Introduction: Why Lorenzo’s Roadmap Actually Matters
Most roadmaps in crypto feel like wishlists. New chains, new tokens, new hype. Then half of it never ships. Lorenzo’s roadmap feels different, because it is built around one clear idea that is already live today and now being scaled step by step. The idea is simple to say but hard to build: take Bitcoin, stablecoins and real-world assets, and turn them into clean, easy yield products that anyone can hold as simple tokens.
Right now, Lorenzo is already doing three big things at the same time. It lets Bitcoin holders earn yield through liquid staking and restaking with stBTC and enzoBTC. It runs USD1+ OTF, a structured fund that uses USD1 stablecoin and mixes real-world assets, trading strategies and DeFi yield into one product. And it uses a Financial Abstraction Layer to manage all of this as an “asset management system”, not just a random vault.
The roadmap builds on top of this base. It is not about changing the story every month. It is about pushing the same story further: more funds, more assets, more chains, more partners, more security, and more serious users. CoinMarketCap, Bitget and Binance articles all show the same direction. Lorenzo wants to become an on-chain investment bank and a full asset-management layer that can serve both retail users and large enterprises.
In this article we will look at the best parts of Lorenzo’s roadmap, in very simple words, but with deep reasoning. Instead of just saying “this feature is coming”, we will ask why it matters, who it helps, and how it fits the bigger picture.
The First Big Thing: A Whole Shelf Of New OTF Funds
The first major “best thing” in Lorenzo’s roadmap is the plan to launch many more On-Chain Traded Funds, not only USD1+. A recent Binance Square piece about “The Road Ahead” says very clearly that after USD1+ mainnet, Lorenzo is preparing OTFs for BTC, ETH, volatility strategies and mixed multi-asset portfolios.
Why is this important?
Right now, most people see only one side of Lorenzo: the USD1+ stablecoin fund. That is already useful, but it is only one product. Imagine instead that you open an app and see a whole shelf of products like this: a safe fund mostly in treasuries, a BTC-heavy fund, a slightly more aggressive mixed fund, a volatility fund, and more. All of them built on Lorenzo’s Financial Abstraction Layer, all of them tokenized as simple OTF tokens.
This is how traditional finance works. You do not buy raw swaps or raw bonds. You buy funds. Lorenzo’s roadmap is basically saying: we are going to copy that model into crypto, but in a transparent, on-chain way. The “best thing” here is not just “more products.” The best thing is that the platform becomes a real product factory.
From a user point of view, it means this. Instead of hunting across ten different dApps, you will be able to choose risk and style in one place. From an asset-manager point of view, this roadmap means they can deploy their strategies through Lorenzo and wrap them into OTFs, then reach users everywhere. Binance and CoinMarketCap both describe this as a future where asset managers plug into Lorenzo, not compete with it.
So the first big win in the roadmap is very simple: more fund types, more risk profiles, same simple interface.
The Second Big Thing: Making USD1+ A True Enterprise Backbone
The second “best thing” on the roadmap is not a new token, but deeper adoption of USD1+ in the real world. CoinMarketCap’s roadmap section for BANK explains that one of the key forward items is “USD1 enterprise adoption” through partnerships like Tagger AI and BlockStreet, where USD1 is used as a settlement currency and USD1+ as a yield-bearing layer for B2B flows.
In simple words, the plan is this. USD1 becomes the digital dollar that big players use. Lorenzo’s USD1+ becomes the “savings and yield” product that sits under that dollar. Companies pay and receive in USD1, while their balances sit in USD1+ when idle. Tagger AI and other partners add AI and data-related income tools on top.
Lorenzo is the engine behind that.
Why is this one of the best roadmap items? Because it changes who Lorenzo is built for. Right now, many users are crypto natives. In the roadmap, the target extends to enterprises that want safe yield on working capital. If those companies start using USD1 and USD1+ for payments and treasury, TVL growth will not depend only on small DeFi users. It will be driven by business money that wants stability plus yield.
There is another important detail. The stablecoin issuer WLFI has its own roadmap for USD1, which includes more partnerships, more payment use cases and more real-world adoption. Gate’s coverage notes that Lorenzo is already the official asset-management partner for USD1+, meaning when USD1 grows, Lorenzo’s role grows automatically.
So this roadmap item is basically Lorenzo saying: we are going to sit behind real companies, not just wallets. That is a big step.
The Third Big Thing: Becoming An On-Chain Investment Bank
Bitget’s USD1+ testnet article and CoinMarketCap’s roadmap summary both say something very strong: Lorenzo aims to become an “on-chain investment bank” over the long term.
What does that actually mean in plain words?
Think of a classic investment bank. It builds structured products, manages assets, works with big clients, designs complex yield strategies, and sometimes also services retail through funds and notes. On-chain, Lorenzo’s version of this would be a platform that offers OTFs, BTC yield products, quant strategies, RWA funds and custom structures, all under one FAL engine, all with clear governance and transparent flows.
