Stablecoins are the rebirth of USD. Built for global use and designed with top tier technology and earning potentials.

As we can see the USD is slowly falling apart while stablecoins are steadily rising.

Let’s take a look at the rate of USD to POUND.

1 USD = €0.84

This shows us how much the USD has fallen due to inflation.

Meanwhile Stablecoins has been showing significant growth since 2020 and here’s the data for it👇

~ 2020 stablecoins market’s cap was at $20 billion.

~ 2021 stablecoins market’s cap was at $150 billions.

~ 2022 stablecoins faces a huge market crash due to Terra/UST collapse which puts the market’s cap at $141 billion.

~ 2023 stablecoins was having no growth due to the Terra’s crash situations but the market’s cap still manage to hold higher than 2020 with estimated value of $128 billion.

~ 2024 stablecoins market’s cap surges above the loss from two years ago, which puts the market’s cap at $194 billion

~ 2025 was the year stablecoins started having a structural change fundamentally grounded for global adoption which helps the market’s cap goes up to $283+ billion.

~ As of January 2026 stablecoins market’s cap was at $312 billion.

These growth rates shows how fast stablecoins is becoming and stablecoins currently has more than 220 million holders.

But what’s the real advantage of stablecoins?

The real advantage of stablecoins comes from the yield generation and decentralization mechanism.

And the higher stablecoins price increases the more it helps your APY/APR.

For those who doesn’t have idea what APY or APR means:

• APY means the (Annual Percentage Yield) of your stablecoins yields it can be 10% or higher than that which you can also get more than that it depends on your chosen coin.

• ⁠APR means the (Annual Percentage Rate) you’re getting from the yield you chooses it can also be 10% or more than that it also depends on your choice.

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And the disadvantage of what stablecoins only depends upon your staking limits.

Stablecoins are the coins that don’t go higher than $1. The ones thats goes beyond $1 are the algorithmic stablecoins which are very risky.

Here Are The Three different Stablecoins you should know:

1. The Flat-backed stablecoins which are the USDT and USDC apparently designed to be at $1 and the lowest it can go is $0.98-$0.97.

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2. ⁠The Over-collateralized which are the Decentralized Autonomous Stablecoin (DAI) is a decentralized stablecoins created by the MakerDAO which is pegged to be $1 and it’s backed by $ETH , $BNB $USDC etc.

3. ⁠The Algorithmic stablecoins which can actually go above $1 to $1.20 or more.

And here’s how a 10% APY works for $10,000 on the three types of stablecoins we’ve.

• A 10% APY of $10,000 on flat-backed USDT or USDC will earn you approximately $11,046.

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• ⁠A 10% APY of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,046.

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• ⁠ A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.

Here’s how a 10% APR works for $10,000 on the three types of stablecoins we’ve.

• A 10% APR of $10,000 on flat-backed USDT or USDC will earn you approximately $11,000.

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• ⁠⁠A 10% APR of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,000.

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• ⁠A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.

Those are the core necessities of how stablecoins works the higher you invest the higher you earn.

Now let’s dive into today’s stablecoins news.

Earlier today Tether launched USAT which is a US-regulated, dollar backed stablecoin built for the American market.

Looking at this new launch $USAT it will be the next USD for the American currency which will happen in less than 10yrs time.

Under today's fresh market of stablecoins Tether and Circle controls ~87% of the stablecoin market.

~ USDT alone sits at ~62% markets share

~ USDC adds another ~25%

~ Top yield bearing stablecoins together are ~6%

Honestly the yield bearing needs to move above 6% to around 10-15% for a good cryptography to deliver freedom of earnings to massive holders and which helps even more people to believe in it.

Because right now stablecoins and tokenized assets are the voice of the crypto chambers.

Will stablecoins control the world currency by 2030 the question will be answered.