Charlie Munger
Charlie Munger, at the age of 31, had almost nothing left.
His 9-year-old son died of cancer.
He stood by the hospital bed, watching the child leave, while also calculating how to pay the medical bills.
Marriage collapsed, heavily in debt.
It's not a 'low point'; it's being completely emptied out.
He had no epiphany, no declaration of rebirth.
He just went back to work the next day.
As a lawyer.
Exchanging time for money.
Slowly realizing: this road will not take him away from pain.
He started investing.
Small real estate, private transactions, any method that makes capital work for him.
Others advised him not to take risks: