PAMZY911

Stablecoins are the rebirth of USD. Built for global use and designed with top tier technology and earning potentials.
As we can see the USD is slowly falling apart while stablecoins are steadily rising.
Let’s take a look at the rate of USD to POUND.
1 USD = €0.84
This shows us how much the USD has fallen due to inflation.
Meanwhile Stablecoins has been showing significant growth since 2020 and here’s the data for it👇

~ 2020 stablecoins market’s cap was at $20 billion.
~ 2021 stablecoins market’s cap was at $150 billions.
~ 2022 stablecoins faces a huge market crash due to Terra/UST collapse which puts the market’s cap at $141 billion.
~ 2023 stablecoins was having no growth due to the Terra’s crash situations but the market’s cap still manage to hold higher than 2020 with estimated value of $128 billion.
~ 2024 stablecoins market’s cap surges above the loss from two years ago, which puts the market’s cap at $194 billion
~ 2025 was the year stablecoins started having a structural change fundamentally grounded for global adoption which helps the market’s cap goes up to $283+ billion.
~ As of January 2026 stablecoins market’s cap was at $312 billion.
These growth rates shows how fast stablecoins is becoming and stablecoins currently has more than 220 million holders.
But what’s the real advantage of stablecoins?
The real advantage of stablecoins comes from the yield generation and decentralization mechanism.
And the higher stablecoins price increases the more it helps your APY/APR.
For those who doesn’t have idea what APY or APR means:
• APY means the (Annual Percentage Yield) of your stablecoins yields it can be 10% or higher than that which you can also get more than that it depends on your chosen coin.
• ⁠APR means the (Annual Percentage Rate) you’re getting from the yield you chooses it can also be 10% or more than that it also depends on your choice.
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And the disadvantage of what stablecoins only depends upon your staking limits.
Stablecoins are the coins that don’t go higher than $1. The ones thats goes beyond $1 are the algorithmic stablecoins which are very risky.
Here Are The Three different Stablecoins you should know:
1. The Flat-backed stablecoins which are the USDT and USDC apparently designed to be at $1 and the lowest it can go is $0.98-$0.97.
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2. ⁠The Over-collateralized which are the Decentralized Autonomous Stablecoin (DAI) is a decentralized stablecoins created by the MakerDAO which is pegged to be $1 and it’s backed by $ETH , $BNB $USDC etc.
3. ⁠The Algorithmic stablecoins which can actually go above $1 to $1.20 or more.
And here’s how a 10% APY works for $10,000 on the three types of stablecoins we’ve.
• A 10% APY of $10,000 on flat-backed USDT or USDC will earn you approximately $11,046.
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• ⁠A 10% APY of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,046.
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• ⁠ A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Here’s how a 10% APR works for $10,000 on the three types of stablecoins we’ve.
• A 10% APR of $10,000 on flat-backed USDT or USDC will earn you approximately $11,000.
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• ⁠⁠A 10% APR of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,000.
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• ⁠A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Those are the core necessities of how stablecoins works the higher you invest the higher you earn.
Now let’s dive into today’s stablecoins news.

Earlier today Tether launched USAT which is a US-regulated, dollar backed stablecoin built for the American market.
Looking at this new launch $USAT it will be the next USD for the American currency which will happen in less than 10yrs time.

Under today's fresh market of stablecoins Tether and Circle controls ~87% of the stablecoin market.
~ USDT alone sits at ~62% markets share
~ USDC adds another ~25%
~ Top yield bearing stablecoins together are ~6%
Honestly the yield bearing needs to move above 6% to around 10-15% for a good cryptography to deliver freedom of earnings to massive holders and which helps even more people to believe in it.
Because right now stablecoins and tokenized assets are the voice of the crypto chambers.
Will stablecoins control the world currency by 2030 the question will be answered.

Cryptocurrency has been evolving for more than decade ago with a nonstop growth and technology revolutionaries. What actually changes in today’s crypto is how it works perfectly for everyone.
Today I’ll explain the basics of BNB CHAIN, SOLANA AND STABLECOINS.
Binance smart chain:
Back to 2017 when $BNB came into existence it was meant to be used as payment option for trading with discount applied. But today #bnb has evolved into a full layer-1 ecosystem asset.
What today’s BNB chain looks like;
The BNB chain is currently moving forward into a phenomenal future with the Supporting of RWAs and Stablecoins and market prediction.

- January 2026 stablecoins market cap on BNB Chain crossed $15B.
- January 2026 RWAs on BNB chain hits $3B in disturbed assets value with the count of 200+ real-world assets.

- January 2026 prediction markets (dune.com) on BNB chain surpassed $20B in cumulative volume.

- January 2026 BNB chain is the third highest multi-chain tokenized stocks with over $135M in total volume.
Solana:
Back to 2017 when $SOL came into existence it began with fast, low-cost blockchain but today solana fundamentals has gross into a very high structured ecosystem that delivers DeFi, NFTs, payments, gaming and large scale web3 dApps.
STABLECOINS:

Stablecoins are becoming the most valuable and productive commodity in crypto.
As of late January 2026 stablecoins market cap reached around $309 billion and the transaction volume hits $33 trillion in 2025

Last year stablecoins issuers ($ETH ) earns around $5 billion in revenue from yields on assets like USDT, which leads at $187 billion and the USD coin has $72 billion.
This phenomenal growth points out the highest yield-bearing stablecoins that hits $5 billion under a year
- Sky’s (sUSDS)
- Ethena’s (sUSDe)
- World liberty financial’s (USD1)
The stablecoin layer-2 networks like Base hit a record of $5.2 billion in supply. While stablecoins B2B payments topped $230 billion last year and its mostly used in ASIA.
This strong signal could fuels the essential infrastructure for payment and tokenized assets.
People should start buying more stablecoins with their self-custody wallet and get yield generation on it. This help you generate more income without having to deal with market manipulator.
Just remember in the next 5-10 years cryptocurrencies will give the world the freedom it deserve and help the world erase inflation the future is now let's build it.

Stablecoins are already a better way to move and hold value. What’s missing are products that make them usable in everyday life, without users needing to understand any of the infrastructure underneath.
@Plasma One is where the solution came from. It’s the ecosystem first and flagship product, and it’s the forcing function for everything else they do. Plasma prioritize protocol work, integrations, and compliance, which became successful with Plasma One in mind, because building the product forces the platform to meet real world requirements. The result compounds across the ecosystem, the same rails, primitives, and reliability upgrades power every product built on Plasma.
Plasma Internal rollout
Plasma One is now live internally and being used daily across the team, and across the world. The goal of this phase is to pressure test the core flows in real conditions, surface edge cases quickly, and iterate aggressively.
Plasma Internal beta snapshot
>30 active internal users across 15 nationalities
~100 daily transactions
~$10k daily spend volume
The main areas #Plasma focused on right now are
Reliable onboarding across a wide set of user profiles and geographies, driving time to onboard down to minutes while keeping users success rates higher-end
Extremely reliable card spend across real world scenarios, including authorizations, declines, and recovery paths, since failed transactions break trust immediately and drive churn
Plasma Payments backend and rails
The hardest part of making Plasma One work at scale is connecting a self custodial stablecoin account to the payment rails people use every day. Every team building around stablecoins runs into the same constraint. We’re investing heavily in the payments infrastructure to solve it not only for @Plasma One, but as a broader stack that merchants, fintechs, and builders can rely on for stablecoin settlement.
Most stablecoin neobanks today are thin wrappers on one or two providers. They inherit the limits that come with that: coverage gaps, fragile reliability, poor economics, and slow iteration.
Plasma is taking the opposite approach. They are building a modular aggregator across the best crypto, payments, banking partners and internal infrastructure so it can optimize fees, coverage, settlement times, and reliability market by market, without rebuilding the product each time.
#Plasma already announced one card issuing partner, Rain, and one orchestration partner, Bridge. They are now onboarding an additional issuing partner and two more orchestration partners. Over time we’ll make deliberate regional additions, combining global breadth through large partners with regional depth through specialized ones. PLASMA infrastructure is built for this modularity from day one.
Building this well means doing a lot of hard, unglamorous work. Licenses, regional banking relationships, and infrastructure that works globally. In December plasma onboarding with their first banking partner, submitted an application for a key foundational license, and started work with our legal and compliance team in a major region Plasma also focused on for the initial rollout all of 2026.
PLASMA can’t share details yet until things are finalized. But this work is a critical step in making Plasma One truly global, with the coverage and reliability users expect from a modern bank, and in making the same rails available to external merchants, fintechs, and ecosystem builders over time.
PLASMA teams are getting close to the external private beta of Plasma One and expect to start opening access gradually over the coming weeks.
The hardening of plasma Chain
The first ~2 months post mainnet were about fast follows and fixing what production surfaced. That work is now largely behind us. The codebase is in a more mature place, and PLASMA are intentionally slowed new feature work until the foundation was strong.
What plasma shipped in December
Support for dynamic committee membership
Foundational for validator decentralization and future $XPL staking. Also required for some of the larger payments and tradfi partners they are working with. Plasma ensures to continue this work in Q1 as its expand the validator set.
Plasma Expandation testing and automation
Plasma pushed a testing coverage significantly further. Most issues the ecosystem is encountering now are coming from the upstream execution layer, not their consensus and protocol code. In Q1 plasma vow to go deeper on the execution layer and contribute more actively to Reth.
Plasma P2P networking enhancements
Meaningful progress on scalability and peer discovery. This unlocks anyone being able to run a non validating Plasma node without special treatment or manual whitelisting.
Geographically distributed validators
Well underway and continuing into Q1. Reduces correlated failure risk and improves resilience as the network scales.
Most of this work isn’t directly visible, but it’s what reduces the risk of downtime and incidents. It’s what turns a working chain into institutional grade infrastructure.
In Q1 PLASMA is push the remaining reliability work fully into production and are going deeper on the execution layer. With the foundation now in the right place, plasma will also continue to go deeper on privacy. Privacy is the protocol primitive they are most excited about because it expands what Plasma One, and any wallet, exchange, or payments partner building on Plasma, can safely offer users at scale.
LET'S CONTINUE TO BUILD ONE PLASMA TOGETHER. BUY $XPL TODAY

$DUSK ecosystem is a place where institutional meets privacy and confidentiality meets compliance.
@Dusk uses Hedger to deliver a higher privacy standards to institutions, it’s an engine that doesn’t trade off compliance, performance or have usability problems.
While EVM’s account-based mode prevents users full anonymity, $DUSK use Zedger capabilities to offer-Hedger nonetheless which delivers complete transactional privacy, it also allow users to have access to a seamless compatibility with a wide toolkit ecosystem and significantly gains in performance and architectural simplicity which is meant for DuskEVM.
The concept of #dusk Hedger:
It’s a developed in-house technology, hedger combines years of their cryptography research with practical performance to provide regulatory alignment and developer accessibility.
This gives users a foundational component which enables real-world financial applications to operate privately, compliantly and at efficiency scale without having to worry about the risk implications of the underlying system itself.
THE KEY CAPABILITIES OF DUSK HEDGER.
Hedger will unlock a set of features which are purposely built for regulated markets.
1. The support for obfuscated order books:
Hedger used this tool to lays the foundations for their upcoming deployment of obfuscated order books which are critical feature for institutional trading firms that prevents them from market manipulation and protects participants from revealing their intentions or exposure.
2. The regulated audit-ability:
All user’s transactions are fully auditable by design which ensures compliance when requested.
3. The confidential asset ownership and transfer:
Users holding amounts and their balances will remain fully encrypted via end-to-end, @Dusk also use this tool to preserve their privacy while ensuring transactions remain auditable.
4. The fast in-browser proving:
Users lightweight circuit allow client-side proof generation in under 2 seconds and enables a seamless experience at high scale applications.
These features make Hedger the core pillar of DuskEVM, bridging institutional privacy with real-world usability.
DUSK is redefining how institutions privacy should operate.. build on dusk.. buy $DUSK today.

