Cryptopolitan

The cryptocurrency market is full of activity, but one project is commanding serious investor attention. GeeFi’s presale has demonstrated remarkable strength, concluding its first phase after selling 10 million tokens and raising $500,000. The project has now sold over 21.3M tokens in total, securing over $1 million from a dedicated holder base of more than 2,100 investors. 

GeeFi is a complete non-custodial ecosystem, and experts predict its upcoming Phase 3 will sell out in under 10 days amid growing rumors of listings on major exchanges.

Looking Beyond Solana’s Volatility

While Solana (SOL) investors are accustomed to its notable price swings, many are searching for the next high-growth cryptocurrency with real utility. That search is leading them directly to GeeFi, a project that many analysts believe will be 2026’s 100x gem. It offers a single, intuitive platform where users can manage their assets across more than 14 networks, swap tokens, and bridge between chains without the usual technical difficulties. This comprehensive solution directly addresses a major need for crypto users who demand both security and convenience.

The GeeFi Team began developing the project in 2023, making it public in 2024 and consistently rolling out feature updates to its wallet. This focus on building a functional product first is what distinguishes it from many other projects. The platform gives users full control over their private keys, guaranteeing their assets are always secure. With the Android app already live and an iOS version in development, GeeFi is showing its commitment to real-world progress, reinforcing its potential to be 2026’s 100x gem.

The GeeFi Presale Opportunity

GeeFi has now entered Phase 2 of its presale, with a token price of $0.06. By buying now, investors secure a guaranteed return of 667% based on the planned $0.40 listing price. The potential for returns is substantial; an investment of just $1,800 at the current price could grow to $90,000 if the token reaches the analysts’ forecast of a $3 valuation, representing an incredible 4,900% ROI.

Analysts have praised GeeFi’s presale for its incredible performance. The momentum from Phase 1 has continued, with Phase 2 already over 75% complete, having raised over $680K from 11.3M tokens sold. Experts now believe Phase 3 will begin next week and will not last long, as rumors intensify about GeeFi preparing for listings on major exchanges. This is a key reason many see it as 2026’s 100x gem.

Powerful Staking and Referral Rewards

One of the most attractive features fueling demand for GeeFi is its robust staking program. Investors can generate significant passive income through several flexible options. By locking tokens, users can earn an impressive 15% APR for one month, 22% APR for three months, or a massive 55% APR for a 12-month term. For those who prefer liquidity, GeeFi also provides a staking option with no locked funds that still offers returns of up to 10%.

To further accelerate earnings, GeeFi has integrated a generous referral program. By sharing your personal link, you can receive a 5% bonus in GEE tokens on every purchase made by your referrals. This system creates a strong incentive for community growth and allows early supporters to multiply their holdings simply by introducing others to the project. These features provide real, sustainable yield, attracting investors looking to maximize their returns.

Your Final Chance for a Ground-Floor Entry

The window for life-changing investments in cryptocurrency is often very brief. GeeFi’s presale offers one of those rare moments to get in on a project with massive potential before it becomes widely known. The combination of a deflationary token model, a working product, and a clear path to adoption with its upcoming crypto card positions GeeFi to become a major player in the industry. The rapid pace of the presale is a clear signal of strong market confidence.

As the market readies itself for the next major upswing, projects with strong fundamentals and real utility are the ones that will lead. Missing out on GeeFi now could lead to significant regret when the token launches on major exchanges, validating the widespread belief that it is 2026’s 100x gem. The time to act is now. Securing a position during the presale is the best way to capitalize on the explosive growth that experts are forecasting for this project.

Learn More

Website – geefi.io

Buy $GEE Token – hub.geefi.io/buy

Whitepaper – docs.geefi.io

Telegram Chat – @geefichat

Twitter/X – @GeeFiOfficial

Discord – discord.com/invite/geefi

Download App – geefi.io/download

CoinMarketCap – coinmarketcap.com/currencies/geefi/

The Trump administration has pulled the plug on the long‑delayed October PPI report just days before the Federal Reserve meets to decide interest rates.

The US Bureau of Labor Statistics said Monday it will skip the October release completely and roll those numbers into the November report, now set for January 14, according to the agency.

This decision is tied to the wider cleanup from the government shutdown, which knocked multiple federal data releases off schedule.

The PPI does not move markets on its own most months, but it feeds straight into the personal consumption expenditures price index, the inflation gauge the Fed leans on most.

With October erased and November pushed back, officials head into this week’s talks working only with September data, even as inflation remains sticky and job risks grow.

BLS folds missing PPI into January release

The Bureau of Labor Statistics said it will combine the delayed October wholesale‑price figures into the postponed November report in mid‑January as it works through the shutdown backlog.

The agency confirmed this is part of its broader effort to restore the normal flow of federal economic data after weeks of disruption.

The delay lands at a bad moment for the Fed, which is trying to judge inflation with old inputs. The PPI flows into the PCE, the central bank’s preferred inflation measure, and the absence of fresh producer prices makes it harder to read where costs are heading right now.

As officials took their seats for this week’s meeting, September remained the newest inflation baseline on hand.

While inflation data went stale, fresh clues on households came from the Federal Reserve Bank of New York. Its Survey of Consumer Expectations, published Monday, showed one‑year inflation expectations holding at 3.2% in November.

Expectations for three years and five years both stayed at 3%. At the same time, job fears eased. The perceived chance of losing a job dropped to 13.8%, the lowest point so far this year.

The labor mood also improved in other ways. Participants marked down the odds that unemployment will be higher a year from now. More people said they expect better chances of finding work if they do lose a job.

Yet not all signals were positive. With inflation still high and job security still weaker than last year, more families said their finances took a hit. The share of respondents saying their current financial position is worse than a year ago climbed to 39%, the highest level in two years.

Fed officials are still set to vote on Wednesday at the end of the two‑day meeting. A third straight rate cut is widely expected as the central bank tries to protect the labor market from further erosion. At the same time, several policymakers warned that tariffs could lock in higher prices for longer. One official said tariffs could lead to “long‑lasting price pressure,” a risk they continue to track through inflation‑expectation estimates.

Powell pushes rate cuts as dissent piles up

The expected decision comes as Jerome Powell, whose term as chair ends in May, faces rising resistance inside the central bank. Every rate reduction delivered this year drew at least one dissenting vote, and three officials are again expected to vote against the majority at this final meeting of the year.

