Think a Fed rate cut means cheaper mortgages? Think again!
🏠 Mortgage rates follow long-term bonds & inflation, not the Fed.
📈 Inflation stays high → banks stay cautious.
⏳ Most of the time, markets already expect the cut.
⚡ When it hits, rates can stay same—or even rise!
📉 Fed cuts because growth is slowing.
🛑 Slower growth = lenders get careful, not generous.
💰 Bottom line: rate cuts help banks, not buyers.
👀 Watch closely, don’t get fooled by headlines.
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