Plasma is one of the ecosystem that’s built with day-one liquidity for sustainability growth.
Earlier this year #Plasma became the second largest on-chain lending market in the world.
Here’s what Plasma stablecoin-native contracts delivers to users.
@Plasma maintains a set of protocol-governed contracts which are tailored for stablecoins applications.
These contracts are tightly scoped, security-audited and it’s designed to work directly with user smart account wallets.
This concept is managed by plasma foundation which evolves alongside their protocol.
The most realistic part is; over time, they are intended to integrate deeper into the execution environment, with the support of prioritizing transactions inclusions, native runtime enforcement and high protocol level incentives.
These specific contracts are usable out of the box and composable with account applications standard protocol such as EIP-4337 and EIP-7720.
THE THREE COMPONENTS OF PLASMA AND ITS BENEFITS.
1. Plasma zero fee for USDT transfers:
Plasma included a dedicated paymaster contract that supports gas for all USDT transfers. This contract is restricted to transfer and transfer from calls on the USDT token. It doesn’t support arbitrary call-data but ensures a predictable behavior and reduces attacks vectors.
Plasma also used this technique to verify all sponsorships which will be determined by using lightweight identifying verification, such as (zkEmail) and enforced rate limits. Once it’s approved, gas is sponsored from pre-funded $XPL allowance which is managed by the plasma foundation.
This aspect also allows developers to offer seamless, fee free transfers to end while also maintaining strict cost control and blocking spams.
2. Plasma custom gas token.
Plasma offers users a protocol-maintained ERC-20 payment that allows approved tokens to be used for gas payments instead of XPL.
Moreover projects can register their own stablecoins or any ecosystem tokens to support their gas abstraction to their applications.
The difference between general-purpose paymasters and plasma paymasters is that; the general-paymasters delivers a complexity or a charge fees and plasma’s paymasters is scoped, audited and delivers fee-free.
This plasma logic is maintained by their protocol, which makes it safer for all production cases.
This particular model also lets developers eliminate all friction of native token onboarding and delivers them a stablecoin-first users experiences.
3. Plasma confidential payments:
Plasma is developing a privacy-preserving transfer modular for stablecoins like USDT.
Plasma goal is to offer users a shield amounts, recipient addresses and memo data, while preserving their full composability and support for all regulatory disclosures.
This system is designed with opt-in and also delivers practical financial use cases, such as payroll, treasury flows, and private settlements. This will be implemented in standard solidity, with no need of custom opcodes or any alternative virtual machines.
This module concept is under active development which will be maintained by PLASMA protocols once it has been finalized.
Which is also built to give users integrated cleanly with their existing wallets and their dApps without requiring changes to their flows.
To all developers plasma got the right tools for your applications build on it.. buy $XPL today.

Plasma is built around three efficiency architectural components:
1. The PlasmaBFT consensus Layer:
PlasmaBFT is a pipelined implementation of the fast HotStuff consensus algorithm. Not like those traditional designs that process users data sequentially, with plasma parallelizes the proposal, vote and commit all users process into concurrent pipelines.
This increases users throughput and reduces their time of finality.
Users finality is deterministic and typically achieved within seconds. This protocol maintains users safety and their liveness under partial synchronization conditions and it also provides full Byzantine fault tolerance.
All this consensus are designed to optimize stablecoins workloads, with high transaction volume, low latency and consistent performance under global demand.
2. THE #Plasma EVM EXECUTION LAYER;
Plasma’s execution environment is a fully built EVM compatible which was also built on RETH, a high performance modular Ethereum execution client written in Rust.
Developers will have the opportunity to deploy contracts using standard solidity with no modifications from Ethereum mainnet.
All major tooling are fully supported more especially the out of box version which includes wallets, SDKS, libraries and developers frameworks. There’s no need for developers to bridge layers, custom compilers or modified contract patterns.
@Plasma helps them combines predictable execution with full compatibility, making it straightforward for developers to build and scale EVM-native applications.
3. PLASMA NATIVE BITCOIN BRIDGE;
Plasma has included a trust-minimized bitcoin bridge that allows users to move their BTC directly into the EVM environment.
The bridge is a non-custodial and secure by a network of verifiers that will help users decentralize ⁠⁠over time to validate their bitcoin transactions on Plasma without centralized interfaces.
All bridged BTC can be used in smart contracts collateralized systems, and cross-asset flows.
Users will be able to retain full control of their funds while gaining access to programmable bitcoin on-chain.
It also enables BTC-backed stablecoins a trustless collateral and bitcoin-denominated finance system within a single environment.
PLASMA IS EVOLVING STABLECOIN BUILD ON IT.. BUY THE TOKEN $XPL

