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Falcon Finance has introduced a new earning feature called Staking Vaults, giving users another way to grow their assets. Below is a simple guide on what these vaults are and how you can use the FF Vault to earn USDf.
What Are Staking Vaults in Falcon Finance?
Staking Vaults are a fresh addition to Falcon’s yield options. They work alongside the platform’s Classic and Boosted Yield models, which normally require staking Falcon’s synthetic dollar, USDf.
These vaults are built for users who prefer holding their tokens long term. Instead of selling your assets, you can stake them, stay fully exposed to their price growth, and still collect yields paid in USDf.
The first token supported at launch is FF, Falcon Finance’s governance and utility token. Inside the FF Vault, you deposit FF tokens and receive USDf rewards in return. To keep the system efficient, staking FF comes with:
a 180-day lockup perioda 3-day cooldown before withdrawal
This FF Vault is only the beginning—Falcon plans to introduce more vaults for additional tokens in the future.
Why Use Staking Vaults?
Staking Vaults give users a way to earn extra rewards without selling their altcoins.
Here’s what you get:
Weekly yield distributions during the 180-day lock-upRewards paid in USDf, a liquid synthetic dollarFull exposure to your original FF tokens—no selling requiredAn expected 12% APR, delivered daily in USDf
Once the lock-up period ends, you are free to unstake and withdraw your original FF.
How to Stake FF in the Vault
Falcon has made the staking process very user-friendly.
Connect a crypto wallet that holds your FF tokens.Go to the Staking Vaults section on the Falcon platform.Select the FF Vault.Enter the amount of FF you want to stake.Click “Stake” and confirm the transaction in your wallet.
You will need to pay a network fee. After the blockchain confirms your transaction, you will see updated information inside the vault interface, including:
Your current staked amountHow much USDf you’ve earned so farRemaining lock-up timeYour full vault transaction historyAny USDf rewards you can claim
Staking rewards are not automatically sent to your wallet—you must manually claim them from the vault page whenever you like.
Final Thoughts
The introduction of Staking Vaults opens up a powerful earning path for FF holders. It allows users to make their governance tokens more productive while still keeping ownership. With an attractive APR and rewards paid in USDf, these vaults strike a strong balance between long-term value and everyday utility.
And thanks to Falcon’s clean, simple interface, earning steady yields has never been easier or more accessible.
#FalconFinance @Falcon Finance $FF

In the past few years, one of the most interesting things happening in crypto is the rise of the Move programming language. It was created to fix some of the biggest security issues we’ve seen in older blockchain languages. Today, Move is powering new networks like Sui and Aptos, and now, it's slowly making its way toward both the Ethereum and Bitcoin ecosystems.
Ethereum has a long history of adopting new tech quickly. But this time, the Move ecosystem is growing at the same moment that new Bitcoin liquidity layers are emerging. Because of this, Bitcoin Finance (BTCFi) and Move may end up working together in ways that were impossible just a few years ago.
Let’s explore who’s building this ecosystem and how Bitcoin can fit into this new wave of DeFi.
What Exactly Is Move?
Move was first built by Meta for its discontinued Diem (Libra) project. The idea was simple:

create a programming language that treats digital assets as real, protected objects instead of just numbers in code.
Move was inspired by Rust and designed so that every asset has:
one ownerno duplicatesstrong protection from common hacks
This solves many problems found in Solidity—the language behind Ethereum—which has suffered from well-known issues like reentrancy attacks.
Even though Diem never launched, Move lived on. Today it powers networks like Sui and Aptos. Move also comes with its own fast virtual machine (MoveVM), which is built for:
parallel transaction processingstrong security verificationefficient memory handlingdeveloper-friendly modular design
Another huge advantage is that Move can work side-by-side with Solidity. Developers can deploy both contract types without needing to rewrite their apps.
Important Projects in the Move Ecosystem
The Move ecosystem is still young, but several major projects are already active:
1. Sui
Sui is a fast Layer 1 blockchain built for high-speed transactions. Many of its creators worked on Meta’s original Diem team.
Highlights:
Sub-second finalityVery low feesParallel transaction processingStrong focus on digital assets and gamingExtended version of Move called Sui Move
Its complex consensus design uses DPoS, DAG, and a BFT model called Mysticeti. Together, they help the network achieve high throughput without sacrificing reliability.
2. NAVI
NAVI is Sui’s main liquidity protocol, similar to Aave. Users can lend, borrow, or earn yield—but NAVI adds several advanced features:
automated leverage strategiessafer "Isolated Markets"flexible collateral rules
It is one of the core DeFi pillars on Sui.
3. Aptos
Aptos is another Layer 1 network built around Move. It launched in 2022 and quickly became known for its speed—up to 160,000 TPS with less than one-second finality.
Key traits:
Parallel execution engine (Block-STM)BFT + PoS consensusHighly scalable designBacked by major investors like a16z and Coinbase Ventures
Aptos has one of the strongest communities among Move-based chains.
4. Cetus
Cetus is the leading DEX in the Move ecosystem. It offers:
deep liquidityconcentrated liquidity poolspermissionless access for developerssmooth trading and low-slippage swaps
Cetus is often compared to Uniswap v3 but optimized for Move.
5. Movement Labs
Movement Labs is bringing Move to Ethereum through an L2 called Movement.
Its MEVM engine allows:
Move-based and EVM-based apps to run togetherhigher security for smart contractsfaster transactionscustom rollups for developers
The goal is to merge the large Ethereum user base with Move’s stronger security model.
Where Does Bitcoin Fit In? — Enter Lorenzo
This is where things get exciting.
Lorenzo Protocol is working to connect Bitcoin directly into the Move ecosystem. It is the first omnichain Bitcoin liquidity layer built around MoveVM.
What Lorenzo enables:
Bitcoin liquidity can move through Move-based ecosystemsBitcoin holders can earn more through liquid stakingBTC can finally be used inside high-performance DeFi apps
This solves one of Bitcoin’s biggest limitations:

its base layer is extremely secure but not flexible.
Lorenzo adds the flexibility without touching Bitcoin’s core design.
With Lorenzo, Bitcoin can be:
stakedused in lending protocolsadded to liquidity poolsintegrated into Move-based chains like Sui, Aptos, and Movement
This opens the door for a true BTC-powered DeFi economy.
Why This Integration Matters
Move brings stronger contract safety and faster execution.