The “investment bank vision” is not about becoming a centralized company. It is about offering the same range of services, but in token form. OTFs are like on-chain funds. stBTC and enzoBTC are like BTC credit and collateral tools. USD1+ is like a money-market or short-duration income fund. Future products can cover volatility, credit, even AI-linked yield.
The best part of this roadmap is how everything fits together. It is not random. The BTC side feeds the “asset” pool. The stablecoin and RWA side feeds the “cash” pool. The AI and quant side feed the “strategy” pool. FAL ties them into products. BANK and veBANK tie them into governance and fees. If this on-chain investment bank vision works, Lorenzo could be the point where these three pools meet.
The Fourth Big Thing: A Very Serious BTC Roadmap
Another strong part of Lorenzo’s roadmap is all about Bitcoin. Coinlaunch and several research sites describe Lorenzo as a BTC liquidity infrastructure that already has handled over one billion dollars of BTC across more than twenty-one networks.
The BTC roadmap has a few key pillars. First, stBTC and enzoBTC continue to evolve as the main BTC instruments. The enzoBTC contract was upgraded in early 2025 to make redemptions smoother and integrate Babylon staking better. Second, the Wormhole integration gives these BTC tokens multichain superpowers. Lorenzo’s own Medium article notes that stBTC and enzoBTC already represent roughly half of BTC assets bridged via Wormhole, with liquidity on Sui and BNB Chain and a plan to add more networks.
From a roadmap angle, the “best thing” is where this is going, not just what exists now. Top Bitcoin restaking overviews describe Lorenzo as a hub specifically built for the restaking era, with FAL routing BTC into yield and security roles across more than twenty chains.
In simple terms, the plan is to make BTC behave like a productive asset everywhere. stBTC will keep earning Babylon-based yield and possibly more yield types over time. enzoBTC will keep being a neutral, cash-like BTC across DeFi. And Lorenzo will use these as core building blocks inside future OTFs and structured products.
If Bitcoin stays the biggest asset in crypto, having a clear, serious BTC roadmap is not optional. It is the backbone. Lorenzo seems to understand this and is doubling down on it, which is one of the smartest parts of its plan.
The Fifth Big Thing: Governance Roadmap With BANK And veBANK
Another strong part of the roadmap is not technical but political: how decisions are made.
Weex, CoinEx, CoinCarp and Binance Square all highlight that BANK is not just a fee token. It is designed as the backbone of governance. Holders can lock BANK into veBANK, and the longer they lock, the more influence they get. They vote on product changes, fee structures, ecosystem fund use, emission schedules, and more.
A recent Binance Square article on governance describes this very clearly. It says that in Lorenzo, governance is not cosmetic. BANK and veBANK are the “backbone” of how the protocol moves forward. The system is built so that people who commit for longer have more say, which lines up governance with conviction, not with short-term noise.
Why is this a key “best thing” on the roadmap? Because Lorenzo is trying to become infrastructure for many different groups at once: BTC holders, stablecoin users, RWA issuers, AI partners, DeFi degens, and enterprises. If only one group could control it, the system would tilt. The governance roadmap, built around BANK and veBANK, is the answer to that.
In practice, this means future choices — such as what new OTFs to launch, how much risk to take in certain strategies, which partners to integrate, or how much fee to charge — will be guided by a group of committed stakeholders, not a single company decision. That is exactly what you want from an on-chain asset management layer.
The Sixth Big Thing: Security Roadmap With Audits And Real-Time Monitoring
Security is not sexy, but it is one of the most important parts of Lorenzo’s roadmap. The latest CoinMarketCap update lays out three big steps that have already been taken and that show the direction. First, core contract audits were completed in May 2025 for BTC staking and vault systems. Second, the enzoBTC contract was improved to support Babylon better and to simplify fee and yield logic. Third, Lorenzo integrated CertiK Skynet in November 2025, getting a 91+ score and continuous real-time monitoring.
Why does this matter for the future, not just the past? Because the project is becoming more complex over time, not less. It spans BTC restaking, cross-chain bridges, RWA tokens, DeFi strategies and AI-driven logic. Even Binance’s AI-native piece about Lorenzo warns that the main risk is complexity across bridges, CeFi, RWA and AI.
The “best thing” in the security roadmap is that Lorenzo is treating security as an ongoing job, not a box to tick. Audits plus Skynet mean there is a base level of trust and monitoring for all future features. As more OTFs are added, as more BTC flows in, as more enterprise partners come on board, this kind of security posture is not a nice-to-have. It is required.
If Lorenzo really wants to be a home for serious capital, this part of the roadmap might actually be the most important one, even if it does not get the most attention.
