$FOLKS still need to learn more, new currencies can easily emerge as dark horses, but can also easily crash #加密市场反弹

olks Finance has intensively released upgrade plans in the past week, directly stimulating demand expectations. xChain V2 is the biggest highlight: xChain V2 launch: planned to go live in the first half of 2026, supporting non-EVM chain cross-chain treasury lending, allocating 1 million FOLKS (approximately $14.7 million) as liquidity incentives, with a target TVL of $1 billion (current cross-chain TVL has exceeded $85.5 million). This will introduce a debit card function, further bridging DeFi and real-world payments.

Incentive mechanism: Season 2 points system has been launched, users accumulate points through lending, staking, and cross-chain transfers to participate in the next round of airdrops. After the launch of the Monad mainnet, the MON deposit APY soared to 67%, and the 10%+ real returns in the sUSDE and wBTC pools attracted a large influx of funds.

Impact: These announcements directly enhanced the usability of FOLKS (governance voting, fee payment, reward distribution), and the market sees it as a “real DeFi growth signal,” rather than empty talk. Historical data shows that FOLKS rose by 113% after similar incentives.

TVL explosion: within a week, it increased from $92 million to $100 million, Monad TVL broke $10 million, and xALGO staking exceeded 300 million ALGO (accounting for over 80% of total supply). Users can transfer FOLKS natively through xPortal, avoiding the risks of wrapped tokens.