RWAs, Compliance & The Future of Tokenization
Tokenized real‑world assets aren’t a future fantasy; they’re a growing market with $18.38 B in distributed value and $391.63 B in represented value across public blockchains. On Stellar, RWAs (excluding stablecoins) exceed $533 M, with Franklin Templeton’s BENJI fund commanding 93 % of that total.
These assets range from U.S. Treasuries to multifamily real estate. The reason more issuers choose Stellar $XLM? Speed, cost and built‑in compliance. Features like account freezes, clawbacks and KYC alignment let institutions issue and manage assets responsibly. Meanwhile, @strongholdpay $SHX token integrates ISO 20022 and SWIFT gpi standard, enabling token‑to‑fiat conversions via ACH rails.
When you combine compliant rails, low fees and reward incentives, you get an environment where both banks and DeFi startups can thrive. The deeper insight: tokenization isn’t just digitizing assets; it’s creating programmable financial products that can interact with money movement in ways legacy systems can’t match.
