The concept of RWA has been discussed for nearly two years, yet it has embarrassingly turned into a case of 'new wine in old bottles'! Many platforms have taken advantage of the guise of 'assets on the chain' to exploit investors, and a bunch of projects have followed the old routine of 'storing assets to generate income.' How did the promised 'third asset management revolution' become a tool for capital harvesting? Today, let's get straight to the point and uncover the core pain points of RWA, as well as why AI agents are said to be the only hope for breaking the deadlock!
First, let me share a little knowledge for beginners: RWA simply refers to moving real-world assets (such as real estate, equity, artworks) onto the chain for management and trading. The prospects for this endeavor are incredibly promising, and I don’t need to elaborate on that, right? After all, everyone wants to have an additional channel for asset appreciation, especially with the rise of stable assets, the trend for RWA development is almost irreversible. However, while the ideal is beautiful, the reality is painfully stark. I dare say that 90% of the RWA projects on the market are 'Frankenstein' creations that won't get far!
Why do I say this? There are two core issues: first, the technology cannot support the ambition; second, the model has not grasped the essence. Let's talk about the technical aspect first. The mainstream contract technology seems to be able to achieve simple on-chain operations, but to support the full process management of real assets, such as ownership confirmation, transaction settlement, and risk control in these key links, it is fundamentally 'a drop in the bucket'. Take the most basic ownership issue as an example: in reality, the proof of ownership for a property involves multiple departments, simply recording a note on-chain is completely useless. If disputes arise later, it still has to revert to traditional processes; what is the point of going on-chain?
Now, let's talk about the model issue, which is also the most frustrating part. Many large platforms that have traffic and technology clearly have the capability to explore deeper ways of playing, yet they stubbornly focus on the shallow model of 'issuing tokens + earning interest on deposits'. Even more ridiculous is that many copycat projects follow suit, packaging any random asset and calling it an 'RWA product' in a bid to attract institutional funds. Please, institutions are not fools! What they want are compliant, stable, and core-value asset transactions. Who will actually invest real money in a copycat product that can't even clarify ownership? With the core funding source cut off, what can these projects do besides harvesting retail investors?
Some may ask: Is there really no hope for RWA? Of course not! But the key to breaking the deadlock is definitely not to continue to get stuck in the dead end of 'contract + traditional finance', but to rely on this 'new species' of AI intelligent entities. How powerful is this thing? Simply put, it can achieve 'one-click automation' for the entire process operations needed for RWA: on-chain, payment, bookkeeping, and dividend distribution—these cumbersome links do not require manual intervention; the intelligent entity can handle it itself, and the entire process is transparent and traceable, fundamentally solving the trust issue.
What’s even more amazing is that AI intelligent entities come with the core logic of 'identity as a wallet'. What does this mean? It means that every real asset is assigned a unique digital identity, from your pet dog to a villa, all can have their own 'digital ID'. With this identity, assets can autonomously complete operations such as receiving payments, making payments, and value appreciation. For example, after you put a painting on-chain, the intelligent entity can automatically connect you with potential buyers, and after the transaction is completed, it directly settles the funds. It can even distribute the earnings to your family according to preset rules; this is true 'asset self-management'!
Here, I boldly predict: the ultimate form of RWA in the future will definitely be 'intelligent entities with ownership rights'. Just like the WE07 intelligent robot I have been focusing on, it is inherently an RWA asset, with a clear value anchor, autonomous operational capabilities, and can achieve automated value appreciation through capital injection, completely freeing itself from the various drawbacks of traditional RWA projects. In contrast, those projects that are still obsessed with old routines will eventually be eliminated by the market; after all, neither users nor capital are foolish. Who would be willing to keep paying for 'pseudo-innovation'?
At this point, some family members may ask: are there any AI intelligent entity + RWA projects worth paying attention to? Don’t worry, I will specifically organize a detailed project list later, analyzing from multiple dimensions such as technical strength, team background, compliance, etc., to help everyone avoid pitfalls and choose the right direction. Also, if you have any questions about RWA, such as 'Can my small asset go on-chain?' or 'How is the security of AI intelligent entities ensured?', you can leave a message in the comments!
Lastly, a reminder: the crypto space is very deep; don't let those flashy concepts blind your eyes. Truly valuable innovations have always been about solving real problems, not about speculation and harvesting profits. Follow me, don't get lost! I will guide you through the underlying logic of the crypto circle every day, avoiding 99% of the pitfalls! See you next time, remember to like and save, otherwise you won’t find it next time!
