BlockBeats News, December 12th, Mariu, co-founder of Kamino, a Solana ecosystem liquidity protocol, stated at the Solana Breakpoint Conference, "We are about to launch a fixed-rate, fixed-term lending product. Users will be able to choose the rate and term, and trade at that rate."This mechanism allows institutions that need to determine financing costs to enter the market, while also allowing asset rotation strategies to obtain a lockable stable spread.We are partnering with Fal X (one of the largest brokers in our market), and one key subcomponent is lending intention - it allows both borrowers and lenders to place orders at their desired rates, enabling true on-chain rate price discovery and forming an on-chain yield curve."