Status of Ripple’s National Trust Bank Application

As of now, *there is no confirmed official announcement from the U.S. Office of the Comptroller of the Currency (OCC) that Ripple National Trust Bank has received conditional approval from the OCC. Multiple reliable sources and regulatory records show that:

Ripple has filed an application with the OCC for a national trust bank charter (filed around July 2025).

The public portions of the application are available, and the process is ongoing, but no definitive conditional approval has been officially published by the OCC yet.

Community and industry commentary — including opposition letters — confirms that the charter is under review, not approved.

Social-media and crypto-community chatter suggest speculation about potential future approval but this isn’t an official confirmation.

A national trust bank charter from the OCC — even if only conditionally approved — is a significant step for a crypto issuer like Ripple because it would:

Place Ripple under federal (OCC) oversight rather than only state regulatory supervision.

Potentially allow broader custody, settlement, and fiduciary activities nationwide.

Provide a clearer regulatory framework for services tied to stablecoins such as RLUSD. #BinanceBlockchainWeek #DireCryptomedia #Write2Earn $BTC $ETH