As an analyst who has navigated the crypto space for nearly a decade, I have seen too many people oscillate between the myth of getting rich and the panic of collapse. Today, I want to set aside the cold, hard candlestick charts and talk to you about the real value created by the 'scarcity' and 'time' behind holding that 0.1 Bitcoin until 2048.
01 The truth of scarcity, far beyond digital imagination.
Many people know that the total amount of Bitcoin is 21 million, but few realize that 'circulating Bitcoin' is actually an astonishing numerical game.
According to data from the end of 2025, the amount of Bitcoin that can truly be freely traded in the market may account for less than 18% of the total supply.
What does this mean?
Permanent loss: More than 3.68 million Bitcoins have permanently 'disappeared' due to lost private keys and other reasons, a number greater than the gold reserves of many small countries.
'Digital antique' hoarding: Early wallets like Satoshi Nakamoto's and long-term investors (HODLers) holding for over a year have locked away more than 6 million Bitcoins, which hardly circulate in the market.
Institutions and countries 'accumulating': from listed company MicroStrategy to some sovereign nations, Bitcoin is being treated as a reserve asset. This portion of 'national reserve' level Bitcoin has extremely low liquidity, further draining the market.
It's like the ancient jade that has been passed down, there are only so many in existence, and each time a piece is lost, there is one less. Each halving (for example, the reward dropping to 3.125 in 2024) tightens the already narrow supply faucet.
By 2032, Bitcoin's annual issuance rate will drop to 0.2%, far lower than gold.
This artificially designed but unalterable absolute scarcity is a moat that no altcoin can replicate.
Long-term trends are the evolution of 'gambling products' into 'family wealth.'
Newbies are often troubled by 'Should I sell since it dropped today?' while overlooking the bigger picture: Bitcoin is undergoing a profound identity transformation.
From the margins to the mainstream: The approval of the US spot ETF in 2024 is a milestone event. It means Bitcoin can finally enter the traditional financial system in a compliant and low-threshold manner.
This is no longer just a geek's toy, but a 'digital asset' that public companies like Tesla can confidently incorporate into their balance sheets.
A hedge tool for macroeconomics: Against the backdrop of global central bank easing and escalating debt crises, the 'digital gold' narrative of Bitcoin is continuously reinforced. When the purchasing power of fiat currency is diluted, people instinctively seek assets with inelastic supply that are not controlled by a single entity.
The rise of Bitcoin after the Federal Reserve cuts interest rates in 2025 confirms its logic as an asset benefiting from liquidity overflow.
Value anchors in the Web3 era: In the future, the development of ecosystems like DeFi and NFTs will require a recognized value anchor. Bitcoin, with its first-mover advantage, strong brand consensus, and security, is most likely to play this 'hard currency' role.
This is akin to the position of gold within the traditional financial system, serving as the cornerstone for building complex financial skyscrapers.
This process is Bitcoin's transformation from 'a speculative gambling product' to a 'digital asset' that institutions and high-net-worth families are willing to pass down to the next generation.
What does 0.1 Bitcoin mean in 2048?
Now let's calculate the account for that 0.1 Bitcoin. Providing a precise number is a charlatan's act, but we can look at a few reliable predictive models:
Asset management firm Bitwise outlines three scenarios for 2035: bear market scenario at $88,005, baseline scenario at $1,306,740, and bull market scenario approaching $3 million.
Taking the relatively conservative baseline scenario, by 2035, the value of 0.1 Bitcoin will exceed $130,000.
More importantly, there's the effect of compound interest. If Bitcoin's market value surpasses gold one day, the price of a single Bitcoin could reach the level of $500,000.
The value of 0.1 Bitcoin will be $50,000. By 2048, after multiple halvings and a longer accumulation period, its potential value will be further unlocked.
Of course, this path is far from smooth. High volatility, policy uncertainty, and technical challenges are real risks.
This is also why I never recommend anyone to go all-in. The correct approach is to invest spare money that you won't use for 3-5 years in a systematic way, then transfer the coins to your hardware wallet, forget about short-term fluctuations, and hold for the long term.
Investing in Bitcoin means earning not just small profits but money from trends and cycles.
Conclusion: The key to financial freedom is the monetization of cognition.
Looking back at the story of '10,000 Bitcoins for two pizzas,' it seemed like a farce at the time, but today it feels like a fable: the vast majority of early adopters could not understand the intrinsic value of a new asset.
Holding 0.1 Bitcoin until 2048, can one achieve financial freedom? The answer is not in the market, but in your understanding. It tests whether you can comprehend its fundamentally scarce underlying logic and believe in its long-term trend from the margins to the mainstream.
I've seen too many early skeptics who later regretted their disbelief. Rather than getting dizzy from short-term candlestick charts, it's better to calm down and genuinely understand what 'the old jade of the digital age' is.
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