The "2025 South Korea Wealthy Report" released by KB Financial Group on December 14, #韩国富人报告显示资产转向股票和加密货币 in 2025 indeed reflects a significant trend of the high net worth population in South Korea shifting their assets from real estate to stocks, cryptocurrencies, and other assets:

1. Core changes in asset allocation: The proportion of real estate assets in this group has decreased to 54.8%, marking a continuous decline for four consecutive years since 2020; meanwhile, the proportion of "other assets" including cryptocurrencies such as Bitcoin, as well as gold and jewelry, has risen to 8.1%, an increase of 2.4 percentage points from the previous year, with cryptocurrencies accounting for 4.7% of this portion of assets, doubling in a year. At the same time, they have a diversified stock investment layout, averaging 5.8 categories of domestic South Korean stocks and 4.9 categories of overseas stocks, with the boom in the US stock market being a key driver of their asset growth.

2. Significant characteristics of group segmentation: Among South Korean wealthy individuals, there are 12,000 super-rich with financial assets exceeding 30 billion Korean won. Overall, the financial assets held by this group have reached 3,066 trillion Korean won, surpassing 3,000 trillion Korean won for the first time, and this group, which accounts for only 0.92% of South Korea's total population, holds over 60% of the country's household financial assets. Additionally, young wealthy individuals display more aggressive behavior, with those under 40 having a higher proportion of financial assets than real estate, and 20% of young wealthy individuals holding cryptocurrencies, with over 70% investing in overseas stocks.

3. The logic behind the shift: On one hand, the growth rate of real estate investment in South Korea continues to slow, with the growth rate in 2025 significantly falling from 10.2% in 2024 and 7.7% in 2023, leading to a declining attractiveness; on the other hand, the rise in US stocks, the high yield potential of emerging assets such as cryptocurrencies, and the demand for diversified asset allocation to mitigate risk have jointly driven South Korean wealthy individuals to shift funds towards alternative investment areas such as stocks and cryptocurrencies.