Just earned some coins on Binance's chain by depositing $btc with an annualized return of 2.5%. Previously, I kept it in a savings account, which was essentially no yield. After a closer look:

1. This investment is provided by Babylon, which everyone should know about. It's a leading project for btc that is now also listed on Binance. This promotion is for depositing $btc to earn $baby, not $btc rewards.

2. You can choose the term for the deposit; I selected 60 days because both 90 days and 60 days offer 2.5%. Since I’m a long-term investor and don’t plan to sell in the short term, I might as well earn some interest. The principal and interest will automatically go to Binance's spot account upon maturity. If redeemed early, you need to wait three days and there are no rewards. This activity ends on January 3, 2026.

3. The minimum deposit is 0.01btc, and the maximum is 50btc. However, it’s important to note that since this is DeFi, all risks must be borne by yourself; the platform will not provide a safety net.

4. After the principal and rewards are credited upon maturity, you can also deposit $baby, with an annualized return of up to 29.9%. This activity ends on March 21, 2026.

When storing these DeFi assets, you must understand the risks thoroughly. I previously thought that whoever held my money would provide a safety net, but I only realized during the last instance that such risks must be borne by oneself. Therefore, I now keep large sums in Binance while seeking opportunities for smaller amounts to potentially earn some returns.