The conflict is simple and brutal. Inflation is still too high, and the job market is losing momentum at the same time. The Fed has only one main tool to deal with both. Jerome, long known for holding the committee together, now struggles to balance those forces as unity slips.

Even with deep respect across the committee, the growing split raises questions for whoever takes over next. The next chair will inherit a table of 18 policymakers with sharper divisions than seen in years. While officials agree they want rates to fall toward a level that neither restrains growth nor fuels excess demand, they cannot agree on where that neutral level actually sits. That disagreement is now driving the rise in formal dissent.

The six weeks since the last meeting exposed the rift in public view. Some officials argued for more cuts to support a weakening labor market. Others pushed for a pause as inflation stayed stubborn. As those positions moved back and forth, market odds on a December rate cut swung with each speech.

The balance tipped when two officials closest to Jerome signaled they were ready to back another cut. Their public stance pointed to Jerome’s effort to pull more of the committee toward easing. Throughout his tenure, Jerome has often secured support by trading policy backing for changes in messaging after meetings. The Fed has long relied on consensus, using guidance language to smooth over disputes and keep markets steady.

That tradition is now under strain. This month’s gathering is set to become the fourth straight meeting with at least one dissenting vote. If three objections land again, the Fed will total eight dissents across four meetings, matching the entire count from the previous 47 meetings. That internal friction now unfolds as policymakers debate rates with missing PPI data, delayed inflation inputs, fragile households, and a labor market the Fed says it cannot ignore.

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If your sports bets on Crypto.com feel late, they are. According to a disclosure, the exchange now places a three‑second delay on every sports wager from regular users, while professional market makers trade with no pause.

Crypto.com is one of the first US‑regulated exchanges to offer contracts tied directly to game results.

The pause affects people placing real‑time bets on scores and final outcomes. Market makers stay exempt. The change was cleared through a filing sent to the Commodity Futures Trading Commission on July 30 and placed inside the platform’s public FAQs.

The delay does not hit market makers, who are often full‑time professional trading firms. That lets them change prices before fast moves from other customers land on the book.

The risk is highest for people sitting inside stadiums who see goals, fouls, and injuries before anyone watching on TV.

A spokesperson for Crypto.com allegedly said the change “supports liquidity and fairness.” The spokesperson added, “This is a disclosed rule in our FAQs.”

The exchange said the rule is designed to handle sharp price changes during live games, where betting traffic and losses can stack up within seconds.

Kalshi files for order delays

Crypto.com is not the only platform moving in this direction. Kalshi Inc., another major prediction market exchange, has submitted its own paperwork to regulators that would allow it to delay certain orders moving through its system.

The proposal now sits inside a ten‑business‑day review window at the CFTC. The filing does not spell out which customers would face the slowdown or whether some users would be exempt. If the regulator raises no issues during the review, the delay could take effect as soon as this week.

The push for delays arrives as prediction markets expand fast, driven in large part by heavy trading around sports games. These venues want deeper liquidity and tighter pricing, and that depends on attracting large market‑making firms.

Delays reduce risk for those firms when prices move in bursts. Similar policies in equities and derivatives trading have drawn pushback in the past. Critics said rules favoring high‑speed firms weakened claims of equal access.

If prediction markets follow that same playbook, their argument of a level playing field against traditional sportsbooks faces new pressure.

Delays target courtsiders

Three seconds look small on paper. In live betting, it can decide everything. One score or one injury can swing prices before most screens refresh.

Alfonso Straffon, a consultant who previously worked as a sports trader and gaming research analyst at Deutsche Bank AG, tied the new delay to courtsiding.

The practice involves betting from inside a venue before sportsbooks and exchanges update odds for the wider market. Alfonso said, “This three‑second delay really protects market makers from courtsiders or even individuals that correctly anticipate a sudden, market‑wide move in the odds.”

The delay on Crypto.com applies to all non‑market‑making customers, not only those trying to exploit courtsiding. That structure favors large liquidity firms trading at scale.

Susquehanna International Group and Jump Trading both actively operate on Kalshi. Kalshi also runs an internal market‑making unit on its own exchange.

That unit now faces a proposed class action lawsuit from retail traders who accuse the company of making money by betting against its own users.

Kalshi co‑founder Luana Lopes Lara said in a recent social media post that the trading arm is walled off under separate management and receives “no preferential treatment” on the platform.

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As market conditions tighten, whale investors are becoming more discriminative, and Ethereum (ETH), although more dominant, has started to fall out of favor in large capital investments in December 2025. High transaction fees, increased competition due to the presence of faster layer-1 blockchains, and scalability uncertainty post-upgrade have left the whales less eager to consider ETH, which has long been their go-to expansion tool. In their pursuit of more advantageous assets with greater upside potential, new assets are now getting more attention, and currently, one project getting increasing attention is Mutuum Finance (MUTM). 

Touted as the best crypto to invest in, which also has high utilization and is optimal to buy into during the early stages, MUTM is offering true DeFi crypto capabilities, including lending and borrowing on a decentralized platform, interest-bearing tokens, and sustainable, long-term-focused yield design. Priced at a meager $0.035 and currently on the last leg of Phase 6 of its presale, it has already gained more than 18,380 followers and raised over $19.2 million, and more is yet to come as it prepares to launch its V1 Sepolia testnet soon. With attributes including high utilization and optimal growth potential during the first stages, Mutuum Finance is proving to be the new hot DeFi crypto whales are stocking up on during 2025.

Ethereum Displays Resilience but Challenges Key Resistance Areas

Ethereum (ETH) is again showing renewed bullish strength by having supported prices within the $2,880 zone, reclaimed $3,000, and now moving towards the pivotal level of $3,250. Currently, it is also ranging above $3,150 and is doing very well on health charts by remaining well above the 100-hour SMA. If it successfully breaks out past $3,250-$3,320, it is likely to show renewed acceleration towards $3,450-$3,540. If it faces rejection at the pivotal level, it could face a correction towards $3,160-$3,120, and further support could line up at $3,050-$2,980. Although the Ethereum market is showing renewed bullish strength, participants are advised to remain patient and disciplined. In the meanwhile, another sector, which is also attracting increasing attention, is the DeFi showcasing adoption and utilization, allowing new investments to emerge into the arena, including Mutuum Finance (MUTM) as the best crypto to invest in.

