差点又变帅了

Binance Square is giving away 200 BNB! I'm ready to dive in.

I saw the promotional push for Binance Chinese activities and got excited—20 consecutive days, 10 BNB each day, totaling 200 BNB, all real cash incentives for content creators.

As someone who has been in the Web3 community for almost two years, I have to join in on this activity for content creators.

I have actually wanted to write about the pitfalls I've encountered, like the first time I played contracts and got liquidated at three in the morning, and my experience of chasing high prices in a meme coin project and getting stuck. These stories might be laughed at, but they could help newcomers avoid some detours.

This time, Binance Square's activity truly puts the word “creator” at the forefront. It’s not just a small lottery type of event, but a continuous 20-day effort to uncover serious content creators.

Whether you are a technical expert, a market analysis guru, or just someone like me who has a “memories of a retail investor” perspective, as long as your content is substantial and heartfelt, you have a chance to be seen and earn BNB rewards.

The Year of the Rabbit is just around the corner, and Binance's “getting money soon” operation truly understands the romance of us Web3 people. I’m already ready with my first post, titled “Three Things My Three Liquidations Taught Me,” and I hope to communicate with everyone at Binance Square and also hope to share in some of those 200 BNB.

If you also have stories or viewpoints, don’t keep them to yourself, let's all rush to Binance Square together! You might just be the next one to receive a reward.



#币安广场 #BNB #Web3创作者 #马年暴富 $BNB

Let's celebrate together

#vanar $VANRY

Don't be fooled by 'AI add-ons', true capability lies in 'AI-first'

@Vanarchain This chain has something going on—it's not playing games, but is focused on AI-first infrastructure, not those late-stage 'white label' products that just shove AI features in. Simply put, it's like building a skyscraper: if you design it as a smart building from the start, how can it compare to one where walls are drilled and wiring is added after it's built?
Look at the data: those chains following the trend of 'AI add-ons' have smart contract call delays easily reaching hundreds of milliseconds, while Vanar Chain natively supports AI memory and inference, reducing response times to under 50 milliseconds (refer to myNeutron testnet data). The value of $VANRY lies here—it is directly linked to the **native smart layer**, not just speculating on concepts, but running on an already launched product (like AI NPC interactions in the Virtua metaverse).
Don't just listen to old tales like 'TPS breaking 100,000', in the AI era, what counts is **memory persistence and cross-chain settlement**. From day one, Vanar has been designed with AI at its core, that's what a true 'infrastructure powerhouse' is. #Vanar $VANRY

#vanar $VANRY Hey, let's chat @Vanarchain chain, this thing is a bit interesting. They claim to be an L1 born for real-world applications, so I need to dig up something substantial: the mainnet shows that it finalizes transactions in less than 2 seconds, and the gas fee often costs less than $0.001. 🤯 Just think about the fees I burned as a "big fool" on other chains…

The team is pouring resources into gaming and entertainment (like the Virtua metaverse) and branding, with a clear direction: no nonsense, just focus on what the public can understand and use. The $VANRY token is the fuel for the entire ecosystem. Looking at the data, its speed and processing capability meet the needs of mainstream users and brand merchants, the foundation is indeed well laid. Don't just listen to stories, the on-chain data will speak for itself. #Vanar

《Little White's Guide to Avoiding Pitfalls: How to Calculate the Safety Margin for Borrowing on Lista》

I see many people asking, "How much collateral is safe?" Taking BNB as an example, it is currently $930. On @ListaDAO , the liquidation line for BNB is usually around a collateralization rate of about 110%.

If you deposit 1 BNB and borrow 400 USD1, your collateralization rate is (930/400)100%=232.5%, which is very safe. Even if BNB drops to $600, the collateralization rate will still be (600/400)100%=150%, which is far from liquidation.

Golden Rule: Always keep the collateralization rate above 150%. Don't be greedy and borrow the maximum; leave yourself enough of a buffer. The advantage of Lista is the low interest rates, so you don't need to borrow too much to engage in arbitrage; safety first.

\#USD1理财最佳策略ListaDAO $LISTA

《How I Used ETH in Lista to "Empty-Handed Win"》

Do you have ETH and don't know what to do with it? Let me teach you a slick operation. Last month, I deposited 2 ETH (worth about $6600) into @ListaDAO and exchanged it for interest-generating tokens. But I didn't stop there—I immediately collateralized it and borrowed 4600 USD1.

I didn't touch that USD1, but instead deposited it back into Lista's USD1/slisdUSD liquidity pool. Do you know what the APY is? About 15%! And my cost of borrowing was only 1%. This means I did nothing and just made a 14% annualized difference by collateralizing ETH.

Even better, my ETH is still generating interest, and I still profit if the price rises. This design of Lista truly lets you experience what "assets never sleep" feels like. Remember, in DeFi, being able to borrow low-cost funds is like getting ammunition for making money.

\#USD1理财最佳策略ListaDAO $LISTA

《Conservative Play: Let Bitcoin 'Pay' for You to HODL》

If you are a HODLer and only want stable appreciation, @ListaDAO has a more exceptional strategy. Suppose you hold 1 BTCB and plan to hold it long-term.

Don't let it sit in a cold wallet! Deposit it into the Lista vault and borrow USD1 with a conservative 40% collateral ratio (interest rate 1%). Then, the key step: immediately convert this USD1 into more BTCB.

As a result, the number of bitcoins you own increases. You only pay a 1% annual cost for the additional portion, while the long-term expected return of bitcoin is far higher than this. This is equivalent to obtaining a bitcoin call option at almost zero cost.

If extremely conservative, you could deposit the borrowed USD1 in Binance to earn 20% interest, netting a 19% interest spread, perfectly hedging the borrowing cost. Your principal BTCB remains untouched, yet it creates additional cash flow. Lista allows you to upgrade from 'static accumulation' to 'active appreciation,' which is the wisdom of modern HODLers. \#USD1理财最佳策略ListaDAO $LISTA

#usd1理财最佳策略listadao $LISTA

"Arbitrage Practice: 1% Cost Leveraging 20% Returns"

Here’s a guaranteed money-making strategy: Use Lista's 1% interest to arbitrage Binance's 20% returns. Assume you have 3 BNB (approximately $2790).

1. Deposit Lista as collateral and borrow about 1800 USD1 (interest rate 1%).
2. Transfer USD1 across chains to Binance, exchange it for USDT and put it into a regular financial product (APY 20%).
3. Calculate: Annual interest paid $18, annual interest received $360, net profit $342.

This is equivalent to giving you 3 BNB as principal, with an additional annualized return of over 12%! The core idea is to take advantage of the extremely low borrowing cost of @ListaDAO and the price difference between CEX's high liquidity premium. This is called earning money through cognitive understanding, a risk-free arbitrage.

The only risk is that a sharp decline in coin prices may lead to liquidation, so keep the collateral rate not too high. But the interest spread is as high as 19%, and the safety cushion is thick enough. Once you operate it, you will understand why Lista's USD1 is a financial tool. \#USD1理财最佳策略ListaDAO $LISTA

#usd1理财最佳策略listadao 《Lazy Financial New Trick: Use BNB in Lista to "Get Three Benefits from One Fish"》

Are you still hoarding BNB? Friend, your assets are being lazy! Currently, BNB is about $945, and you can fully activate it. My method: deposit BNB into @ListaDAO to exchange for slisBNB and immediately start earning triple benefits.

First benefit: Basic interest. slisBNB automatically accumulates staking rewards, with an annualized rate of about 4-5%, so your money is not idle.
Second benefit: Free airdrops. With slisBNB, you can participate in Binance Launchpool and Megadrop just like with native BNB. In the last round, I used it to easily pick up a few hundred bucks in new coins.
Third benefit: Collateral lending. slisBNB is a high-quality collateral. After collateralizing it, I borrowed USD1 at a rate of about 65%, with an interest rate just over 1%. This money can be used in Binance Earn for a high interest of 20%, netting a profit of 19% interest spread.

In simple terms, you have BNB working three jobs at the same time. Lista, as a hub with a TVL exceeding $4.3 billion, has solidified this play. Risks? Just don't max out your collateral and leave enough safety cushion to cope with BNB fluctuations.

This is much more solid than simply waiting for a bull market. \#USD1理财最佳策略ListaDAO $LISTA

#USD1理财最佳策略ListaDAO @ListaDAO

To discuss the most aggressive financial strategies in the current DeFi space, one must mention the operation of collateralizing PT-USDe to borrow USD1 on Lista DAO! As the core LSDFi protocol on the BNB chain, Lista DAO supports an innovative mechanism for multi-collateral combinations, which maximizes capital efficiency and is a model of 'one fish, multiple meals'.

The specific strategy is super simple: use your PT-USDe as collateral to borrow stablecoin USD1 in Lista DAO's lending module. The key is that after collateralization, you do not affect the interest income of PT-USDe itself, which means your assets earn interest while unlocking liquidity. Even better, the borrowed USD1 can be directly transferred to Binance Earn to participate in the USD1 Booster program— the first 50,000 USD1 can enjoy an annualized yield of up to 20%, with earnings distributed daily and flexible redemption options. $LISTA

The core of this operation is a technical logic loop: the basic yield of PT-USDe + the 20% subsidy yield from Binance Earn, combined with the cost advantage of low-interest borrowing from Lista DAO, results in a net yield close to 25%. It is important to note that Lista DAO itself is a comprehensive platform for liquid staking and lending, with an over-collateralization mechanism and mature risk control making the entire arbitrage process more robust, certainly not a trap of free lunch.

For investors pursuing high capital efficiency, this is a tailor-made strategy: it neither gives up the existing asset income nor amplifies financial returns through borrowing, while also controlling risk with the stable properties of USD1. Follow the ecological dividends of $LISTA , and use this set of combos from Lista DAO to master USD1 investments, it's a guaranteed win! #USD1理财最佳策略ListaDAO

#usd1理财最佳策略listadao
The end of DeFi is a stable type like Lista.

After playing for a while, you will find that the truly profitable projects are not exciting.
@lista_dao belongs to the type of "the more boring, the more reliable."
Annualized 1% borrowing, 20% wealth management, sounds unexciting, but it's very stable.
When the market drops, I can still earn the interest spread, and that feels better than watching the charts.
The essence of $LISTA : not chasing trends, but being the foundation of the trend.
#USD1理财最佳策略ListaDAO

TVL 4.3 billion dollars, not just empty talk.

The most intuitive data for DeFi is TVL.
@lista_dao peaked at over 4.3 billion dollars on the BNB chain.
What does this represent?
It represents real trust with real money in it.
Institutional funds do not care about feelings; they only recognize risk and return ratios.
Lista's low interest rates and stable mechanisms are just right.
$LISTA is not about popularity, but about structural foundations.
#USD1理财最佳策略ListaDAO

#usd1理财最佳策略listadao

USD1 is the hidden mainline of the BNB ecosystem.

Everyone is looking at the BNB price, but those who truly understand are looking at the USD1 ecosystem.
@ListaDAO is like the 'central bank' of the BNB chain.
Borrowing USD1 is equivalent to converting assets into liquidity notes.
BNB is still earning interest, and you can use USD1 to take advantage of Binance's high-yield financial products.
Using slisBNB also allows you to receive Launchpool airdrops.
I call this operation 'sandwich arbitrage': one layer of interest, one layer of airdrop, one layer of principal appreciation.
$LISTA is the cash flow engine of the BNB ecosystem.
#USD1理财最佳策略ListaDAO

BTCB collateral one-week experience report: this money is really fragrant.

Last week, I used BTCB to collateralize at @ListaDAO and borrowed 2000 USD1.
Interest rate: 1%.
Then I transferred this 2000 to Binance's financial products, earning 20% annualized, with profits directly credited to the account.
Roughly calculated, it’s about a net gain of 19% in a year, without touching the principal.
In the past, doing DeFi always made me worry about liquidation and bugs.
Lista is different; its collateralization rate is set reasonably, so you don’t have to check the market every day.
Really fragrant. $LISTA does not rely on concepts but on experience.
#USD1理财最佳策略ListaDAO

#usd1理财最佳策略listadao Low-cost borrowing = High-quality users

High interest rates attract short-term players, while low interest rates retain long-term capital.
@ListaDAO 's borrowing annualized rate is only 1%-2%, the lowest range on the BNB chain.
Therefore, institutions and stable players are using it.
Data is visible: $4.3 billion TVL peak, representing trust in funds.
$LISTA turns "low cost" into a competitive barrier.
#USD1理财最佳策略ListaDAO

This isn't "wealth management"; it's me competing with banks for a livelihood.