Bitcoin brings unmatched trust, liquidity, and decentralization.

Lorenzo acts as the bridge between them.
Together, they create:
a more secure DeFi environmentdeeper liquidity across ecosystemseasier access to BTC inside modern applicationsa new financial landscape where different chains work together instead of competing
This growing connection between Bitcoin and Move-powered platforms might be the beginning of a more open, more interoperable DeFi future.
And as Bitcoin’s liquidity enters these high-performance networks, it could also accelerate mainstream adoption across the entire blockchain ecosystem.
#LorenzoProtocol @Lorenzo Protocol $BANK

Introduction
AI models and multi-agent systems are getting better at an unbelievable speed. They’re learning to handle tougher and more complicated tasks — things like cleaning up an entire codebase, booking flights, or arranging an appointment. But as we give them more responsibility, the chances of making mistakes also grow. And the bigger the task, the bigger the damage those mistakes can cause.
This creates a major problem: trust.
If people still feel responsible for every action taken by an AI system, they simply won’t use it unless they trust it completely. And trust is not something that grows from one number or one performance score — everyone has their own threshold.
That’s why understanding the “trust gap” is important. To build systems people rely on, we must map out where trust breaks, what causes it, and how to strengthen it. Only then can AI agents slowly move toward the level where people feel confident enough to adopt them.
A recent research study, “A Survey on Trustworthy LLM Agents: Threats and Countermeasures,” introduces a framework called TrustAgent. It helps explain what makes an agent truly trustworthy and what pieces need to be improved. Below is a simplified walkthrough of this framework.
The Trust Agent Framework
The Trust Agent framework divides trust into two groups:
Intrinsic Trustworthiness — everything happening inside the agentExtrinsic Trustworthiness — everything happening outside the agent
Let’s explore both.
Intrinsic Trustworthiness (Inside the Agent)
1. Reasoning and Decision-Making
This is the “mind” of the agent — where decisions, planning, and task execution happen.
If something goes wrong here, the whole system becomes unreliable.
Trust usually breaks due to:
Jailbreaking attemptsPrompt injections that override instructionsBackdoor attacks through bad training data
Stopping these issues isn’t easy. Tools like alignment training, screening prompts, and using multi-agent “shields” can help, but the risk never disappears entirely.
2. Memory and Retrieval Systems
Agents often store extra information outside their main context window through retrieval systems (like RAG). This helps personalize tasks or provide missing context.
But it also opens several risks:
Fake or harmful data can be addedMemory can be leakedStored data can be used to bypass safety rules
Many of these issues are hard to detect from inside the model. So the best defense involves monitoring changes, limiting direct access to memory, and putting guardrails on outputs.
3. Tools and External Actions
Tools extend what an agent can do — like querying databases or writing code.
But tools are powerful, and misuse can be dangerous. Problems include:
Manipulating how tools are usedMisusing tools to affect external systems
Because tool-calling is a fairly new capability, defensive research is still limited.
Extrinsic Trustworthiness (Outside the Agent)
1. Agent-to-Agent Interaction
In multi-agent setups, several agents work together. This adds complexity — and more room for things to go wrong.
Agents can:
Spread “infections” through promptsWork together maliciouslyPass harmful information around
Defensive strategies include collective monitoring and analyzing network behavior to stop harmful patterns before they spread.
2. Agent-to-Environment Interaction
Agents that operate in real-world environments — robotics, industry, healthcare, finance — need extremely high trust. A small mistake can become a major disaster.
Even digital environments, like financial systems, require careful security and reliability checks.
But research often overlooks this part, focusing more on performance than real-world grounding.
3. Agent-to-User Interaction
This is where human expectations matter most.
Users adjust their trust based on how an agent behaves — and this dynamic is not well studied yet. Understanding how trust grows or breaks from the user’s perspective is a huge research gap.
Where Does This Leave Us?
We see trust failures everywhere — from AI generating fake legal citations to models executing unintended tool actions. The truth is:
There’s no universal rule for when an agent becomes trustworthy.Every industry has different expectations.Trust changes over time as people interact with the system.
At the heart of the problem is responsibility. People trust other humans because someone is accountable when things go wrong. But with AI systems, this accountability is unclear.
Some believe better alignment training is the solution. Others think large language models will never reach true trustworthiness. Another approach is to build infrastructure that gives AI agents identity, verifiable actions, and transparent governance.
This is exactly what Kite AI aims to build — a foundation where autonomous agents can operate responsibly with clear rules, roles, and verification.
If you want to explore this new world of agentic AI, visit Kite AI’s platform and see how you can start building.
#KITE @KITE AI $KITE

UnifAI is stepping into the Kite ecosystem as the first module built for “Agentic Finance,” often called AgentFi. Together, UnifAI and Kite AI are creating the base layer for a future where AI agents can manage money, make decisions, and run financial activities on-chain with full transparency.
Born from Kite AI’s vision of an “Agentic Internet,” UnifAI gives users a smarter way to handle their crypto finances. It helps people run strategies, manage funds, and act inside decentralized systems in real time. The goal is simple: make AI your personal guide — an advisor that can trade, analyze, and detect new opportunities across DeFi with safety and intelligence. At the same time, UnifAI gives developers the tools to build and scale advanced, AI-driven financial applications.
When UnifAI’s intelligence framework connects with Kite AI’s infrastructure, builders can create agents that discover profitable opportunities, perform secure transactions, and participate as independent players in the growing AI economy.
Chi Zhang, Co-founder and CEO of Kite AI, explained it clearly:

“UnifAI marks the next phase of agentic finance. AI agents won’t just serve as tools — they will become real participants in financial markets.”