Phase 6 Allocation of MUTM to Meet Increased Demand by Investors

Mutuum Finance (MUTM) is gaining notable attention due to the advancement of its presale in Phase 6. The platform started presale back in Q1 2025 with a value of $0.01, and currently, it is at $0.035 in Phase 6, marking a 250% increase before it is finally listed on an exchange. The presale, which is tailored to increase in value after every phase, is beneficial to early buyers, who get to purchase the token at a cheaper rate. With over 95% allocation completed in Phase 6, only a limited number of tokens can be obtained at $0.035, following which Phase 7 starts with a 20% increase to $0.04, approaching the eventual $0.06 launch pricing.

The presale has so far raised more than $19.2 million, with a community of more than 18,380 members. Of the 4 billion MUTM tokens, 45.5%, which is 1.82 billion, has been allocated to the presale, and more than 800 million has been sold. With the scarcity of tokens at Phase 6, it creates an element of FOMO.

Advantages and Uses of Early-Stage Engineers

The presale mechanism of MUTM allows earlier contributors to obtain discounted MUTM tokens, which bear the potential of gains up to 500% after the launch. In addition to the pricing benefits, Mutuum Finance is also working to develop a full-scale DeFi crypto ecosystem. The lending service offered by Mutuum Finance is offered on a dual basis. Peer to Contract Market, also known as pooled liquidity markets, enables lending and allows users to stake assets in exchange for mtTokens, which generate dynamic yields based on borrowed liquidity. On the other hand, Peer to Peer is used to support isolated lending on more risky and specialized assets.

Security, Risk Management, and Platform Resilience

Mutuum Finance has integrated efficient risk management into its protocol. Loan-to-Value ratios and liquidation ratios are dynamically adjusted depending on the volatility of the assets. Thus, assets with lower volatility are eligible for higher LTV ratios, while assets with high volatility are restricted by tight ratios. The reserve multipliers are adjusted between 10%, which is suitable for low-risk assets, and 35%, suitable for high-risk assets. Moreover, Mutuum Finance will use Chainlink oracles to aggregate prices, which are referred to as fallback and composite prices. These prices are used to estimate the value of assets such as USD, ETH, MATIC, and AVAX.

Ethereum is faced with exorbitant costs and scalability issues, which are not attractive to whales. Mutuum Finance (MUTM) has more than 18,380 investors, $19.2M raised, and Phase 6 at $0.035 is close to sold out. Soon, the Sepolia testnet will kick off practical DeFi crypto functionalities, making MUTM the best crypto to invest in today.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

While established cryptocurrencies capture headlines with strategic moves, GeeFi is demonstrating what true market demand looks like with its high-velocity presale. The project’s initial funding phase was a resounding success, selling out in under two weeks and raising a total of $500,000. 

This powerful momentum has easily carried over into Phase 2, where GeeFi has now sold over 11.3 million tokens, surpassing 75% of Phase 2 and raising more than $680,000. With this stage progressing rapidly, analysts predict Phase 3 will begin as soon as next week, signaling that the window for early-stage investment is closing fast.

Market Speculation vs. Concrete Utility

Ripple is stirring the market with a 250M XRP escrow transfer, a new listing on OSL Hong Kong, and CEO Brad Garlinghouse’s continued optimism. While traders speculate on what these developments mean for XRP, forward-thinking investors are moving toward GeeFi for its tangible, real-world utility. At the core of the ecosystem is the GeeFi DEX, a secure, non-custodial decentralized exchange that empowers users with full control over their funds, eliminating the risks associated with centralized platforms.

GeeFi is also set to revolutionize crypto spending with its upcoming Crypto Cards, powered by VISA and Mastercard, which will bridge the gap between digital assets and everyday commerce. This practical utility is further enhanced by the GEE token’s deflationary design. Through a systematic token burn mechanism, the protocol is engineered to reduce the total supply over time. This approach increases scarcity and is designed to create long-term value for holders as the network grows and adoption accelerates.

A Presale Opportunity with Guaranteed Returns

GeeFi’s presale offers an exceptional financial opportunity. In Phase 2, tokens are priced at just $0.06, a significant discount compared to the confirmed listing price of $0.40. This structure guarantees an impressive 667% return for presale participants right from the start. The long-term projections are even more compelling. With analysts forecasting a future price of $2 per token, an initial investment of $1,600 could potentially grow to $60,000, delivering a life-changing 3,233% ROI.

The market’s response validates this potential. Over 11.3 million tokens have now been sold in Phase 2, representing more than 75% of this phase and raising over $680,000, a clear display of intense demand. This rapid pace has led experts to predict that the current phase will sell out ahead of schedule. Adding to the excitement are persistent rumors of upcoming listings on major Tier-1 exchanges, a development that historically acts as a major catalyst for price appreciation once a project hits the public market.

Maximize Your Gains with High-Yield Staking

GeeFi complements its growth potential with a versatile and highly rewarding staking program, accessible directly through the GeeFi Wallet. The platform caters to all investor types with a range of attractive options. For those who need flexibility, a no-lock staking plan offers a solid 10% APR. 

For investors looking to maximize their passive income, fixed-term staking provides 15% APR for one month, 22% APR for three months, and an exceptional 55% APR for a twelve-month commitment. Additionally, the ecosystem encourages community growth with a 5% bonus on all investments made through its referral program.

The Clock Is Ticking on This 100x Opportunity

With its powerful combination of real-world utility and an explosive presale, GeeFi is being flagged by market analysts as a project with genuine 100x potential. This presale phase represents a fleeting opportunity to secure a position in a high-growth ecosystem before it achieves mainstream adoption. As Phase 2 approaches its hard cap and a price increase for Phase 3 looms, the optimal time to invest is now. The fear of missing out is driving a surge of activity, urging investors to act quickly to lock in maximum returns.

Learn More

Website – geefi.io

Buy $GEE Token – hub.geefi.io/buy

Whitepaper – docs.geefi.io

Telegram Chat – @geefichat

Twitter/X – @GeeFiOfficial

Discord – discord.com/invite/geefi

Download App – geefi.io/download

CoinMarketCap – coinmarketcap.com/currencies/geefi/

Qatar has launched Qai, a new AI development and investment firm as a subsidiary of its $524 billion sovereign wealth fund. The new company is meant to develop and invest in artificial intelligence.

According to the statement, Qai will invest in AI infrastructure in Qatar and globally, as well as provide “high-performance computing and a connected suite of tools.”

Abdulla Al-Misnad, an official in Qatar’s prime minister’s office and a board director of Doha Venture Capital, will serve as chair of the country’s new AI firm. He said Qai will focus on developing “trusted” AI systems. 

“We need to be able to give the individuals, the corporates, the different users all the tools they need in order to able to deploy AI and feel that they trust what AI is doing,” he added. 

Qai takes a different approach from the US AI firms

According to Abdulla Al-Misnad, Qatar’s new firm won’t be developing large-language models, such as Google’s Gemini. Instead, he said it will work on evaluating and commercializing these models and frontier tech like autonomous agents, computer systems designed to perform a range of tasks.  

“We’re thinking one, two, three years down the line. That’s where you get value out of AI,” Al-Misnad stated.

Besides the US and China, few countries have managed to create the leading AI models that power chatbots and other services. Qatar has taken a more measured approach. Its wealth fund has recently backed several Silicon Valley startups, including participating in the $13 billion round for AI lab Anthropic in September.

Additionally, Qatar signed a strategic deal with PwC Middle East and OpenAI to advance AI adoption, boost productivity, and build a stronger innovation ecosystem for government and startups. OpenAI’s Farouk Hamzawi stated that the opportunity to support Qatar’s technological and economic priorities using advanced AI models.

Recently, Qatar’s finance minister stated that AI would be a significant part of planned Qatari investments in the US. “I would say most of the (QIA investment) will be in technology and AI because we see the growth in this field, and it is going to be rewarding,” Ali Ahmed Al-Kuwari stated.

“Now we see the huge growth in the US economy is coming from technology and AI, and we believe this is one area we are going to focus on,” he added. 

Qatar’s need for the Nvidia chips amidst China tensions

The Middle East has become a magnet for tech giants, such as OpenAI and Microsoft Corp., looking to tap the region’s ample funds and cheap energy for computing resources. 

Oil-rich Gulf states are investing heavily in tech. This is part of broader plans to diversify economies. More recently, that money has moved to capitalize on the global frenzy around AI services like ChatGPT and the data centers, chips, and energy used to sustain them. 

Both the United Arab Emirates and Saudi Arabia have launched multibillion-dollar funds to invest in AI startups and established their own national AI champions, G42 in Abu Dhabi and Humain in Riyadh. 

As reported by Cryptopolitan, in November, the US approved the sale of tens of thousands of advanced AI chips to the UAE’s G42 and Saudi Arabia’s Humain. This move overlooked the political concerns about the tech potentially making its way to China. 

Qatar is not any different. Its sovereign wealth fund is also exploring investment opportunities in China while exercising caution to maintain its relationship with the US. Mohammed Al-Hardan, head of technology, media, and telecommunications at the Qatar Investment Authority (QIA), said, “We can’t discount China. It is a very significant market.”

Meanwhile, Qatar is working on getting licenses to import the most advanced semiconductors from companies like Nvidia Corp. and AMD.

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With the maturing market, long-term buyers are becoming much more selective, and Dogecoin (DOGE) is now largely seen as a meme coin with little long-term value. The fact of the matter is that DOGE has yet to establish basic fundamental value, which is why it is such a poor selection when it comes to finding long-term investment value among cryptocurrencies, compared to others that are working on and developing during every phase of market volatility. 

Solana (SOL), due to the strength of its fast transaction speeds, growing number of developers, and increasing institutional support, is also one of the top-rated performers on the market. Meanwhile, XRP, due to its strong global payments system and high liquidity, is clearly proving itself to be a strong long-term utility hold. But when it comes to which new cryptocurrency is ready to go big, the best crypto to buy for the long-term is clearly Mutuum Finance (MUTM), a new deflationary coin now merely $0.035 with strong and active utilization of lending, borrowing, and interest-bearing tokens on the blockchain, enough so that Phase 6 of the presale is now almost complete, with over 18,380 participants, and has raised over $19.2 million. This positions MUTM as the next crypto to explode due to its low base value and the soon-to-be-activated V1 Sepolia testnet.

Solana Registers Significant Resistance Level on Charts

Recently, Solana (SOL) has reached the expected target zone, touching $146.50 overnight, just above the strong resistance level of $144.60, which is marked by the 100% Fibonacci extension. This marks the completion of a 5-wave C structure, along with the formation of a complete A-B-C correction, which could indicate the completion of wave 4, although it is yet to be seen because it needs to go below the strong support level of $134.80. If so, analysts expect another push to occur, which could target the next strong resistance zone between $152.60 and $157.30. In light of such developments within layer-1 cryptocurrencies, market attention is also turning to Mutuum Finance (MUTM).

XRP Rallies as Institutional Demand and Supply Interactions Drive Growth

XRP (XRP) is also gaining strength, currently above $2.15, after a 12% increase following the drop below $2 on November 21st. This is largely due to the presence of strong demand on the network, institutional buying, and a marked decrease in exchange supply to seven-year lows, implying strong holding of XRP among long-term stakeholders. Other positively impacting technical indicators, such as increased XRP velocity, whale buying, ETF inflows, and RSI indicators, imply strength and strong future prices. In the market where institutional support and earlier adoption are gaining importance, high-growth DeFi platforms having real usability are also gaining attention, and new generations of innovative platforms such as Mutuum Finance (MUTM) are gaining focus as the next crypto to explode.

MUTM Presale Builds Momentum Ahead of Phase 6 Near-Sellout

Mutuum Finance (MUTM) is soon becoming a promising cryptocurrency, and it has started to attract the attention of new investors. It has enjoyed such a great response during its presale, and has already secured more than 18,380 members and raised a total of $19.2 million. The cryptocurrency is currently in Phase 6, and it is costing $0.035. In fact, it has already sold more than 90% of Phase 6. Soon, it will enter Phase 7, and the tokens will increase by 20%, costing $0.040. As such, it is a great time to buy it at a discounted rate and position yourself in the best crypto to buy for the long-term.

Sepolia Testnet Achieves Critical Development Milestone

Mutuum Finance is on schedule to launch the V1 lending and borrowing solution on the Sepolia testnet. The beta testing phase will allow the team to thoroughly test the essential DeFi functionalities, including lending, borrowing, and yield farming, to optimize it before launching it on the mainnet.

