#CPIWatch
SWIFT’s global payments network is transitioning to the ISO 20022 messaging standard, a newer and richer messaging format that supports more data and interoperability with modern tech (including blockchain). This transition is rolling out globally and affects how financial messages work behind the scenes.
This transition doesn’t mean SWIFT is using XRP itself—just that the infrastructure becomes more compatible with blockchain systems.
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✅ 2. Ripple and XRP Technologies Are Becoming Technically Compatible
Because the XRP Ledger (XRPL) supports modern messaging standards and fast settlement, it can interface more easily with banks and financial institutions that require ISO 20022 messaging. This has led to:
Partnerships where third-party providers connect RippleNet or XRPL to parts of the traditional banking system.
XRP gaining indirect pathways into workflows used by SWIFT-connected institutions via intermediaries.
But this is not a direct SWIFT partnership.
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❗ 3. There Is No Confirmed Direct SWIFT–Ripple/XRP Partnership
Despite widespread community rumors:
SWIFT has publicly stated blockchain and tokenization are areas of interest, but it has not officially said it is integrating Ripple or XRP as its settlement layer.
Some crypto market commentary claims SWIFT tested XRP Ledger in pilots, but these are unverified or speculative reports from industry chatter, not SWIFT press releases.
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📉 4. Other Blockchain Solutions Are Also Being Considered
SWIFT is exploring multiple blockchain technologies, not just Ripple’s:
Industry reports highlight involvement or trials with systems like Hedera Hashgraph and even Chainlink integrations.
This shows SWIFT isn’t singularly moving to XRP.
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📈 Ripple’s Position & Goals
🚀 Ripple Still Wants a Share of Cross-Border Payments#WriteToEarnUpgrade #USStocksForecast2026 #BinanceBlockchainWeek
