Yesterday at 3 a.m., fan Xiao A sent me over 99 messages, the last one was a voice message with a crying tone: "Brother, I finally made a profit of 400,000 from the contract, but when I tried to withdraw it to my card, it was directly 'sealed'. The bank said non-counter transactions were temporarily suspended, and the money feels like it's welded inside!" 🤯
To be honest, after 8 years in the crypto world, I've seen too many people chasing prices and losing money, and I've also seen quite a few experts accurately bottoming out. But what I truly regret is not those who lost money, but those 'paper millionaires' who made money but ended up with a string of numbers in the bank app that they can't withdraw.
Many newcomers think that the scariest thing in the crypto world is the price drop at 3 a.m., forced liquidation of contracts, or project teams running away. But only those who have really made money and stumbled upon withdrawal traps understand: what you think is the 'fruit of victory' may just be the 'key observation targets' of the bank and police.
Don't panic, let me clarify: I myself encountered an account freeze during the bull market in 2021, and 350,000 funds were stuck for a full 28 days. Later, I helped over ten fans deal with similar problems, summarizing a set of practical experiences. 90% of freezes can be resolved, but the process can take away half of your joy from profits.
First, let's talk about why this situation of 'winning but unable to withdraw' occurs. It's not because you broke the law, but because the funds on the chain are too chaotic. Many scams and illegal funds circulate through various paths. When the police investigate, they won't care whether you are innocent; as long as your account is linked to illegal funds, they will freeze it first. This is called 'protective freezing'. In simple terms: you can get caught in crossfire even if you're innocent, it all depends on whether the funding chain is clean.
Instead of waiting for your money to be frozen and then collapsing in despair, it's better to take precautions in advance. As someone who has stepped in pitfalls and helped others avoid them, today I will share my three iron rules for protecting money, each of which is a lesson learned at the cost of real money:
One, give your funds a 'dedicated safe'.
Never use your regular salary card or mortgage card for off-exchange transactions! I've seen people use the same card for OTC payments and grocery purchases, and as a result of a 50,000 transaction, they got entangled and almost couldn't pay their mortgage. The correct approach is to open a separate bank card solely for off-exchange income and expenses related to crypto assets, completely isolating it from daily funds. This card is like your 'ammunition depot', only used for crypto transactions, significantly reducing the risk of being implicated.
Two, choosing the right trading partner is more important than choosing the right market trend.
Many people, in order to save a fraction of a fee, transact with those small businesses that have no credibility and chaotic transaction records. Brother, saving that little money is really not worth it! I always tell my fans to prioritize trading with certified old businesses on platforms. Look at their transaction numbers and good review rates, and even check their historical transaction records. Those reliable businesses have relatively clean funding chains, and trading with them is much safer than taking a ride in an unlicensed taxi. Don't let small savings lead to big losses; this statement is always applicable in the crypto world.
Three, details determine life and death, don’t be lazy with these operations.
For large transactions, try to split them up. For example, if you want to withdraw 200,000, split it into 4 transactions of 50,000 over several days during the day. Why during the day? Because night is peak time for illegal transactions, and the bank and police have stricter monitoring. The probability of daytime transactions being misjudged is much lower. Also, when making transfers, the notes should be clear and reasonable, such as 'service fee' or 'goods payment', avoid sensitive words like 'crypto payment' or 'USDT payment'. And most importantly: after the funds arrive, don’t rush to transfer or trade again, let it sit for two or three days to confirm that there are no issues with the account before moving. I call this 'observation period', and many fans have avoided secondary freezes with this tactic.
To be honest, in the crypto world, there are many people who can make money, but only those who can safely pocket every profit are the real winners. I've seen too many people making a fortune when the market is good, only to end up with nothing due to withdrawal issues. A truly mature crypto asset trader is not about who earns more, but who manages risk better, and who can steadily secure their profits.
Finally, I want to ask everyone a question: have you ever encountered account freezes or difficulties in withdrawing? How did you resolve it at that time? Feel free to share your experiences in the comments, I will select 3 fans to help analyze whether your funding chain is safe for free. Follow me@帝王说币 #巨鲸动向 $BTC
