Stop Letting Your Stablecoins Sit Idle
It’s true — stablecoins are great for staying steady in a bumpy market. But letting them just sit in your wallet means missing out on potential growth.
So why not put them to work? With Binance Earn, you can start earning rewards on your stablecoins in a way that fits your style.
Whether you want flexibility, safety, or higher potential returns, there’s an option for you.
Below, we’ll walk through four popular ways to grow your stablecoins — plus a quick look at how Binance Earn works.
If you’re new to earning with crypto, Binance Earn makes it simple.
It’s a set of tools inside Binance that helps you earn daily rewards on assets that would otherwise just sit still.
You can start with easy, flexible options or explore more advanced strategies if you’re comfortable with more risk.
How to find Binance Earn in the app:
Go to your Assets tab → Tap Earn
Or tap More on the home page → Search “Earn”
Perfect if you want to earn without locking your funds.
Just deposit stablecoins like USDT or USDC, and start earning minute-by-minute rewards. You can withdraw anytime, no strings attached.
Why try it:
Your funds stay protected while earning competitive rates
No lock-up — withdraw anytime, no fees
Use your deposit as collateral for loans
Trade directly from your Earn balance
How to start:
Open Binance Earn → Choose Simple Earn
Pick a stablecoin, enter an amount, and confirm
Withdraw anytime you want
2. RWUSD — Earn with Real-World Assets
RWUSD lets you earn yields tied to steady assets like U.S. Treasury bills.
Swap your stablecoins for RWUSD 1:1, earn daily rewards, and redeem back whenever you like.
Why try it:
Principal protection with flexible terms
Flat rate, up to a 15 million RWUSD limit
Backed by real-world assets
Can be used as collateral for VIP Loans and Futures
Note: There are daily limits and small fees for instant redemption, so check the details first.
How to start:
Go to Binance Earn → Select RWUSD
Swap your stablecoins for RWUSD
Start earning from day 3
Redeem anytime via Instant or Standard option
3. BFUSD — Earn While Trading Futures
Made for traders who don’t want to choose between earning and trading.
Swap USDT for BFUSD and use it as margin on Binance Futures — all while earning daily rewards.
Why try it:
Your funds stay protected
High collateral value (99.9%)
No lock-ups or subscription fees
Daily rewards sent straight to your wallet
Note: Redemption limits and fees apply, but your first 5,000 BFUSD is fee-free.
How to start:
In Binance Earn → Go to Simple Earn → Choose BFUSD
Enter an amount and confirm
Use BFUSD as futures margin and earn at the same time
4. Fixed-Rate Supply — Lock In a Set Return
Prefer knowing exactly what you’ll earn?
Choose a fixed rate and term, supply your stablecoins, and earn predictable rewards paid out at the end.
Why try it:
Fixed rate and term = no surprises
Principal protected
Great for a conservative approach
Note: Your funds are locked until the term ends. Early redemption isn’t available. Options vary by region.
How to start:
Open Binance Fixed Rate Loans
Under “I Want to Supply,” pick an offer with your preferred rate and duration
Supply your coins and receive your principal + rewards at the end