In becoming a utility-focused, scalable, and secure ecosystem, Mutuum Finance is effectively carving itself a niche among DeFi initiatives. Investors who are part of the platform are getting to experience a growing sector, which further cement the viability of MUTM as the next crypto to explode in 2025.

Dogecoin has little to no usability and is therefore not a good long-term investment. Solana has recently tested at $146.50, which is a sign of immense growth on the network, and XRP is currently above $2.15 due to institutional buying and a constantly depleting supply. Mutuum Finance is growing very rapidly, having more than 18,380 unique investors and having raised $19.2 million in their presale. Phase 6, currently at $0.035, is near sold-out, and the V1 Sepolia testnet promises true DeFi capabilities. You can buy MUTM before Phase 7, which will increase the price to $0.040, making it the best crypto to buy for the long-term.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

ETH continues to see liquidity rotation, as smart whales and institutions are making a return. As ETH consolidated over $3,125, whales repositioned with expectations of further improvement. 

ETH consolidated above $3,000, with recent whale activity showing more bullish sentiment. ETH traded at $3,104.96, after briefly rising closer to $3,200. The ETH fear and greed index is at 51 points, signaling neutrality. 

The token is now seeking direction, with a potential boost from both spot-buying whales and long positions on derivative markets. ETH predictions include a breakout to a higher range, as the network remains crucial to DeFi and tokenization. ETH remains at 0.034 BTC, as the leading coin is still trading sideways.

Bitmine adds more ETH

Bitmine is one of the regular sources of support for ETH. The company bought another 138,452 ETH, mostly acquired between December 1 and December 7. 

The company now holds 3.73M ETH, up 9.8% in the past month. Bitmine may continue buying until building a 5M ETH treasury. 

Other treasury companies have not added more ETH, and remain a limited source of demand. Despite this, the ETH balance in accumulation wallets remains at an all-time peak above 27M tokens.

Institutions also added to the balance, though moving ETH at a slower pace compared to Bitmine. On-chain data shows that the Amber Group withdrew 6,000 ETH for self-custody, originating from a Binance hot wallet via an intermediary address. 

Metalpha withdrew 3,000 ETH from the Gnosis Safe Proxy wallet and deposited the tokens to Aave. 

ETH bounced from $2,800 in the past weeks, showing signs of whale intervention. Whales returned to buy the dip in that range, which coincided with the average acquisition price for large holders.

ETH whales show confidence in derivative trading

ETH open interest rose to over $17.4B, signaling increased confidence in an ongoing ETH rally. On Hyperliquid, nearly 59% of whales are taking long positions, with the highest one having a notional value of $162.41M. The leading trader, also known as the ‘Anti-CZ’ whale, has demonstrated success in previous trades. 

On-chain data reveals some of the most prominent whales have taken up long positions. The 1011 whale that shorted BTC is now bullish on ETH. The whale opened the second-biggest long position on Hyperliquid, at $155.12M, holding even after paying negative funding fees. 

The 1011 whale took a long position in ETH, achieving over $3M in unrealized gains. | Source: Hyperliquid

The whale achieved over $3M in unrealized gains after ETH extended its recovery. To hold this position, the whale has added over $70M in USDC liquidity in the past day. The whale already locked in $305K in profits from a smaller long position on ETH. 

The active whales have a reputation for smart money choices, and at least in the short term, they have managed to accumulate gains on their positions. They are, however, also willing to take profits, rather than get liquidated.

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“Bitcoin has become the key pillar in the future of financing,” says Mohammed Al Shamsi, a UAE National Security official. 

The senior official from the UAE National Security made the declaration at the Bitcoin MENA 2025 conference in Abu Dhabi, a convention taking place between December 8 and 9, 2025, at the ADNEC Centre with over 10,000 expected attendees and 300 speakers from around the world.

What did Mohammed Al Shamsi say about Bitcoin? 

Mohammed Al Shamsi declared Bitcoin to be an important part of future finance systems at Bitcoin MENA 2025, which is taking place from December 8-9 at the ADNEC Centre.

Al Shamsi described the current financial innovations as historical. He stated that the world economy is changing at unprecedented speed and that Bitcoin is “no longer just a digital asset.” According to the senior official, Bitcoin has now become a key pillar in the future of financing.

This is the second time the Bitcoin MENA conference has been held in Abu Dhabi. The gathering is expected to draw over 10,000 attendees from around the world and features approximately 300 speakers, over 90 exhibitors, and sponsors.

The event features prominent speakers, including Michael Saylor, Changpeng Zhao, and Paul Manafort. 

Regional leaders such as H.E. Dr. Mohamed Al Kuwaiti and Ahmed Bin Sulayem are also participating. Throughout the conference, there will be multiple stages focusing on different aspects of Bitcoin, from technical development to institutional adoption.

Is the UAE’s position in the crypto market strong?  

The UAE has the third-largest crypto economy in the Middle East and North Africa region. The cryptocurrency market revenue in the UAE is projected to reach $395.9 million in 2025. 

The UAE has a diversified crypto ecosystem that records significant activity from both centralized and decentralized exchanges and finance platforms.

Between July 2023 and June 2024, the country received over $34 billion in cryptocurrency transactions, indicating a 42% YoY growth. Dubai’s virtual-asset market reached 2.5 trillion dirhams, approximately $680 billion, in 2025. This contributes 0.5% to Dubai’s GDP. 

The crypto industry as a whole contributes approximately 100 billion dirhams, about $27.25 billion, to Dubai, making up 4.3% of the UAE’s GDP.

The UAE leads the Middle East region in Bitcoin adoption, specifically. More than 30% of UAE residents, roughly three million people, have invested in cryptocurrencies. The country recorded over 500,000 daily active crypto traders. The global crypto millionaire population reached 241,700 individuals worldwide, a 40% increase from the previous year.

The country has implemented several favorable regulations, such as offering zero value-added tax on Bitcoin transactions. The UAE also has no personal income tax or capital gains tax. Dubai’s Virtual Assets Regulatory Authority oversees crypto operations in the Emirate, while Abu Dhabi has its own Financial Services Regulatory Authority framework.

The Middle East crypto market was valued at approximately $110.3 billion in 2024. The region is projected to reach $234.3 billion by 2033, with an expected compound annual growth rate of 8.74%.

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PANAMA CITY, December 3, 2025 – BingX, a leading cryptocurrency exchange and Web3 AI company, hosted its exclusive affiliate gathering in Tenerife, Spain, uniting leading affiliates from different regions, key partners, and BingX executives for a three-day program focused on innovation, community, and the future of crypto trading.

The retreat took place from November 28 to 30, featuring curated networking sessions, panel discussions, hospitality experiences, and a gala awards dinner. Attendees participated in dialogues on growth trends between affiliates and exchanges, as well as the evolving intersection of AI and Web3. Across the two-day program, guests also joined welcome receptions, keynote sessions, and a formal ceremony celebrating standout members of the community.

The event also featured a keynote presentation from Vivien Lin, Chief Product Officer at BingX, emphasizing the exchange’s focus on security, user experience, and innovative new AI experiences.

Lin commented: “Our community is the foundation of everything we build. This gathering underscores the collective commitment between BingX and our partners to strengthen trust, elevate the user experience, and foster an open environment where creators and users can grow together. By aligning around shared values and a forward-looking mindset, we are shaping a more resilient and collaborative future for our industry.”

The affiliate event in Tenerife follows a successful gathering in Bali earlier this year, strengthening BingX’s growing ecosystem of creators and partners while underscoring its investment in collaboration, openness, and the global crypto community.

About BingX

Founded in 2018, BingX is a leading crypto exchange and Web3 AI company, serving a global community of over 20 million users. With a comprehensive suite of AI-powered products and services, including derivatives, spot trading, and copy trading, BingX caters to the evolving needs of users across all experience levels, from beginners to professionals. Committed to building a trustworthy and intelligent trading platform, BingX empowers users with innovative tools designed to enhance performance and confidence. In 2024, BingX proudly became the official crypto exchange partner of Chelsea Football Club, marking an exciting debut in the world of sports sponsorship.

or media inquiries, please contact: media@bingx.com

For more information, please visit: https://bingx.com/

US spot XRP exchange-traded funds are closing in on $1 billion in cumulative inflows since the first product launched on November 13. XRP had the most significant altcoin ETF debut to date, which gave Wall Street its clearest test case for regulated exposure to a utility token.

According to crypto traded fund data provider SoSovalue, spot XRP ETFs in the US have posted a 15-day run of inflows gathering a net $897.35 million. The four funds from Canary Capital, Grayscale, Bitwise, and Franklin Templeton have had zero redemptions since their onset.

🚀 XRP ETFs HIT A 15-DAY INFLOW STREAK

Wall Street hasn’t stopped buying.

For 15 straight days, every U.S. spot $XRP ETF printed green inflows, pushing total assets close to 900M dollars.

Over 400M #XRP is already locked inside these products while price holds near 2 dollars.… pic.twitter.com/h5KpzyZn82

— Giannis Andreou (@gandreou007) December 8, 2025

Mati Greenspan, founder of Quantum Economics, said the products should reach $1 billion in net inflows by the end of the year. “It will absolutely continue this momentum and reach the milestone shortly. The pathway is already cleared,” Greenspan reckoned.

He added that XRP is benefiting from a broader institutional appetite for regulated crypto exposure, far from the resurgence of enthusiasm for the technology itself.

“In many ways, XRP is being swept up in the broader institutional wave simply because it already has the liquidity, the brand, and now the green light from regulators. That doesn’t mean renewed excitement about the tech itself, but it does explain the strong ETF inflows.”

US crypto law changes Wall Street’s view on altcoins

Ripple and its native token XRP had hit a regulatory bump with the US Securities and Exchange Commission before US President Trump started his second term. After 2023, when Judge Analisa Torres ruled that XRP is not a security, the SEC sent several appeals to reverse the court ruling, causing the case to stall for over two years.

However, after the SEC underwent a leadership change and the Trump administration ended its “regulation by enforcement” tenure, Ripple was ordered to pay a $125 million fine in August, finally bringing the lawsuit against them to a close. That, according to Greenspan, was the outcome that removed the negative notion institutions had of XRP.

“Institutions are responding to its newfound regulatory clarity, its current market position and long operational history. XRP hasn’t shown the same pace of innovation or user-driven traction as some of the newer networks, but legacy matters,” he continued.

The steady inflows in spot XRP funds have persisted during a period of market declines in the crypto ETF market. Bitcoin and Ether investment vehicles had a forgettable November, with the former recording over $3.7 billion redemptions as Bitcoin consolidated between $86,000 to $94,000 during the month. 

XRP ETF issuers relied on over-the-counter trading desks to manage liquidity during the October and November selloff. According to a report from Investing, OTC channels helped stabilize creation and redemption flows enough for XRP products to attract “higher-quality institutional capital” than BTC and ETH ETF launches.

Ripple’s $500 Million share sale flocked by Wall Street heavyweights

Ripple’s $500 million share sale in November brought close big Wall Street players, including Citadel Securities LLC and Fortress Investment Group. The transaction valued Ripple at $40 billion, the highest valuation for a privately held crypto firm.

According to people with knowledge of the transaction, two funds assessed that more than 90% of Ripple’s net asset value was tied to XRP. Company disclosures showed Ripple held $124 billion worth of XRP as of July, with much of it locked and released gradually.

The group of backers, alongside funds linked to Marshall Wace, Brevan Howard, Galaxy Digital, and Pantera Capital, secured mechanisms to help Ripple’s valuation have a minimum upside. 

Still, XRP has fallen about 34% from its three-month high of $3.18, and has dropped more than 40% from its mid-July high. Ripple, on the other hand, has been busy running several business lines, including a stablecoin division and a prime brokerage operation.

Ripple’s funding round comes on the backdrop of several crypto companies raising funds for operations and IPOs. About $23 billion was garnered from venture capital rounds and public listings, according to PitchBook. 

The records exclude Tether Holdings SA seeking up to $20 billion from SoftBank Group Corp. and Ark Investment Management LLC, Bloomberg reported.

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This new altcoin is gaining momentum and traders are moving at high speed as they seek early high-upside potential seats. Having seen a 250% increase already with the last phase of its allocation window nearing, Mutuum Finance (MUTM) is being mentioned as one of the tokens that would have a much higher impetus than most larger assets in this day and age once entering the next cycle.

