Did you realize another power of bitcoin? Imagine that a transaction from your bank does not match reality? Imagine all the stress you have to go through, calling, opening a ticket, waiting for a refund, etc. With btc, there is none of that, there are no errors, mathematics guarantees this without intermediaries.

people think that if something goes wrong with their Hot wallet or cold wallet, they will lose their bitcoins haha
Understand one thing: the only essential item you must have is the set of 12, 24, or 24 plus phrase words that are your seeds, having this you can access your funds, no matter what happens.
All transactions after being transmitted to the mempool and included in a block, remain on the network and this makes it not matter what happens to your wallet.