To be honest, I used to laugh at annualized rates of 20% for wealth management.
It's either a scam or a subsidy. Until I played with @lista_dao, I discovered that there are indeed "low-risk high returns".
I used ETH to collateralize and borrowed USD1, with an annualized interest rate of 1%.
Then I transferred USD1 to Binance Earn to earn 20% stablecoin wealth management.
The interest rate difference in between is simply outrageous—it's like the bank paying you to borrow its money.
What's even better is that my ETH is still sitting there appreciating in value.
$LISTA has truly achieved the "liquidity resurrection technique"; I call this the fixed deposit version in the DeFi world.
#USD1理财最佳策略ListaDAO

#walrus When I first realized that the 'delete key' was no longer reliable

One day, I deleted a project file at the company, and a week later, the client wanted a review,
I went to the cloud drive and found that it was completely gone.
At that moment, I realized that the 'delete key' was not being pressed by me, but rather someone else decided whether it could be restored.

Later, I came across @Walrus 🦭/acc , and it was then that I figured it out—
we are not lacking backups, but rather sovereignty.
The logic of Walrus is very counterintuitive:
it's not about 'where files are safest,' but rather 'making sure no one can control the files is safer.'
$WAL is the core of this system, it motivates nodes to maintain this 'non-deletable' consensus.

Walrus uses erasure coding technology to break files into several data fragments,
each fragment is then distributed to global nodes.
Even if 40% of the nodes go offline, the data can still be reassembled.
I saw the metrics in the official report, the data recovery rate is as high as 99.999%.
More importantly—after files are uploaded, they are automatically signed and encrypted,
even the node administrators cannot see the content.
This is not hiding, it's protection.

You might think that 'anti-censorship' is far removed from yourself,
but in reality, your cloud albums, chat records, and company data, each one could be 'seen' by someone.
What Walrus does is make such 'seeing' impossible.

Some people joke that this thing is too idealistic.
I actually think this is how Web3 should look.
Technology is not meant to accelerate advertising pushes,
it's to allow people to freely save what they want to keep.

I started tossing my own photos, the code I've written, and even backup notes into Walrus.
The cost is lower than I imagined, just a few dollars a year.
I no longer have to worry about a day when the cloud service suddenly stops.

We all deserve a 'storage world' where we don't have to watch our backs.
And Walrus is the key to that door.
#Walrus

#walrus You might think you're using the cloud, but in fact, the cloud is using you.

A friend sent me a screenshot: a document he uploaded to a centralized cloud drive was flagged by the algorithm as "violating rules."
I laughed and said, "Congratulations, data freedom has graduated today."

Centralized services always feel convenient,
but the price of convenience is that you no longer own it.
This is why I later started using @Walrus 🦭/acc .

$WAL is Walrus's energy system,
it allows every node to serve the network like a "free worker."
After your file is uploaded, it's no longer stored on a company's server,
but instead, it's cut into hundreds or thousands of encrypted fragments distributed around the world.
The verification and recovery of these fragments rely entirely on mathematics, not on an "administrator."

Official data shows that Walrus's average upload latency is only 350 milliseconds,
storage costs are 30% lower than traditional clouds,
and the node dropout tolerance can reach 45%.
I tested uploading a 1GB video, which took less than 70 seconds.
So, I ask you, isn’t that appealing?

And the most remarkable part is the logic of privacy verification.
You can let others verify that a file exists, but they cannot see the content.
This is called "selectively verifiable privacy."
In simple terms: you can prove you haven't lied, but no one knows what you said.

The future possibilities of Walrus extend beyond storage.
It actually serves as a "privacy foundational layer."
The upper layers can include encrypted social networking, anonymous finance, corporate data sharing…
All applications that "fear being watched" can use it as their support.

We think the cloud is a symbol of freedom,
but in reality, the cloud is just someone else's computer.
And Walrus finally makes the cloud our computer.
#Walrus