The partnership between Kite AI and UnifAI reinforces their mission to build an open and transparent AgentFi ecosystem.
A Shared Vision
Solving the Core Problems of AgentFi
UnifAI is designed to tackle two major challenges:

autonomous coordination and capital efficiency.
Its architecture allows developers to build agents that can launch strategies, earn yield, and manage their own funds — all recorded directly on-chain.
Kite AI supports this journey by offering early access to its infrastructure, partner ecosystem, and protocol integrations. This positions UnifAI to fast-track its goal of creating AI agents that are productive, independent, and financially sovereign.
Why UnifAI Is Built Inside Kite AI
UnifAI sits naturally inside Kite AI because both follow an agent-native design.

Here’s how they complement each other:
Agent-Native Infrastructure: Kite AI provides identity, payments, governance, and verification layers that help agents become independent actors.Programmable Finance: Agents execute secure, verified actions through Kite AI’s smart contract layer.Agent Passport: Each agent gains a verifiable identity that works across the ecosystem.Cross-Ecosystem Support: UnifAI connects with data, compute, and validation layers within the Kite network.Autonomous Capital Use: Agents can find, judge, and execute financial opportunities without human input.Transparent Attribution: Every action, return, and decision is recorded on-chain, building trust and accountability.
What Makes UnifAI Technically Strong
UnifAI delivers an advanced on-chain intelligence framework that includes:
Dynamic tool discoveryAutomated strategy execution (trading, lending, LP, etc.)A single API that unlocks the entire DeFi landscapeAutonomous task executionStrong security where sensitive data stays client-side
How It Works — A Simple View
UnifAI acts as the execution backbone of the agentic finance world. It connects AI agents to DeFi protocols and liquidity layers, enabling them to work independently.
These agents monitor market conditions, scan for opportunities, and execute strategies in areas like trading, lending, and liquidity management.

For users, this means automated yield optimization and smarter portfolio oversight.

For developers, it means they can launch and scale intelligent agents easily.
Every action that UnifAI-powered agents take is recorded on-chain, creating a secure and transparent system for the next wave of autonomous finance.
Why This Matters
The UnifAI + Kite integration unlocks:
Simpler Decisions: Agents quickly spot the best opportunities.Automated Strategies: Complex DeFi moves happen on their own.Real-Time Advantage: Agents adapt to the market instantly.Developer Freedom: Build custom financial agents with modular tools.
Sunny, Co-founder of UnifAI, shared the vision:

“We want intelligent agents to act with clarity, responsibility, and real economic impact. This partnership with Kite AI helps us build that open and aligned ecosystem.”
What Comes Next
This is only the beginning.

As UnifAI expands alongside Kite AI, the ecosystem moves beyond basic infrastructure and enters a new era of agent-native finance. Both teams are laying the groundwork for a future economy driven by autonomous intelligence.
About Kite AI
Kite AI is building the first blockchain made for agentic payments. It gives AI agents verifiable identities, programmable governance, and native access to stablecoin payments. The company is founded by seasoned builders from Databricks, Uber, and UC Berkeley, and has raised $33M from major investors like PayPal and General Catalyst.
About UnifAI
UnifAI builds infrastructure for autonomous AI agents that simplify DeFi for everyone.

For users, it executes strategies automatically so they can benefit from DeFi without being online all the time.

For developers and projects, it offers a modular, secure, and interoperable system to build and scale AI-powered agents across the entire DeFi ecosystem.
#KITE @KITE AI $KITE

Falcon Finance has taken another major step forward by adding Centrifuge’s real-world credit token JAAA as eligible collateral to mint USDf. This marks one of the rare moments in DeFi where a diversified, AAA-rated credit portfolio can be used directly as onchain collateral. Falcon is also listing JTRSY, a short-duration tokenized Treasury product, further strengthening its collection of high-quality assets. With these additions, Falcon is preparing for its next stage of RWA integration, now including investment-grade corporate credit.
As a universal collateral platform for onchain liquidity and delta-neutral yield, Falcon continues to move beyond crypto, Treasuries, and tokenized equities. Bringing JAAA into the ecosystem unlocks a new class of structured, real-world credit that can now be used inside DeFi instead of sitting idle. This turns RWAs from passive holdings into active assets that generate liquidity and utility across decentralized markets.
Bhaji Illuminati, CEO & Co-Founder of Centrifuge Labs, shared an important perspective:

“Tokenizing real assets is only the beginning. The real impact comes when those assets can be used as collateral directly onchain. By bringing JAAA and JTRSY into Falcon, we’re giving holders more utility and moving closer to a fully connected onchain financial system.”
JAAA, which now holds over $1B in TVL, represents a carefully selected portfolio of short-duration, investment-grade corporate credit managed by Janus Henderson. Wrapped into an onchain format, it provides access to structured credit yields while still being suitable as collateral inside DeFi.
With JAAA accepted as collateral, Falcon users can keep exposure to high-quality real-world credit while minting USDf against it. This lets them stay invested in top-tier credit products while also unlocking onchain liquidity for staking, liquidity pools, and other strategies. Instead of being a static asset, structured credit becomes active collateral powering DeFi activity.
Artem Tolkachev, Falcon Finance’s Chief RWA Officer, explained the shift happening across the market:

“We’re expanding Falcon’s RWA engine and working with leaders in the space, and Centrifuge is clearly one of them. The market is moving beyond tokenized Treasuries toward higher-yield, more complex credit. Our mission is to support this evolution by enabling liquidity for any well-designed tokenized asset. JAAA is a perfect example of what’s possible when real-world credit becomes usable collateral.”
Falcon keeps all RWA tokens strictly as collateral, stored in separate reserve accounts. The yield from USDf does not depend on the underlying asset; returns continue to come from Falcon’s market-neutral strategy stack. Because of this structure, collateral risk, strategy performance, and user returns stay clearly separated, keeping USDf predictable across all supported collateral types.
A Step Toward Falcon’s Cross-Asset Collateral Vision
Adding JAAA aligns with Falcon’s long-term plan to support a wide mix of tokenized real-world assets. The platform already accepts tokenized stocks, gold, U.S. Treasuries, and other high-quality assets. Now, with structured corporate credit included, Falcon is building toward a future where users can deposit diversified RWA portfolios and unlock liquidity from many different onchain asset classes.
Artem summed up this future direction:

“By 2030, most major liquid assets will exist as programmable collateral. Whether it’s credit, equities, commodities, or Treasuries, Falcon’s role is to make sure tokenized assets can actually be used—not just displayed.”
Once users complete Falcon’s KYC process, they can deposit JAAA and JTRSY as collateral, mint USDf, and continue benefiting from their underlying RWA exposure. That USDf can then be used across Falcon’s ecosystem — staking, liquidity pools, restaking, or the platform’s delta-neutral yield strategies. In short, users can stay fully invested in real-world credit while gaining onchain flexibility and liquidity.
#FalconFinance @Falcon Finance $FF

Bitcoin has been the number one cryptocurrency ever since it launched in 2009. But even though it’s the oldest and most trusted coin, it doesn’t control the entire market anymore. Today, Bitcoin holds a little under 55% of the total crypto market share — far from the 95% it owned back in 2013.
Over the years, many new blockchains have grown because they offer things Bitcoin didn’t originally provide, like advanced smart contracts, cheaper transactions, or better privacy. But a new wave of Bitcoin Layer-2 networks is starting to change this balance again. These L2s are bringing all the innovation that happened outside Bitcoin back home to the Bitcoin ecosystem.
For almost a decade, people discussed the idea of bringing DeFi, smart contracts, NFTs, and more to Bitcoin. Now, thanks to new Bitcoin Layer-2 technologies, it’s finally becoming real. And this shift could unlock a massive value opportunity worth $600 billion or more.
Let’s break down how this return to Bitcoin could happen — and what it means for the future.
Bringing DeFi Back to Bitcoin
Most alternative cryptocurrencies exist because they offer smart contracts. Ethereum is the biggest example, with a market cap of around $408B. Other blockchains like BNB Chain, Avalanche, Tron, and Solana borrowed from Ethereum and built their own ecosystems.
These networks power:
Decentralized exchangesLending platformsLiquid stakingNFTs and meme coinsAnd billions of dollars in stable coin activity
Because these apps require flexible smart contracts, users moved to these chains. That’s why Ethereum and other L1s captured almost all DeFi activity.
DeFiLlama reports nearly $100B locked in DeFi, but less than 2% of it exists on Bitcoin. Even when people use BTC in DeFi, it’s often through wrapped bitcoin (WBTC) on Ethereum — which depends on centralized custodians.
Bitcoin Layer-2s are changing that.
Bitcoin L2s: Unlocking Real DeFi for BTC
Since Bitcoin’s base layer doesn’t support advanced smart contracts, most DeFi use cases need to live on L2s. Many new L2s — including the Lorenzo App Chain — bring full EVM compatibility, meaning developers can deploy Ethereum-style apps directly on Bitcoin’s L2 ecosystem.
This means:
LendingDEXsLiquid stakingNFT marketplacesComplex smart contracts
can all run on Bitcoin-backed Layer-2 networks.
A major breakthrough came from new two-way peg designs powered by BitVM, which improved how funds move between Bitcoin and L2 environments. This makes Bitcoin L2s safer and more reliable than past attempts.
This shift also challenges the need for other base-layer blockchains. If Bitcoin can stay decentralized and secure while L2s handle the innovation, then many alternative chains may lose their purpose.
Why Other Cryptocurrencies Exist — and Why Bitcoin Can Replace Them
Most altcoins fall into two categories:
1. Coins for Privacy
Examples:
MoneroZcash
Their technologies were actually proposed for Bitcoin years ago, but weren’t added due to trade-offs. Now, Bitcoin L2s are beginning to bring strong privacy options through systems like:
Ark (private off-chain payments)Mercury Layer (private swaps)Fedimint (anonymous digital cash)
In the future, even Tornado-Cash-style systems or Zcash-like L2s could launch on top of Bitcoin.
2. Coins for Cheaper Payments
Examples:
XRPDogecoinBitcoin CashLitecoin
Bitcoin’s answer is the Lightning Network — but Lightning can be difficult for new users. Privacy-first L2s like Ark may become easier alternatives that remove the need for opening channels on-chain.
In short: every major altcoin use case is slowly being absorbed back into the Bitcoin ecosystem.
The $600B Opportunity
The global crypto market is valued at around $2.4 trillion. But much of that value comes from:
EthereumSolanaAlt L1sDeFi tokensPayment coinsWrapped assetsChains that Bitcoin L2s can replace
Based on current valuations, Bitcoin has at least a $600 billion+ opening to absorb:
Ethereum-like DeFiHigh-speed payment chainsWrapped BTC usagePrivacy networksStablecoin ecosystems (eventually via L2 minting)
Even if Bitcoin doesn’t replace meme coins or NFTs completely, it can dominate almost every other major use case.
This also helps DeFi itself — because using Bitcoin as the base asset makes the entire ecosystem:
More liquidMore secureMore predictableEasier for everyday users
Instead of juggling multiple tokens, users can simply rely on one strong digital money: BTC.
Bitcoin’s Path to Becoming the Internet’s Native Currency
Jack Dorsey famously said that Bitcoin is the “native currency of the internet.” But before Bitcoin can rival gold, the dollar, or global financial systems, it first needs to beat:
ETHXRPDOGESOLAnd other major altcoins
By shifting all major crypto functionality to Bitcoin L2s — such as the Lightning Network for payments and Lorenzo App Chain for DeFi — Bitcoin gains both the liquidity and the network effects needed to dominate the entire crypto economy.
Bit by bit, liquidity from other chains will migrate back to Bitcoin, strengthening its position as:
✔ A store of value

