$XRP
$XRP is built to enable fast, low-cost cross-border payments. It focuses on solving real-world problems in global finance and remittances. Transactions on the XRP network are energy-efficient and settle within seconds. Unlike many hype-driven projects, XRP emphasizes utility and institutional use. It is often used by payment providers and financial services. Because of its clear use case and long-term vision, $XRP remains one of the most recognized cryptocurrencies in the market.