Stablecoins are experiencing explosive growth, and Wall Street giants are fully investing! Joe Lau, co-founder of Alchemy, stated that stablecoins are expanding from exchange trading to payments, payroll, and financial management, with businesses favoring their 24/7 digital settlement advantages. Banks, fintech, and payment platforms are accelerating their integration, providing low-cost, fast transfer experiences. Banks are introducing tokenized deposits as a regulated alternative, offering institutional clients similar functionalities to stablecoins while keeping funds within the banking system. Lau believes that initially, the two will complement each other: stablecoins enable open settlement, while deposit tokens focus on the banking ecosystem; as scale increases, they will merge in competition, driving currency to be more compliant and instantly available. The market capitalization of stablecoins has exceeded $300 billion and is expected to reach $1.9 trillion by 2030 (optimistically $4 trillion). The entry of traditional financial institutions indicates an acceleration towards mainstream adoption of digital assets. Are you optimistic about the future of stablecoins?