✔ A medium of exchange

✔ A settlement layer

✔ A DeFi and smart contract foundation via L2s
In short:

Bitcoin can absorb most of the crypto market — and L2s like Lorenzo may be the bridge that makes it possible.
#LorenzoProtocol @Lorenzo Protocol $BANK

Bitcoin is the biggest player in the crypto world. It holds more than $1.3 trillion in market value and represents almost half of the entire crypto market. Yet, even with all this strength, Bitcoin is barely connected to DeFi. Today, only a tiny amount—less than 0.3% of all BTC—is actually being used inside DeFi protocols.
Even Wrapped Bitcoin (wBTC), the most common version used in DeFi, holds under 160,000 BTC. That’s less than 0.8% of Bitcoin’s circulating supply. This huge gap shows a clear problem: most BTC is simply sitting idle, missing the chance to earn yield or interact with the fast-growing DeFi ecosystem.
Lorenzo Protocol is designed to change this story. Its Bitcoin Liquidity Layer creates a smooth bridge between BTC and DeFi. By offering the tools to mint several types of BTC-based derivative tokens—such as wrapped BTC, staked BTC, and yield-generating structured BTC—Lorenzo makes it easy for Bitcoin to become active inside decentralized markets.
With Lorenzo, passive BTC transforms into working capital. It can power lending markets, yield strategies, structured products, and a wide range of financial utilities across DeFi.
In simple terms, Lorenzo’s mission is clear:

Turn Bitcoin from a silent store of value into a powerful, productive asset for the decentralized economy.
#LorenzoProtocol @Lorenzo Protocol $BANK

Introduction
In earlier parts of the Kite AInsights series, we explored the problems that appear in multi-agent systems, how different agents can talk to each other, and how we can trust their actions.

Today, we look at something even more fundamental: planning.
There’s a famous saying, “When you don’t plan, you’re planning to fail.”

This fits perfectly with multi-agent systems, where several agents work together on one goal.

The article we’re summarizing discusses a paper called Agent-Oriented Planning in Multi-Agent Systems, which introduces a new way of helping agents break down and complete tasks more effectively.
We’ll keep this explanation high-level and easy to understand, but you can always check the original paper for deeper technical details.
Why Planning Matters in Multi-Agent Systems
Planning helps us handle complicated goals by dividing them into smaller steps.

For example, finishing university requires completing courses… which requires passing tests… which requires studying for specific chapters. Each level breaks down into smaller and clearer actions
For multi-agent systems, a similar process happens. Usually, there is a meta-agent—a kind of “team leader”—that:
Understands the user’s requestBreaks the request into smaller tasksAssigns each small task to the right agent
But the authors noticed a problem:

Meta-agents often struggle to assign tasks correctly just by reading the agent descriptions.
To fix this, they created three principles for better task planning:
1. Solvability
Each task should be something one agent can handle by itself.
2. Completeness
All parts of the user’s request must be covered.
3. Non-Redundancy
No extra or repeated tasks should be created.
Using these principles, they built the Agent-Oriented Planning (AOP) framework.
The Agent-Oriented Planning (AOP) Framework

At the start, AOP includes three main elements:
The Query: What the user wantsThe Meta-agent: The plannerThe Plan: A first draft of the broken-down tasks
After the first plan is created, AOP uses two components to refine it:
1. The Detector
It checks the plan for:
Duplicate tasksMissing stepsWrong dependencies
Then it suggests ways to improve the plan.
2. The Reward Model
It predicts whether each sub-task can be solved, without actually having to call the real agent yet.

It also helps detect when a sub-task is already completed.
Once refined, the plan is sent to the agents.

Their responses act as feedback, helping the system repeat the cycle until the main user request is fully resolved.
How Well Does AOP Work?
In the paper’s tests, the authors used GPT-4o as both the meta-agent and the specialized task agents (math, search, code, reasoning).

The Reward Model was built on all-MiniLM-L6-v2.
The results showed:
Around 10% better accuracy than single-agent setupsAround 4% better accuracy than traditional multi-agent setups
The main downside?

AOP consumes more time and token usage, which increases the overall cost.
What Challenges Still Remain?
Even with solid results, the AOP framework still has room for improvement. Here are three interesting paths the authors suggest:
1. Better Agent Collaboration
Agents shouldn’t work alone.

They could call each other—just like coworkers.

For example, a search agent may ask a code agent to help structure the data.
2. Human-in-the-Loop
In some cases, the system might assign a sub-task to a real human when automation isn’t enough.

