AI agents with wallets: digital autonomy in the crypto economy.

#BinancehodlerSOMI The idea that an artificial intelligence can own and manage a digital wallet seems, at first glance, an exercise in science fiction. However, in the Web3 ecosystem, this possibility is becoming a tangible horizon.

The combination of smart contracts, decentralized identities, and governance mechanisms opens the door to a new economic actor: non-human agents capable of directly interacting with the digital financial infrastructure.

#USChinaDeal More than a technological advance, it is a cultural and philosophical shift. The question is no longer whether machines can think, but whether they can participate in the economy under verifiable and transparent rules.

🔸From assistance to autonomy.

For years, artificial intelligence has been conceived as an assistant: answering questions, generating content, and recommending decisions. In this model, the human is always the final responsible party.

Autonomy introduces a radical shift. An AI agent with access to a wallet can execute actions without immediate human intervention: paying for services, distributing funds, or contracting digital resources. The difference is profound: we move from "AI as a tool" to "AI as an economic actor".

🔸Wallets programmed for AI

The wallet is not just a container of assets, but a space of rules:

👉Spending limits: definition of daily or monthly caps.

Temporary permissions: enabling functions only in certain contexts.

Automatic auditing: recording each transaction with public traceability.

Imagine an AI managing a research budget: paying for datasets, contracting computing, and distributing rewards. All under rules encoded in smart contracts. The wallet thus becomes an instrument of controlled autonomy.

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