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Binance's Staking Loan Service Becomes a Popular Choice for Users
In December 2025, amidst increased volatility in the cryptocurrency market, Binance's staking loan (Flexible Loan) service continues to attract significant user attention. This feature allows investors to use their held assets as collateral to flexibly borrow currencies like USDT and BTC, while the collateralized assets can subscribe to Simple Earn flexible products, earning real-time profits every minute, thereby avoiding the taxes and opportunity costs associated with traditional asset sales.
In the past 24 hours, although there have been no major official updates, Binance's lending rates are dynamically adjusted every minute. Current popular collateral currencies like ETH and BNB have maintained low lending rates, allowing users to achieve near-zero cost borrowing for leverage trading or further staking to amplify profits. Community feedback indicates that many users are utilizing this service to cope with market corrections, borrowing stablecoins to lock in liquidity while the collateral continues to generate annualized returns.
Industry analysis points out that the advantages of Binance's staking loan include no fixed term, repayment at any time, and seamless integration with earning products, making it the preferred choice outside of DeFi lending. Compared to on-chain protocols, this service offers higher security, protected by the SAFU fund. Users are advised to pay attention to the loan-to-value ratio (LTV) to avoid liquidation risks. Overall, under the expectation of a bull market, this tool is helping more investors achieve efficient asset utilization.
$BNB
{future}(BNBUSDT)
$DOGE
{future}(DOGEUSDT)
$WLFI
{future}(WLFIUSDT)
In December 2025, amidst increased volatility in the cryptocurrency market, Binance's staking loan (Flexible Loan) service continues to attract significant user attention. This feature allows investors to use their held assets as collateral to flexibly borrow currencies like USDT and BTC, while the collateralized assets can subscribe to Simple Earn flexible products, earning real-time profits every minute, thereby avoiding the taxes and opportunity costs associated with traditional asset sales.
In the past 24 hours, although there have been no major official updates, Binance's lending rates are dynamically adjusted every minute. Current popular collateral currencies like ETH and BNB have maintained low lending rates, allowing users to achieve near-zero cost borrowing for leverage trading or further staking to amplify profits. Community feedback indicates that many users are utilizing this service to cope with market corrections, borrowing stablecoins to lock in liquidity while the collateral continues to generate annualized returns.
Industry analysis points out that the advantages of Binance's staking loan include no fixed term, repayment at any time, and seamless integration with earning products, making it the preferred choice outside of DeFi lending. Compared to on-chain protocols, this service offers higher security, protected by the SAFU fund. Users are advised to pay attention to the loan-to-value ratio (LTV) to avoid liquidation risks. Overall, under the expectation of a bull market, this tool is helping more investors achieve efficient asset utilization.
$BNB
{future}(BNBUSDT)
$DOGE
{future}(DOGEUSDT)
$WLFI
{future}(WLFIUSDT)
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
BNB
859.88
-0.73%