Progress and Accelerating Demand

Mutuum Finance (MUTM) has started its Presale since the start of 2025 at a price of $0.01. The token is currently priced at $0.035 with tremendous increase in development. The project has collected more than $19.2M, over 18,400 holders, and has sold above 810 million tokens. 

Phase 6 is already over 95% and only a negligible portion of the supply remains at the present level. MUTM will have a price of $0.06 when it officially launches, which is almost twice the existing one. The second stage phase also has a price increment nearly 20% which has contributed significantly to the early-stage participation.

Mutuum Finance (MUTM) uses a 24-hours leaderboard to keep users active every day with its 24-hours leaderboard, with the highest contributor getting $500 worth of MUTM. It also supports card payment, which does not require complicated actions from new users.

This is what Mutuum Finance Is Building

Mutuum Finance is a platform that is being developed based on decentralized lending markets. The Peer to Contract market permits users to lend assets like the ETH or USDT. Lenders receive mtTokens. Such mtTokens go up in value with interests paid by borrowers. 

It is the Peer to Peer market where direct agreements are made between the borrowers and the lenders. Liquidity changes bring with it a movement in borrowing rates. In the case where a strong liquidity situation exists, loaning is at a lower cost. Borrowing costs increase when there is tight liquidity. The loan-to-value regulations regulate the prudent use of collateral and when collateral has collapsed significantly, the liquidators repay a portion of the loan and get a discounted collateral.

A buy-and-distribute model is also included in the protocol. Part of the revenue of the platform purchases MUTM on the market. The bought tokens are then given to users who are staking mtTokens. This forms a constant demand cycle connected to the activity of protocols.

Security has been at the center stage. Mutuum Finance also underwent a CertiK audit with a result of 90/100. Halborn security has been reviewing the lending contracts and a 50K bug bounty is in force so as to find out the remaining code problems and fix them before launching.

Stablecoin and Analyst Growth Outlook

Mutuum Finance is working on a USD-backed interest-secured stablecoin. Stablecoins play a vital part in lending ecosystems since they enable foreseeable borrowing, draw users who prefer to have stable collateralization choices and develop deeper liquidity. A well-performing stablecoin will also assist in growing the level of borrowing, furthering the volume of mtTokens yield and buying pressure that pushes the revenue.

Chainlink price feeds are deployed as the foundation oracle layer in the project. Backup data sources are useful in averting liquidation errors. This enhances safety of the user and helps in the long run development.

Due to such components, there are now some analysts forecasting a potential 10x to 15x range once V1 is operational. More violent models demonstrate that in case of the expanded adoption of the mtToken, the number of those who use stable coins increases, and the deployment of the layer-2 faces a rapid growth, the MUTM can enter the area of 20x possibilities in the next cycle.

Phase 6 Acceleration

Mutuum Finance assured that V1 testnet should go live in Q4 2025. V1 presents the lending pool, mtTokens, Debt engine and the liquidation module. ETH and USDT will be supported from the beginning. This launch will demonstrate the initial live borrowing and lending processes of the protocol.

Phase 6 sells now at a rapid rate since the user is prepping on the subsequent price increment. The latest whale sellout of over 100K has decreased the stock left and increased focus of retail traders. The involvement of whales is usually considered to be a powerful assurance as large buyers get involved when they think that the project is on the point of being given a serious upgrade.

With a growing number of audited contracts, a nearing V1 launch, and high initial demand with a limited amount of allocation window, Mutuum Finance becomes a candidate of interest as one of the most active next crypto candidates in 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The coming week expects to see $237M in total new token inflows. Most of the additions will come from linear unlocks on high-profile tokens. 

Linear unlocks rarely shock the market as in the case of cliff unlocks, but they still present the challenge to absorb more new tokens. 

Major linear unlocks include the usual SOL supply expansion, TRUMP meme token unlocks, and scheduled linear unlocks for ASTER, AVAX, and TAO. DOGE, the original no-limit mined coin, will also add $1M worth of new coins. TRUMP unlocks will also reach $4M per day for the coming week. 

Token unlocks will be the main source of token inflows in the coming week, with another $106M in cliff unlocks. | Source: Tokenomist

The total value of linear unlocks will exceed $237M. This week’s unlocks follow the previous period’s unlocks of just around $218M. 

This week will also host the Stable project unlock, valued at $566.38M based on pre-market trading. The unlock will coincide with the main net launch and general native token generation, bringing a new network specialzied in stablecoin transfers. The effect of the Stable launch will be different compared to other projects, which already have a trading history and reactions to regular unlocks.

Market expects $106M in cliff unlocks

The coming week expects $106M in cliff unlocks, of which several will bring more than $5M in new tokens to the market. 

Significant cliff unlocks are coming for CONX, APT, STRK, CHEEL, LINEA, and BB tokens. 

Connex (CONX) expects one of the most significant shifts in its supply structure, with $21.85M in new unlocks. CONX is 82% unlocked, with more linear or scheduled regular unlocks until April 2027. 

Market prepares to absorb Web3 unlocks 

Most of the unlocks in the coming week come from Web3 projects, related to infrastructure or individual apps. 

Pump.fun (PUMP) will unlock $30.9M in new tokens, and may attempt to balance some of the inflows through its regular buybacks. 

Aptos, one of the busiest chains for DeFi, will add $19.9M worth of tokens. LINEA tokens will add another $11M in new supply. LINEA will add 6.78% to its circulating supply, one of the most impactful unlocks in the coming week. 

Other notable Web3 unlocks include Mocaverse, Avantis, and others. Web3 projects still carry their legacy unlocks from early VC backing, while continuing to absorb the price pressure. 

Overall, token unlocksh have a long-term effect on project reputations. Even with a growing price, the unlocks do not allow the asset to break out to a higher price range. Most of the projects with regular unlocks see their total market cap grow, even with a much weaker token price growth. Not all projects with a rising market capitalization are capable of staging a token breakout.

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In a fresh bid, India’s finance ministry put fresh weight behind its call for coordinated global rules on digital assets. It also revealed that authorities have uncovered more than ₹4,190 crore ($465 million) in crypto-linked crimes in recent years.

Indian Finance Minister Nirmala Sitharaman stated that the country cannot effectively police an industry that is “inherently borderless.” This comes in when the global crypto market is in the midst of a recovery run after witnessing heavy selling pressure. Bitcoin managed to regain around 7% in the last 7 days, yet it is still down by more than 10% over the past 30 days.

