《Conservative Play: Let Bitcoin 'Pay' for You to HODL》

If you are a HODLer and only want stable appreciation, @ListaDAO has a more exceptional strategy. Suppose you hold 1 BTCB and plan to hold it long-term.

Don't let it sit in a cold wallet! Deposit it into the Lista vault and borrow USD1 with a conservative 40% collateral ratio (interest rate 1%). Then, the key step: immediately convert this USD1 into more BTCB.

As a result, the number of bitcoins you own increases. You only pay a 1% annual cost for the additional portion, while the long-term expected return of bitcoin is far higher than this. This is equivalent to obtaining a bitcoin call option at almost zero cost.

If extremely conservative, you could deposit the borrowed USD1 in Binance to earn 20% interest, netting a 19% interest spread, perfectly hedging the borrowing cost. Your principal BTCB remains untouched, yet it creates additional cash flow. Lista allows you to upgrade from 'static accumulation' to 'active appreciation,' which is the wisdom of modern HODLers. \#USD1理财最佳策略ListaDAO $LISTA