This would mix human abilities with agent skills.
3. Stronger Trust and Verification
For real-world actions—like booking flights or paying for something—users must trust the system.

They need clear proof that tasks are done correctly, safely, and transparently.
This last point is directly linked to Kite AI’s vision:

building secure, verifiable infrastructure that lets agents operate with identity, payments, governance, and trust built into the system.
#KITE @KITE AI $KITE

Falcon Finance — the platform building a universal collateral layer for onchain liquidity and yield — has now added Tether Gold (XAUt) as a new collateral option for minting USDf. XAUt is the world’s largest and most trusted tokenized gold asset, and its integration opens the door for users to hold digital gold while earning stable, DeFi-native yield at the same time.
This update marks an important step for real-world assets (RWAs). By bringing tokenized gold into Falcon’s collateral system, the project continues to bridge traditional finance with onchain innovation. Users get access to liquidity backed by one of the most reliable stores of value ever known — physical gold.
Gold has an estimated global market cap of nearly $27 trillion, and more than $3 billion worth of gold is already tokenized on blockchain networks. Falcon’s move expands how tokenized gold can be used in DeFi: improving portfolio diversity, strengthening collateral quality, and allowing gold to serve as backing for USDf.
Andrei Grachev, Founding Partner at Falcon Finance, shared:

“Adding Tether Gold as collateral is a major step toward growing USDf adoption and connecting traditional value with onchain liquidity. Gold has always played a central role in global finance, and bringing it onchain through XAUt supports our mission to build a universal, yield-focused infrastructure.”
Tether Gold turns physical gold into a digital asset that offers 24/7 access, deep liquidity, fractional ownership, and secure custody. This gives users the ability to hold verified gold in token form — and now, through Falcon, use it as a yield-bearing asset.
Falcon’s synthetic dollar, USDf, has already grown to more than $2.1B in supply, backed by over $2.3B in reserves according to the latest attestation. Integrating XAUt will strengthen total value locked (TVL) and allow more users to earn stable, sustainable returns through sUSDf.
By making gold productive as onchain collateral, Falcon Finance continues its mission to build the foundation for universal asset collateralization in DeFi.
#FalconFinance @Falcon Finance $FF

Pieverse is officially joining the Kite AI ecosystem, and this partnership opens a new chapter for agent-based payments across blockchains. With this integration, Kite AI’s Layer-1 will now connect directly with BNB Chain, creating the first shared payment rail for cross-chain identity and multi-protocol agent transactions. This means agents on Kite can now access BNB’s liquidity while Pieverse helps handle interoperability — and both ecosystems benefit from pieUSD activity.
Together, the two teams are working toward a future where autonomous agents move freely across networks, carry trusted identities, make compliant payments, follow programmable rules, and complete actions that can be verified on-chain.
Kite AI’s Co-founder & CEO, Chi Zhang, shared:

“Kite AI and Pieverse together unlock seamless agent payments across chains. Pieverse strengthens our vision of an open network where agents coordinate, transact, and prove their actions with full trust.”
Why Pieverse Is Joining Kite AI
The rising “agentic internet” needs an infrastructure where identity, trust, and instant settlement all work together. Kite provides this foundation through verifiable identity, programmable governance, and a stablecoin payment lane designed for high-frequency agent transactions.
Pieverse adds the missing link — connecting these agent economies across multiple chains through its x402b standard, enabling gasless micropayments, automated compliance receipts, and secure financial coordination.
Together, they are shaping three major areas:
1. Cross-Chain Agent Payments & Unified Identity
Kite AI uses the SPACE framework (Stablecoin-native payments, Programmable constraints, Agent-first authentication, Compliance-ready auditability, and Efficient micropayments). This framework naturally aligns with Pieverse’s x402b protocol on BNB Chain — itself an evolution of Coinbase’s x402 standard.
By integrating Pieverse as a core service provider, Kite AI gains:
Support for multi-protocol payments (x402, Google A2A, MCP, OAuth 2.1, and more)Easy cross-chain migration for Kite PassportsA shared payment lane across Kite L1 and BNB Chain
This creates the first agent-native payment infrastructure that works across both ecosystems.
2. Strengthening Kite’s Stablecoin Payment Lane
Kite’s payment lane offers fast, low-cost stablecoin micro-transactions for AI agents — perfect for use cases like pay-per-inference or streaming payments. With support for assets like USDC and PYUSD, this system is backed by strong alignment with PayPal Ventures, General Catalyst, and Coinbase Ventures.
Pieverse enhances this lane by adding:
Gasless payments via pieUSDTamper-proof compliance receiptsPolicy-based spending limitsBudget controls for agents
Agents can now transact with simple signatures, stay within limits, and provide verifiable proof of their actions. Developers benefit too — they can build financial agents without managing complex wallet logic.
3. Bringing Kite’s Agent Passport Into BNB’s Ecosystem
Kite’s Agent Passport gives agents a secure, cryptographic identity with:
DIDsVerifiable credentialsHierarchical keysSelective disclosureRevocable authority
Pieverse bridges these identities to BNB Chain by translating them into a compatible format. This unlocks:
Cross-chain delegated authorityAgent migration from Kite L1 to BNBShared liquidity across both ecosystems
Pieverse will also share revenue from pieUSD transactions flowing through this unified agent economy.
Pieverse’s Tech Advantage
With its Facilitator and x402b modules, Pieverse brings powerful tools into Kite AI’s L1:
Gasless stablecoin spendingBuilt-in compliance receiptsProgrammable spending policiesAgent budgetsMulti-protocol payment support
Agents can send stablecoin payments, stream funds, or pay for AI computations — all without worrying about gas, wallet complexity, or missing audit trails.
Pieverse Co-founder & CEO Colin Ho added:

“Kite AI is building the first real payment lane for AI agents. Pieverse adds the compliance layer and multi-protocol support. With pieUSD, x402b, and Passport bridging, agents will be able to pay, prove, and interoperate for a fraction of a cent.”
What Comes Next
The rollout will progress in phases:
Q1 2026: Facilitator PoC on Kite L1Q1 2026: First pilot for Kite Passport migration on BNBQ2 2026: Joint merchant integrations and expansion
This partnership builds a strong, verifiable infrastructure for agent-based finance across chains.
About Kite AI
Kite AI is creating the first blockchain designed specifically for agentic payments. With verifiable identity, programmable governance, and stablecoin-native settlement, it offers a secure environment for autonomous AI agents. The team includes experts from Databricks, Uber, and UC Berkeley, and has raised $33M from PayPal, General Catalyst, and leading blockchain foundations.
About Pieverse
Pieverse is a compliant, agent-native payment stack built for Web3. Its core mission is to create transparent financial rails using on-chain receipts, invoices, and auditable payment records. The team is also advancing standards like x402b for web payments and launching broader collaborations like the Timestamping Alliance.
#KITE @KITE AI $KITE

Bitcoin works very differently from the traditional digital financial system we are used to. Instead of relying on banks or middlemen, it uses mathematics, cryptography, and a global network of computers to protect every transaction. This gives people full control over their own money, but it also means they are responsible for keeping it safe.
Let’s break down how Bitcoin’s security works in simple, easy-to-follow language.
Why Bitcoin’s Security Model Is Unique
In traditional finance, your money sits inside a system controlled by trusted institutions like banks or payment companies. They manage your account, check your transactions, and help you if something goes wrong.
Bitcoin flips this model completely.
Here, you become your own bank.

Your bitcoin belongs only to you, and only you control the keys that allow it to move. This new design gives freedom and privacy, but it also requires careful handling—just like keeping physical cash safe in your pocket.
Bitcoin’s creator, Satoshi Nakamoto, used several existing technologies—like cryptographic hashing and public-private keys—to build this system. Since 2009, this experiment has grown into a trillion-dollar network trusted by individuals, developers, and even major financial institutions.
What Newcomers Must Understand
If you’re new to Bitcoin, there’s one key thing to understand:
There is no customer support if you lose your private keys.
This is different from systems like PayPal or a bank, where support teams can recover your account. With Bitcoin, your private key is your lifeline. Losing it means losing access to your funds forever.
To keep your bitcoin secure, you must learn how wallets work, how to back up your keys, and how to avoid scams. It's best to start small, learn the basics, and slowly build confidence.
Best Ways to Secure Your Bitcoin
Here are a few simple, safe habits:
1. Avoid handing over your bitcoin to third parties
If you deposit your bitcoin into an exchange or platform, you do not control it anymore. When something goes wrong, you may have no practical way to recover your funds.
2. Use non-custodial wallets
These wallets give you full control over your private keys. Examples include hardware wallets and mobile wallets.
3. Explore advanced tools as you grow
Cold storage for long-term savingMultisig wallets for shared or highly protected accessBackup systems for seed phrases
Each tool adds another layer of safety.
How the Bitcoin Network Protects Itself
Security on the Bitcoin network comes from one powerful idea: decentralization.
No single company, government, or server controls the system. Instead, thousands of computers around the world—called nodes—check every transaction. When a transaction does not follow Bitcoin’s rules, the network rejects it instantly.
Nodes prevent:
Fake bitcoinsInvalid transactionsFalse account balances
You can also run your own node to verify your own transactions, which adds even more strength to the network.
Miners & Proof-of-Work: The Backbone of Bitcoin
Miners are special nodes that package transactions into blocks. To add a block, miners must solve a tough mathematical puzzle using computing power. This is known as Proof-of-Work (PoW).
Some people think mining wastes energy, but in reality, this process is what makes Bitcoin:
Censorship resistantNearly impossible to hackProtected against double spending
A miner cannot steal your bitcoin or change the supply. Even if a group controls more than 50% of the network, all they can do is slow down or reorder transactions—at a huge cost.
How Mining Works in Simple Words
A miner collects a batch of pending transactions.They try countless random numbers (called nonces) to find a valid hash using SHA-256.When the hash meets the difficulty level, the block is approved.Other nodes verify it.The miner receives newly created bitcoin plus transaction fees.
Each block is linked to the previous one. The more blocks are stacked on top of a transaction, the harder it is to change the past. That’s why people often wait for six confirmations before considering a Bitcoin transaction final.
Why Proof-of-Work Matters
Without PoW, someone could create fake identities and overwhelm the network (a Sybil attack). PoW ensures miners must spend real resources, which keeps the system honest. Their financial incentives push them to protect the network, not attack it.
The Role of Public and Private Keys
Bitcoin uses public-private key encryption.

Your public address is like your account number.

