Binance Staking Borrowing 24-Hour Highlights: Seasonal Promotions and Web3 Lending Expansion
As of December 20, 2025, the activity level of Binance Staking Borrowing (Loans and related Earn products) has increased. On December 19, the platform launched the 'Binance Loans Seasonal Delight' promotional event, allowing users to win interest-free vouchers by placing new flexible borrowing orders, with a maximum free borrowing of up to $50,000 equivalent in USDC, attracting a large number of users to participate in lending to unlock liquidity. This event coincides with the year-end market rebound, and borrowing demand has shown moderate growth, mainly concentrated on stablecoins and mainstream asset collateral.
In addition, the Binance Web3 wallet has recently expanded its lending features by partnering with Venus Protocol, allowing users to use BTC, ETH, and other assets as collateral for direct on-chain borrowing while maintaining self-custody of assets and earning rewards. This innovation further integrates DeFi lending, with Venus, having a TVL exceeding $22 billion, serving as a crucial bridge. Community feedback highlights strong convenience, especially suitable for tax avoidance and leverage allocation.
Analysts point out that under favorable regulatory conditions, Binance's borrowing rates have become more competitive (with some flexible products promoting rates as low as 0%), but they remind users to pay attention to collateral rate fluctuations and liquidation risks. Overall, this wave of staking borrowing dynamics reflects investors' dual pursuit of passive income and liquidity, and borrowing volume during the holiday season is expected to continue to increase.
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