Late November @Dusk partnered with Chainlink in adopting chainlink interoperability and data standards to enable compliant, cross-chain tokenized securities backed by real-world equities from NPEX which is a fully regulated Dutch stock exchange with more than €200M+ in financing raised and 17.5k+ active investors.
Here are the benefits DUSK users will receive from the Chainlink CCIP.
The Chainlink CCIP will serve as the canonical interoperability solution for tokenized NPEX assets, while it will also enable the $DUSK network’s native token.
#dusk will be natively transferable across Ethereum and Solana via the cross-chain token with (CCT) standard protocols.
Chainlink Datalink will serve as the exclusive data oracle solution for bringing NPEX exchange data into on-chain and cross-chain.
This will help $DUSK and NPEX to become official data publishers of their own regulated markets data and the Chainlink data streams will deliver low-latency prices for institutional-grade DeFi applications on DUSK
All together this collaboration will give users on DUSK ecosystem to have access to integrated data regulated systems with a verified financial ledger and cross-chain connectivity into a unified infrastructure which will unlock a new era of institutional capital markets on-chain.
HOW HEDGER CONFIDENTIAL TRANSACTIONS WORKS ON DUSKEVM.
As Dusk evolves into a modular architecture, it introduces HEDGER, a new privacy engine built for the dusk EVM execution layer.
What will Dusk users benefit from hedger.
Hedger brings confidential transactions to DuskEVM using a novel combination of homomorphic encryption alongside with zero knowledge proof (Zk) which enables compliance-ready privacy for real-world financial applications.
The difference between ZEDGER and HEDGER
- Zedger was built for UTXO-based layer.
⁠- ⁠Hedger is built for full EVM compatibility.
Hedger integrates directly with standard Ethereum tooling, making it scalable, auditable and easy to adopt from day one.
WHAT DUSK CRYPTOGRAPHIC DESIGN LOOKS LIKE:
While most DeFi privacy systems rely solely on zero-knowledge proofs. DUSK used hedger to make a different approach which combines multiple cryptographic techniques to balance privacy deliver high performance and efficiency compliance.
Here are the three tools DUSK Used to reshape its ecosystem.
1. Homomorphic Encryption (HE), this tool delivers ElGamal over ECC it also enables computation for users encrypted data values without revealing them.
⁠2. ⁠Zero-knowledge proofs (ZKPs) it delivers correctness of computation without disclosing users underlying inputs.
3. Hybrid UTXO/Account Model it helps users have access to cross-layer composability and seamless integration with real-world financial applications.
Those layered cryptographic models allow hedger to support regulated securities with confidentiality and audibility at its foundation.
Building on DUSK will help you have access to all necessary tools and resources

What’s @Plasma ?
Plasma is the layer-1 blockchain building stablecoins infrastructure for a new global financial payment system.
What’s #Plasma mission?
Plasma was purposely built for global stablecoin payments, offering holders zero-fee $USDT transfer.
Why you should build on Plasma;
• plasma gives high-performance architecture, a pipelined fast hot-stuff consensus with a modular EVM execution layer built on RETH

