🔗 Decentralized Finance (DeFi) 2025: How It Is Changing the Economic and Investment World

Decentralized Finance (DeFi) is an economic system built on blockchain that allows financial transactions to be conducted without traditional intermediaries. In 2025, DeFi is witnessing rapid growth thanks to Layer-2 solutions and the integration of artificial intelligence, making it an attractive field for both investors and beginners alike.

🗂️ What is DeFi?

- Financial platforms built on smart contracts (Ethereum, BSC, Polygon).

- Services: Financing (Aave, Compound), decentralized trading (Uniswap, PancakeSwap), farming (Yield Farming).

📊 Key Indicators:

| Indicator | 2024 | 2025 (Forecast) |

|------|------|--------------|

| TVL | $120B | $200B |

| Number of Users | 8M | 15M |

| Farming Yields (APY) | 4-12% | 6-18% |

| Gas Costs (Ethereum) | $30-50 | $5-10 (Layer-2) |

🔧 How Does It Work?

1️⃣ Smart Contracts: Automatic execution without intermediaries.

2️⃣ Liquidity Provision: LP Tokens in exchange for yields.

3️⃣ Farming: Placing LP Tokens on platforms to earn APY.

4️⃣ Borrowing: Collateralizing assets to obtain a loan in digital dollars.

⚠️ Risks:

- Smart contract attacks.

- Impermanent loss in liquidity.

- High market volatility.

💡 Tips for Getting Started:

- Start with a small amount ($100-500).

- Choose platforms with security audits.