Your private key is like your password.
You share your public address with anyone who wants to pay you, but your private key must be kept secret. Whoever owns the private key owns the bitcoin.
This system has existed since the 1970s and is trusted in everything from email security to online banking.
Different Security Levels in Bitcoin Apps
Bitcoin can be used in many ways across different layers:
1. Base Layer (Most Secure)
Holding bitcoin in a non-custodial wallet connected to the network directly.
2. Layer 2 Networks
Like the Lightning Network, which uses off-chain transactions to make payments faster and cheaper. Still secure, but with some trade-offs.
3. Sidechains
Systems like Liquid or Rootstock that use different security models and may rely partly on trust.
Each layer offers more speed or more features, but usually with some reduction in decentralization.
In the End, Bitcoin’s Security Is All About Incentives
Bitcoin isn’t protected only by technology—it’s protected by the incentives built into its design. Everyone plays a role:
Users want to control their own moneyNodes want to enforce the rulesMiners want to earn block rewardsDevelopers want to improve the network
All of these pieces together create a system that has remained strong, transparent, and secure for more than a decade.
#LorenzoProtocol @Lorenzo Protocol $BANK

The discussion explored how synthetic dollars are evolving, how real-world assets are expanding on-chain, Falcon’s new transparency standards, USDf growth, token behavior, government-level RWA plans, and what the team sees as a “win” for 2026.
Pauli opened the conversation by pointing out a clear trend: DeFi is slowly leaving behind the old, chaotic models and moving toward a system built on real-world assets, open yield strategies, and stable synthetic currencies that users can trust.
Andrei followed by sharing how quickly Falcon has grown in the past few months, especially through new launches and integrations.
The Most Important Q4 Breakthrough: Real-World Assets
When asked which Q4 milestone would have the biggest impact in the long run, Andrei didn’t hesitate: Real-World Assets (RWAs).
He explained that DeFi strategies based only on trading and leverage eventually hit limits—liquidity dries up, open interest caps stop growth, and strategies become hard to scale.
Falcon chose a different path.
Instead of relying on high leverage, Falcon focuses on assets that already have deep global markets—assets like stocks and gold. These become the core backing for synthetic dollars and give Falcon a stable base to build structured yield.
This is why integrations like tokenized stocks and gold are so important. They bring familiar financial markets onto the blockchain and allow DeFi to use the liquidity that already exists in traditional finance.
A New Standard for Transparency
In Q4, Falcon launched a full transparency and security framework. It includes:
Complete reserve breakdownsClear disclosure of all underlying assetsPublic yield strategy allocationsWeekly verification from an independent audit firm
Behind the scenes, this required strict documentation, real-time data consistency, and systems designed to always be audit-ready.

Andrei made one thing clear: crypto asset managers should be more transparent than TradFi, not less.
The Toughest Growth Phase: $100M → $500M
Falcon’s biggest struggle wasn’t volatility or liquidations—it was scaling through the “institutional trust zone.”
Large clients with heavy compliance rules can’t make up too much of a protocol’s TVL. For example, when Falcon sat at $200M TVL, a single $200M deposit from an institution was impossible. It would make one client half the protocol.
Breaking through this barrier required time, visible reliability, and transparency.

Once Falcon passed this stage, institutional interest grew dramatically.

Their strategies thrive during volatility instead of being harmed by it.
FF Token: Activity and Future Direction
Falcon distributed FF tokens widely to early users and launchpad participants.

Most early holders are well in profit, with launchpad buyers seeing around 50x growth. Even through market swings, the token stayed strong and caught the attention of major funds.
For the future, Falcon plans to direct a part of protocol revenue to FF stakers in stable assets—without relying on inflationary emissions.

The philosophy is simple: FF is built for long-term ecosystem value, not short-term rewards.
On-Ramps and Off-Ramps: A Major Milestone
One of Falcon’s biggest structural achievements is now live.
USDf is accepted by a licensed European payment system for withdrawals into USD, EUR, and GBP, after completing KYC.

This works even for people who do not hold a Falcon account.
Falcon is preparing a formal announcement and building a compliant USDf on-ramp for the future.
They’re also close to completing an exclusive RWA yield partnership with a major global platform.
Inflows remain strong, with a recent deposit of 600 BTC.

Falcon continues to reject capital that demands unrealistic returns, choosing instead to work only with long-term, high-quality partners.
Q1 2026: Three Major Focus Areas
Andrei shared three levers that will shape Falcon’s direction in Q1.
1. Real-World Assets
Already launched:
Tokenized stocksGoldCorporate bonds
In progress:
Sovereign bond tokenization with government partnersCompliant RWA frameworks that centralized exchanges can use as collateral
2. Staking Vaults
Falcon’s new staking vaults let users earn USDf yield without minting new FF or USDf.
Projects avoid inflationHolders avoid dilutionRewards stay in stable value
This creates a healthier alternative to traditional staking models.
3. Growing Crypto Collateral
Falcon continues adding BTC, ETH, and leading crypto assets to build deeper, stronger collateral backing.
What Success Looks Like for Q1 2026
Falcon’s goals are straightforward and product-driven:
Reach $5B TVL with diversified collateralLaunch a fully compliant RWA product lineSecure two sovereign bond tokenization pilotsBecome the exclusive yield provider for at least three retail platformsExpand staking vault adoption across different ecosystems
USDf supply isn’t the main target—collateral quality and RWA strength matter more.
If these plans are executed well, Andrei expects FF to naturally gain strength.
Risk Management Going Into 2026
Two risks matter most:
1. Hacks
Even top exchanges like Bybit and Upbit have faced security breaches.

Falcon uses institutional-grade custody, layered multisig, and strict operational security to protect users.
2. CEX Failures
Falcon avoids leaving assets directly on exchanges.

They use “mirror setups,” where the custodian holds the assets, and the exchange only mirrors balances.

This dramatically cuts down systemic risk.
Closing Thoughts
This conversation gives a real look at Falcon Finance’s long-term blueprint: a universal collateral layer that powers on-chain liquidity and yield.
Every theme in the discussion circles back to the same idea:

maturity, structure, transparency, and ecosystem growth—not hype.
If Falcon delivers on its Q1 roadmap, it won’t just lead the synthetic dollar sector—it may become a foundational layer for RWAs and institutional on-chain finance in 2026.
#FalconFinance @Falcon Finance $FF