The Federal Reserve announced on December 10, 2025, that it cut its interest rate and will initiate a Treasury securities purchase program, with expectations that acquisitions will begin in December and extend into 2026.

📌 Context of the decision

Rate cut: The Fed reduced the interest rate by 25 basis points, placing it in the range of 3.5%–3.75%.

Reason: The economy is expanding at a moderate pace, unemployment has increased, and inflation remains high.

Asset purchases: Analysts anticipate that the Fed will begin monthly purchases of Treasury Bills for about 45,000 million dollars starting in January 2026, although the official announcement mentions the start in December.

🔎 Implications for markets and families

Liquidity: The purchase of Treasury Bills aims to ensure that the financial system has sufficient liquidity, reducing risks of stress in the interbank market.

Bonds and debt: This may pressure short-term yields downward, making other higher-risk assets more attractive.

Retail investors: Although families continue to buy Treasury Bills in Europe and the U.S., returns have fallen to half in two years. The Fed's intervention could stabilize that trend.

⚠️ Risks and considerations

Persistent inflation: If the additional liquidity fuels demand, it could complicate price control.

Market dependence: Investors may become more dependent on the Fed's intervention, generating volatility if support is withdrawn.

Political signal: The start of purchases in December may be interpreted as a preventive move against year-end risks, rather than a long-term measure.

👉 In summary, yes, the Fed will begin buying Treasury Bills in December 2025, as part of a stimulus package that includes rate cuts. However, analysts believe that the strong acquisition program will solidify in January 2026.