Back when I sold 3 BTC for 20,000 U in an emergency, I patted my thigh thinking 'timely cashing out is not a loss', until now these three treasures skyrocketed to 600,000 U, I finally understood — the most painful thing in the crypto circle is not missing out, but selling 'future real estate' like it's cabbage! And the day JPMorgan announced that the two giants could be used as collateral for loans, I jumped up on the spot: this milestone in compliance should have come ten years ago!
As a veteran who rolled from 5,000 U to a ten-million account, I have seen too many newcomers chasing 'hundredfold coins' going to zero, and old players holding assets turning into 'living dead'. Today, I will share 3 pieces of hard-earned wisdom, all truths built from blood and tears, so that newcomers can copy the homework without stepping into pitfalls:
1. Lock 80% of positions in 'two giants', niche coins are just emotional bubbles
In ten years, I have switched between hundreds of currencies, from altcoins to air coins, and finally realized that only those two 'industry stabilizers' can withstand bull and bear markets and policy storms. The fact that JPMorgan dares to use them as collateral is a reassurance for global investors — the consensus and value of these two have already been stamped by traditional financial giants!
Newbies shouldn’t always think about 'betting on obscure coins'. I have seen too many people invest 80% of their funds into niche coins, only to see the project team run away and the tokens drop to zero, crying for rights protection from the platform. Remember: the certainty of the crypto market is always more important than 'surprises'. Lock 80% of your positions in the two giants and play around with the remaining 20%. Earn stable compound interest, not adrenaline-pumping gambling.
2. Assets should be 'active' not 'dead', compliant borrowing is the cash flow password
In the early years, holding coins could only make you a 'money keeper'. In urgent need of cash, you could only sell at a loss. Now that compliant lending channels have opened up, it’s like putting a 'printing press' on your assets! But here's a key reminder: I have seen people borrow up to their limits, only to encounter market fluctuations and get liquidated, losing everything.
According to industry unspoken rules, such loans usually have limits below 50%. My experience is to borrow within 30% — it not only activates cash flow but also leaves a safety cushion for fluctuations. After all, we are here to make money in the long term, not to gamble on short-term ups and downs. Don't be a 'hold forever' type; let quality assets work for you, that’s the advanced play.
3. Follow the regular troops and enjoy the soup; wild paths will eventually flip.
In the early years, playing with crypto assets was like doing 'underground work'. Platforms could crash anytime, and policies could change at a moment’s notice. Now that traditional financial giants have entered the arena, the industry is no longer in the 'wild era'! Newbies should definitely avoid non-compliant platforms and high-leverage loans. I have seen too many people tempted by high interest rates, only to lose all their principal and interest, with no channels for rights protection.
My survival rule is: keep a close eye on the trends of 'regular troops' like JPMorgan and only choose big platforms with compliant qualifications. Every move they make is defining a safe zone for the industry. Following their rhythm cuts risks in half, and making money becomes easier — after all, those who make big money in the crypto circle are never 'speculators' betting on news, but 'trendsetters' who capture 'consensus + compliance'.
In ten years of crypto journey, from the wild to compliance, the pitfalls I have encountered could circle the earth. I have finally realized: the core of making money is never about 'speed', but 'stability'. Don’t be greedy for the fantasy of overnight wealth, don't fall for the temptation of wild paths. Hold onto core assets, use compliant tools well, and even small funds can grow like a snowball.