The Seventh Big Thing: Deep Integrations With Wallets, Exchanges And Apps
Another strong part of the roadmap is the distribution plan. The Binance roadmap article about “The Road Ahead” lists deeper integrations with wallets, trading platforms, fintech apps and stablecoin ecosystems as a key direction after USD1+ mainnet.
We can already see early steps. Binance Wallet listed BANK at TGE and promotes its governance and staking roles. Many CEXs, including Binance, HTX, Bitget and others, now list BANK and highlight Lorenzo in their content. USD1+ testnet and then mainnet were launched on BNB Chain specifically to tap into a larger DeFi and wallet ecosystem.
From a roadmap logic point of view, the “best thing” here is very simple. OTFs and BTC tokens are only useful if someone actually uses them. Wallets and apps are the way these products meet normal users. If your wallet can show “USD1+ income balance” or “stBTC yield balance” natively, you do not even need to visit Lorenzo’s own app.
The roadmap is clearly built around this. Instead of trying to own all the front-ends, Lorenzo is trying to be the engine behind many front-ends.
That is how real infrastructure behaves in any industry.
The Eighth Big Thing: AI-Native CeDeFAI Expansion
Lorenzo calls itself “AI-native”, and articles on Phemex, Binance and others explain that a big part of the future roadmap is CeDeFAI: a model where centralized, decentralized and AI-driven strategies are combined into one asset-management system.
In simple terms, CeDeFAI means this. Some strategies live on centralized venues, such as quant trading on exchanges. Some live in DeFi, such as lending or LP yield. Some live in RWA space. AI models sit on top and help decide how to move money between these buckets, within rules set by fund design and governance.
The roadmap goes further. Through the partnership with Tagger AI, part of the yield in some products can come from “data work”, where AI agents use data and compute in ways that generate real income, and that income flows back into the fund, still denominated in USD1.
The “best thing” here is subtle. Lorenzo is not using AI to throw random signals into trading. It is using AI to manage complexity and unlock new yield sources, while still wrapping everything in simple tokens like USD1+. In a future where AI agents themselves hold tokens and make decisions, an AI-friendly asset-management layer becomes very powerful.
This part of the roadmap is early and carries risks, but if it works, it could be one of the most unique edges Lorenzo has compared to more traditional DeFi platforms.
The Ninth Big Thing: Large-Scale Ecosystem And Marketing Push With Binance
The roadmap is not only technical and product-based. CoinMarketCap’s roadmap section highlights that Binance has allocated sixty-three million BANK tokens for future marketing campaigns in 2026.
In very simple words, this means there is a large pool of tokens reserved to push Lorenzo’s products across the Binance ecosystem. That can include campaigns on Binance Futures, spot, Earn, Wallet, and Binance Square content. It is easy to dismiss this as “just marketing,” but for a protocol that wants to become infrastructure, awareness is part of the job.
Why is this one of the best things? Because many technically strong projects fail due to lack of distribution. Here we already see core distribution partners lining up: Binance for retail, WLFI for institutions and RWA, BNB Chain for DeFi, Tagger AI for enterprise data and payments.
If the technical roadmap and the marketing roadmap work together, more people will actually see, hold and use Lorenzo’s products. That is the only way the grand vision becomes real.
Final Thoughts: Why These Roadmap Pieces Fit Together So Well
If you look at each roadmap item on its own, it is easy to say, “Okay, more funds, more chains, more partners, more governance, more AI. Everyone says that.”
But when you put them together, Lorenzo’s roadmap has a very clear shape.
The OTF roadmap says, “We will offer many products, not just one.” The USD1 enterprise roadmap says, “These products will power real payments and treasuries, not just DeFi farming.” The on-chain investment bank vision says, “We will unify BTC, stablecoins, RWA and quant into one platform.” The BTC roadmap says, “Bitcoin will be at the center of this, not left out.” The governance roadmap says, “Decisions will be made by committed stakeholders, not just a single team.” The security roadmap says, “We will treat risk as a first-class problem.” The integration roadmap says, “You will see our tokens everywhere, not only on our site.” The AI roadmap says, “We will let machines help manage complexity and even create new yield.” The marketing roadmap says, “We will not stay small and invisible once the pieces are ready.”
Taken together, the “best things” in Lorenzo Protocol’s roadmap are not random promises.
They are different sides of one plan: build a serious, on-chain asset-management and investment platform where Bitcoin, stablecoins and real-world assets can work together, where yield is structured and understandable, where governance is real, and where both humans and AI agents can plug in without drowning in complexity.
In simple words, the roadmap is trying to take Lorenzo from “interesting DeFi project” to “invisible financial layer” — the type of layer that you do not notice every day, but that quietly powers a big part of the on-chain money system. If it delivers on even most of these roadmap items, Lorenzo could end up being one of the main background engines in the next phase of crypto and tokenized finance.
