Largest $XRP XRP Whales Are Making a Move — Will the Price Follow?
XRP has bounced from recent lows, climbing nearly 4% from yesterday’s bottom before settling after a small pullback. While the broader market structure remains cautious, new on-chain and technical signals suggest that bearish momentum may be weakening.
With Ripple recently moving closer to obtaining regulated banking status in the U.S., attention is now turning to whether large investors—XRP whales—continue to step in and confirm a genuine trend shift.
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Bullish Divergence Emerges as Whales Accumulate
On the daily chart, XRP has printed a clear bullish divergence between December 1 and December 12. During this period, price formed a lower low, while the Relative Strength Index (RSI) posted a higher low. Since RSI tracks momentum, this pattern often signals that selling pressure is fading ahead of a potential rebound.
Price has already reacted with a bounce, but the real confirmation comes from whale behavior.
The two largest XRP holder categories have begun increasing their exposure:
Wallets holding over 1 billion XRP increased their balances from 25.36 billion to 25.42 billion XRP between December 9 and now.
Wallets holding 100 million to 1 billion XRP reversed their prior selling trend, rising from 8.08 billion to 8.15 billion XRP.
Combined, these groups accumulated approximately 130 million XRP, worth around $265 million at current prices. This suggests that major holders are not just observing the bullish divergence—they are positioning for it.
The timing is notable. Ripple’s progress toward a U.S. banking license strengthens its long-term institutional outlook, giving additional context to why whales may be accumulating at current levels.
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Key XRP Price Levels to Watch
For the bullish setup to remain intact, XRP needs follow-through from buyers.
$2.11 is the first critical resistance. A daily close above this level would signal renewed short-term control by buyers. XRP has struggled to hold above this level since early December.
A break above $2.21 would confirm a bullish structural shift, potentially opening the door toward $2.58 or higher.
On the downside, risk levels are clearly defined:
A drop below $1.96, combined with weakening RSI, would invalidate the bullish divergence.
If that occurs, downside targets sit at $1.88, followed by $1.81 if selling pressure intensifies.
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Bottom Line
$XRP’s current setup is constructive but not yet complete. Momentum indicators are improving, and large holders have already begun accumulating. However, for a sustained reversal to unfold, whale support needs to continue rather than fade after the initial reaction.
The next few daily closes—especially around key resistance levels—will determine whether this move develops into a true trend change or remains a short-lived bounce.
