Because I like the little dog with lines, I noted 'Dogecoin' when transferring pocket money to my husband, which resulted in my account being restricted to 'no deposits or withdrawals' by the staff at the bank.

The person involved stated that a few months ago, they transferred 250 yuan pocket money to their spouse through the bank account, with a note 'This week's Dogecoin'. Subsequently, both parties received phone calls from the bank to verify their relationship and the meaning of the note, and they were informed that the note triggered a 'virtual currency control' risk monitoring.

The bank staff requested to provide relevant bank transaction records and a written commitment to prove that the transfer was not a virtual currency transaction; the account could only be unblocked after passing the review.

Some branch staff claimed that if the transfer note involved keywords related to virtual currency, proof must be provided that it was unrelated to virtual currency; otherwise, the account might not be unblocked and could only be canceled.

In response, the bank's customer service stated that the bank does not engage in virtual currency trading, but if the system identifies high-risk behavior, the account may be temporarily restricted from transactions, and the specific criteria for determination need to be explained by the account-opening bank or customer manager. Industry insiders pointed out that the relevant handling is related to the bank's internal risk control and regulatory requirements #狗狗币崛起 .