#Bitcoin surged back toward the $90,000 level following a high-profile letter from the U.S. House Financial Services Committee urging the Securities and Exchange Commission (SEC) to update its rules and allow Bitcoin and other digital assets within 401(k) retirement plans. The letter, sent on December 12, 2025, intensified pressure on the SEC to act on cryptocurrency inclusion, linking the request to President Trump’s executive order aimed at broadening investor access to alternative assets.
Lawmakers argue that outdated regulations currently prevent millions of retirement savers from accessing Bitcoin and other digital assets, potentially sidelining a growing asset class. The push reflects broader momentum in Washington to modernize financial regulations and adapt retirement systems to evolving investor interests.
While the letter did not mandate immediate rule changes, markets responded positively to the prospect of regulatory clarity, with Bitcoin’s price stabilizing near $90 K amid the news. Critics, however, caution that volatility and fiduciary risk remain significant hurdles before crypto can be responsibly integrated into long-term retirement portfolios.
As the SEC faces a new deadline to address these calls, the coming weeks could prove pivotal for the future of digital assets in mainstream investment vehicles — particularly if 401(k) plans begin to consider Bitcoin seriously.
