As an ordinary person who has fallen into many pitfalls of crypto finance, I have previously been cut by volatile coins and encountered the frustrating situation of stablecoins suddenly de-pegging. It wasn't until I tried USDD that I found the sense of security in 'stable and profitable'! Today, I will share my tested insights with you, all of which are practical content that ordinary people can understand and operate.
Let me first talk about what reassures me the most—stability! I had bought other stablecoins before, and when the market panicked, they dropped below the pegged price, causing me to lose my principal when I withdrew. But USDD is different; since the launch of version 2.0, the price has been pinned around $0.999. Even though many stablecoins have gone haywire lately, it hasn't lost its stability. Later, I learned that it has a PSM arbitrage mechanism, allowing 1:1 exchanges without slippage. Simply put, if the price deviates, it will automatically adjust back. Additionally, the liquidity is super ample, with nearly fifty million reserves in the TRON version of PSM, and trading on Ethereum and BSC chains is also easy. In the future, I won't have to worry about 'not being able to sell' when I want to cash out.
It has solved the core issue of 'not losing principal', and here's the key—the earning plan really understands ordinary people! You don't need to understand complex blockchain terminology; you can make money with just a few steps. I've compiled the 4 most reliable options from my own trials:
The first is for friends who want flexible deposits and withdrawals! I might need the money at any time, so I chose 'stake USDD to mint sUSDD'. Operate on Ethereum or BNB Chain, with returns of about 12%, available for withdrawal anytime. Last time I urgently needed money, I withdrew it the same day, without any delays. The operation is simple; first, exchange USDT for USDD, then stake to generate sUSDD. You can do it directly on the official website, no need to find a third party, rest assured!
The second is a limited-time benefit aimed at short-term high returns! Last month, I tried LP mining on PancakeSwap, pairing USDD and sUSDD, with APY reaching up to 23%+, and sharing rewards of over $125,000. I invested a few thousand, and within half a month I earned a few hundred bucks. Putting idle funds in for short-term holding is very cost-effective. You can find the entry by searching for USDD on the Merklkl platform, no need to take detours, even beginners can understand.
The third is the 'hands-free' earning option! My friend also wants to try cryptocurrency wealth management but is afraid of complicated operations, so I recommended HTX Earn's staking to them. Just deposit USDD without worrying about the follow-up, and you can earn a stable APY of 10%. The platform's custody is safe, and withdrawals are flexible. My friend followed the steps and learned how to do it, and now they praise me every day, saying 'It's much more worthwhile than saving in the bank.'
The fourth is for friends who recognize decentralization! If you feel uneasy about keeping funds on a platform, choose JustLend DAO. Operate entirely on-chain, and you can enjoy a 10% APY by depositing USDD, with funds secured by smart contracts, without relying on any institutions. I checked, and the liquidity of USDD on the platform is already 257 million coins, so safety is not an issue, suitable for friends looking to hold long-term.
The most incredible thing is that there is a low-threshold welfare activity! Binance Wallet has launched the Yield+ strategy for USDD, and you can participate with a minimum of 100 USDT, sharing a reward of 300,000 USDD within 30 days, distributing 10,000 USDD daily, with no upper limit for participation. I invested 1000 USDT to try it out, and now the overall APY can reach 25.82%. Following the path of 'USDT→USDD→sUSDD', it was done in a few minutes, which is like a free benefit.
Currently, I have most of my funds in HTX Earn (worry-free), left some in sUSDD (flexible), and also put some spare money into Binance's activities (high returns), balancing stability and profit. In fact, for ordinary people in cryptocurrency wealth management, it's all about 'peace of mind, simplicity, and making money', right? USDD happens to meet all these criteria—stable price, decent returns, uncomplicated operation, low threshold, no need to compete with big players for opportunities, and we ordinary people can easily get started.