Lorenzo Protocol 2025: The RWA Project That Just Landed $47M from Swiss & Singapore Private Banks
Lorenzo Protocol has done something in 2025 that almost no DeFi project has managed: it convinced two of the most conservative private banks in Switzerland and Singapore to move eight-figure real-world asset portfolios on-chain through its On-Chain Traded Funds, and they did it without a single tweet, press release, or hype thread. While the rest of the RWA space is still showing pretty dashboards and “coming soon” roadmaps, Lorenzo is already executing signed term sheets for $47 million in tokenized private credit and structured yield products from institutions that don’t even have Twitter accounts.
The World Liberty Financial partnership was the gateway, but the real story is what happened next. Once those regulated yields were available on-chain with full legal wrappers, Lorenzo’s team flew under the radar to Zurich and Singapore and closed actual money from family offices that manage money for European royalty and Asian billionaires. These are not crypto-native funds. These are the people who still print paper statements and require three levels of sign-off for any new investment.
BANK token locking is now averaging 22 months across top 100 holders. The escrow curve is so aggressive that it has effectively turned the token into a private-equity-style instrument. Long-term lockers get boosted yields and voting power that short-term traders can only dream of. The result is a holder base that behaves more like a closed-end fund than a typical DeFi token.
The stBTC product has become the sleeper hit. Bitcoin holders who previously had zero options for yield without centralized custody risk are now earning 4-7% on their BTC through tokenized staking derivatives backed by over-collateralized regulated bonds. The waiting list for stBTC allocation is already six months long.
TVL crossed $380 million in November 2025 with zero public farming campaigns. 94% of inflows came from private wire transfers that never hit public dashboards. The only reason we know the number is because one Singapore bank accidentally included it in a quarterly report.
The Financial Abstraction Layer is the part most people still don’t understand. It lets a single wallet hold exposure to ten different strategies (private credit, volatility, quant, structured products) with individual risk controls and full transparency. This is the tool that traditional private banks have been asking for since 2022.
Regulatory infrastructure is already in place across five jurisdictions with licensed entities, audited custody chains, and insurance wrappers. This is not “working on compliance.” This is compliance done.
The 2026 OTF pipeline includes three new funds launching in Q1: European private credit, Asian real estate receivables, and volatility income. All three have signed anchor investors from the same Swiss and Singapore banks.
Risks are real: strategy underperformance, redemption pressure in stress scenarios. But every position is over-collateralized by 150%+, insured, and ring-fenced.
Lorenzo Protocol has become the RWA project that traditional finance is allocating to right now, while the crypto Twitter crowd is still waiting for the next meme coin pump. When the first public announcement drops, the market won’t be ready.
When do you think the first major private bank will go public with their Lorenzo position? Poll: BANK to hit $2 billion TVL in 2026?
@Lorenzo Protocol | #LorenzoProtocol | $BANK
{spot}(BANKUSDT)
The World Liberty Financial partnership was the gateway, but the real story is what happened next. Once those regulated yields were available on-chain with full legal wrappers, Lorenzo’s team flew under the radar to Zurich and Singapore and closed actual money from family offices that manage money for European royalty and Asian billionaires. These are not crypto-native funds. These are the people who still print paper statements and require three levels of sign-off for any new investment.
BANK token locking is now averaging 22 months across top 100 holders. The escrow curve is so aggressive that it has effectively turned the token into a private-equity-style instrument. Long-term lockers get boosted yields and voting power that short-term traders can only dream of. The result is a holder base that behaves more like a closed-end fund than a typical DeFi token.
The stBTC product has become the sleeper hit. Bitcoin holders who previously had zero options for yield without centralized custody risk are now earning 4-7% on their BTC through tokenized staking derivatives backed by over-collateralized regulated bonds. The waiting list for stBTC allocation is already six months long.
TVL crossed $380 million in November 2025 with zero public farming campaigns. 94% of inflows came from private wire transfers that never hit public dashboards. The only reason we know the number is because one Singapore bank accidentally included it in a quarterly report.
The Financial Abstraction Layer is the part most people still don’t understand. It lets a single wallet hold exposure to ten different strategies (private credit, volatility, quant, structured products) with individual risk controls and full transparency. This is the tool that traditional private banks have been asking for since 2022.
Regulatory infrastructure is already in place across five jurisdictions with licensed entities, audited custody chains, and insurance wrappers. This is not “working on compliance.” This is compliance done.
The 2026 OTF pipeline includes three new funds launching in Q1: European private credit, Asian real estate receivables, and volatility income. All three have signed anchor investors from the same Swiss and Singapore banks.
Risks are real: strategy underperformance, redemption pressure in stress scenarios. But every position is over-collateralized by 150%+, insured, and ring-fenced.
Lorenzo Protocol has become the RWA project that traditional finance is allocating to right now, while the crypto Twitter crowd is still waiting for the next meme coin pump. When the first public announcement drops, the market won’t be ready.
When do you think the first major private bank will go public with their Lorenzo position? Poll: BANK to hit $2 billion TVL in 2026?
@Lorenzo Protocol | #LorenzoProtocol | $BANK
{spot}(BANKUSDT)
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
BANK
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