⁠• ⁠Bitcoin-native, it helps builders to trust-minimized bridge for real BTC giving them a direct cross-asset programmability.
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• ⁠EVM compatible, allows builders to use the Existing solidity tooling with no changes required.
• ⁠Integrated infrastructure, this part is a card issuance that offers on and off-ramps. With compliance tooling available through trusted partners.
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• ⁠Deep liquidity, plasma has one of the highest liquidity with over $2B in USDT available from the very day it came into existence.
Developers are more open to free and reliable tools on plasma, it gives them the foundational infrastructure to build next-generation payments and financial applications.
Also $XPL gave developers the privileges to deploy their own tools including hardhat, foundry and wallets like MetaMask.
The most reliable part of plasma
Plasma provides protocol maintained contracts for zero fee USD₮ transfers, with a custom gas tokens, and confidential payments.
These features are scoped for stablecoin in use cases and integrate cleanly with EIP-4337 and EIP-7702 smart accounts. All this tools are designed for deeper coordination with block building and execution over time.
Whether a developer is building something from a wallet to an FX system or a consumer application, @Plasma ensures them the speed, liquidity and flexibility to operate at global scale.
What you need to remember about Plasma:
Plasma is built around a simple principle because stablecoins deserve first-class treatment at the protocol level.
Instead of relying on middleware or external wrappers, Plasma provides users with native tools for cost abstractions, privacy and programmable gas.
When it comes to on-chain markets lending services.
Plasma was the second largest on-chain lending market in the world.
If you're a developer building for the betterment of stablecoins make sure you build a new financial primitives with stablecoins, build alongside with Plasma.
Remember this every financial product backbones relies on liquidity.
Build on plasma... buy $XPL

What’s @Dusk ?
DUSK is a public, permissionless layer-1 blockchain.
What’s DUSK mission?
The purpose of DUSK existence is for regulated financial markets which enables native insurance, trading and settlement of real-world-assets (RWAs).
DUSK also have a full compliance with the EU regulation such as (MiFID ll, MiCA and the DLT pilot regime.
The Partnership of DUSK and NPEX:
NPEX was the first Europe’s blockchain which was powered by security exchange.
$DUSK uses NPEX to issue trade and tokenized regulated financial instruments. Users will have the opportunity to benefit from a regulated financial entity and distributed ledger technology (DLT). This partnership establishes a foundational steps towards achieving #dusk goal of making real-world assets accessible on-chain for everyone.
This accomplishment is setting a groundbreaking milestone for @Dusk in the cryptocurrency space, it’s helping them pave the way for real adoption of blockchain technology in the financial sector. Not like others in the realm of real-world assets (RWAs) frantically trying to convince institutions to list assets on their chains, DUSK positioning itself as the underlying technology of choice so financial institutions will be allows to launch their products.
The part of DUSK that needs to be seen:
DUSK envision a future where all assets are seamlessly integrated into a decentralized global economy. They also addressed the primary obstacles to widespread adoption by implementing enterprise-level privacy using zero-knowledge (Zk) cryptography and also ensuring regulatory compliance.
There collaboration with NPEX which is a licensed and respected stock exchange in the Netherlands, has significantly helps DUSK market to embrace, at the top infrastructural levels, also at significant economic and social benefits of decentralized ledger technology.
To bring decentralized ledger technology to finance, Dusk allows issuance and trading of real-world assets to be a seamlessly digital currencies.
The benefits of DUSK and NPEX partnerships:
DUSK integrating traditional financial operations into the @Dusk blockchain to introduces a myriad of benefits to users.
DUSK cost-cutting and time-saving advantages:
• This aspect includes almost instant trade settlements
• No need for users to wait for days, $DUSK settles it within seconds.
⁠• Help user significantly cost reductions by removing counterparty risks in transactions clearances.
⁠• ⁠delivers automation of complex processes to every corporate action.
⁠• ⁠gives immediate interoperability between diverse financial organizations with a single source of truth.
⁠• ⁠help users simplifies access to liquidity and many more benefits.
⁠Dusk uses those features to help different types of customers on their blockchain.
Why you should choose Dusk?
By choosing Dusk, NPEX will not only modernize your app but give you a formidable advantage in the financial arena, helping you to remove all infrastructure and brokerage costs, while availing of the same composability and liquidity of DeFi.
Dusk helps you Envision a world where issuance and trading of regulated assets is as straightforward as purchasing, holding and composing crypto applications, with direct access to the multi-trillion dollar RWA custody of assets.
Trust me with $DUSK vision becomes reality.