require sustained buying pressure to reverse.
Meanwhile, the 14-day Relative Strength Index (RSI) is at 41.81, placing it in the neutral zone but closer to the lower end.
#xrpetf $XRP

Cryptocurrency expert PlanB, the creator of the Stock-to-Flow model for Bitcoin (BTC), has reaffirmed his prediction that the asset will achieve an average price of $500,000 during the current halving cycle spanning 2024 to 2028.
This outlook comes amid ongoing market fluctuations, with Bitcoin struggling to reclaim the $70,000 level. At press time, Bitcoin was trading at $67,334, having dropped almost 1% in the past 24 hours, while on the weekly timeframe, BTC is up 0.6%.
Bitcoin seven-day price chart. Source: Finbold
Bitcoin price prediction 
Notably, the Stock-to-Flow framework assesses Bitcoin’s value based on its scarcity by comparing the existing supply (stock) to the rate of new issuance (flow).
Halving events, which reduce mining rewards every four years, progressively increase this ratio and have historically correlated with substantial price appreciation in prior cycles. 
PlanB’s analysis incorporates this dynamic, projecting a broad range of $250,000 to $1 million for the period, with $500,000 serving as the approximate midpoint average.
Bitcoin stock-to-flow chart. Source: Plan B
The forecast aligns with the model’s performance during the 2020–2024 cycle, when it projected an average near $55,000 while the actual figure settled around $34,000—still within an acceptable variance, according to PlanB.
He argued the approach remains effective, citing consistent directional accuracy across multiple cycles despite short-term deviations.
The outlook examined Bitcoin’s historical trajectory alongside key indicators such as the 200-week moving average, realized price, and the Stock-to-Flow projection for the 2024–2028 period. 
The analysis also overlaid the current price with RSI coloring to highlight momentum, suggesting potential upside if historical patterns persist.
PlanB noted that the model focuses on cycle averages rather than exact peaks or troughs, framing current levels as a potential buying window for investors aligned with its long-term scarcity thesis.
Bitcoin’s increased volatility 
The bullish outlook comes as Bitcoin continues to face volatility after pulling back from recent highs near $74,000 earlier in the week.
The cryptocurrency has experienced volatility amid broader market pressures, including geopolitical tensions in the Middle East that have influenced risk assets, alongside fluctuations in ETF inflows and outflows.
Despite the dip, Bitcoin remains in a consolidation phase following a rally that saw it test levels above $72,000 in early March, with some analysts viewing the current range as a potential accumulation zone before further movement.
#bitcoin $BTC