Ripple’s Reece Merrick says the XRP Ledger was purpose-built for real payments and large-scale tokenized assets, highlighting its ability to handle high-volume settlement with strong efficiency. XRPL is evolving into institutional-grade infrastructure as demand for tokenized financial products rises.
The ecosystem now goes far beyond cross-border payments, with growing tokenization of assets like US Treasuries and the new XRPL EVM Sidechain enabling smart contracts and DeFi. Active wallets are in the millions, and upgrades—plus Ripple’s upcoming RLUSD stablecoin—continue to position XRPL as a fast, low-cost platform for global finance and Web3.$XRP