India identifies $99M in unreported crypto income 

In a Lok Sabha session, Sitharaman mentioned that any regulatory framework for crypto assets can be effective only with international collaboration. This comes in line with the government’s long-standing stance on crypto assets.

India sees crypto assets with a different trajectory. It does not treat cryptocurrencies as legal tender but allows their purchase, sale, and holding as Virtual Digital Assets (VDAs) under a strict tax regime. Gains are taxed at a flat 30% plus cess, while a 1% TDS applies on most transactions. These rules have eventually pushed trading activity offshore.

During the session, Sitharaman also disclosed that tax officials had identified ₹888.82 crore (approximately $99 million) in unreported cryptocurrency income during search and seizure operations. The Enforcement Directorate has attached or seized ₹4,189.89 crore (approximately $466 million) under the Prevention of Money Laundering Act (PMLA). However, the authorities have also arrested 29 individuals and filed 22 prosecution complaints.

BREAKING: 🇮🇳 Govt identified 3 crypto exchanges not following TDS rules for Indian users and uncovered:

• TDS non-compliance: ₹39.8 Cr
• Undisclosed income: ₹125.79 Cr
• Additional search & seizure haul: ₹888.82 Cr

Source: Ministry of Finance

— Crypto India (@CryptooIndia) December 8, 2025

She added that the government’s data-driven NUDGE campaign has also flagged compliance gaps. More than 44,000 notices were sent to taxpayers who traded or invested in VDAs but failed to disclose them in the dedicated tax schedule.

Coinbase reopens in India                                                                               

Officials have hinted that the regulatory vacuum is now becoming a financial-stability concern. The Reserve Bank of India (RBI) has been warning that crypto cannot be “effectively regulated” without global guardrails.

The renewed scrutiny comes as India’s crypto market shows signs of revival despite heavy taxation. The global crypto market cap surged by 2.5% over the last 24 hours. Bitcoin price managed to trade above $92,000 but saw a dip back to $91,500 zone. Meanwhile, the Fear and Greed index is still flashing “Fear” among the investors.                                                    

Adding to the momentum, Coinbase reopened registrations in India this week. The crypto exchange was forced to wind down its operations in 2023 after UPI roadblocks. However, it is now allowing crypto-to-crypto trades and plans to restore fiat on-ramps in 2026. It is waiting to secure approval from the Financial Intelligence Unit.

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BNB Chain, Binance Pay, and Google have launched a joint initiative built on Google Cloud’s infrastructure, Binance Pay’s transaction tools, and BNB Chain’s blockchain network for efficient agentic commerce payments.

According to the partnership’s announcement made through BNB Chain’s LinkedIn feed on Monday, the collaboration will add Binance to a select group of companies working directly with Google Cloud within a framework known as the Agent Payments Protocol. 

As reported by Cryptopolitan, Google introduced the Agent Payments Protocol (AP2) in mid-September as an open and interoperable network that uses AI agents to start and complete payments in compliance with industry standards and regulations. 

AP2 can operate as an extension of the existing Agent2Agent protocol and the Model Context Protocol, where automated systems communicate through different layers of the digital commerce stack.

BNB Chain adds new payment architecture via Google Cloud

According to the organizations involved, the project will include communication between a Model Context Protocol and the Agent Payments Protocol. Binance said it would be the first time the issuer is included when receiving a payment mandate. 

Many companies are preparing for AI systems that can make purchases, manage subscriptions or handle invoice payments without direct human input. In one example of the system’s security features, if a merchant requests $50 but the mandate authorizes only $10, Binance Pay users can reject the overage request to protect their funds. 

The companies believe in allowing the issuer to receive mandates directly, and they are supposedly attempting to strengthen the decision-making process around AI-led transactions. 

During its AP2 launch in September, Google said more than 60 organizations are participating in the development of AP2, like Adyen, American Express, Ant International, Coinbase, Etsy, Intuit, JCB, Mastercard, Mysten Labs, PayPal, Revolut, Salesforce, ServiceNow, UnionPay International, and Worldpay. 

“Google’s Agent Payments Protocol (AP2) is a critical step forward in building a secure, interoperable ecosystem for agentic AI payments. This protocol gives businesses and consumers the confidence to delegate tasks to AI agents, aligning with our mission to build the future of finance by empowering businesses globally,” said Jacob Dai, Co-Founder and CTO at Airwallex.

When asked about how the new protocol could aid the cause of AI agent payment platforms, American Express’s Digital Labs executive vice president Luke Gebb said AP2 would bring trust in how AI systems interact with payment networks. 

“American Express is excited to contribute to the creation of AP2 as a protocol intended to protect customers and enable participation in the next generation of digital payments,” said Luke Gebb.

Mastercard also joins AI payments platform train

Binance’s inclusion in agentic payments comes just five days after Mastercard launched its Agent Pay program, an initiative to support scalable AI-driven transactions on its network. Its partners include Bemobi, Checkout.com, Davivienda, Evertec, Getnet, Inti, MagaluPay, and Yuno.

Mastercard introduced the Agent Pay Acceptance Framework a month after Google did, around October 14. The system is intended to govern interactions between AI agents and merchants, making sure every automated payment has verification and tokenization requirements. 

Executives at Mastercard say the company is looking at the model as a way to improve digital commerce in regions where AI adoption is accelerating. At the Innovation Program event held in Portugal in November, the company said Agent Pay will debut in Latin America and the Caribbean within the first quarter of 2026.  

“Agentic payments are a new chapter in the evolution of commerce, one where AI empowers people and businesses to do more, with greater simplicity and confidence,” said Guida Sousa, Senior Vice President for Digital Payments in Latin America and the Caribbean at Mastercard.

She also mentioned that the company’s work with partners will help scale these experiences in the LATAM economic region.

Davivienda, one of the first financial institutions integrating with Agent Pay, reiterated that message, saying: “We see Agent Pay as a way to strengthen the entire payment ecosystem. By partnering with Mastercard, we’re ensuring that every agent-driven transaction is transparent and secure enough for merchants and consumers, so they’d have more confidence to embrace this new era of commerce,” noted Payments Vice President Laura Gómez Gutiérrez.

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The presale market is warming up very quickly, and Mutuum Finance (MUTM) has just made one of the most impressive runs, reaching 250% gains as interest within the growing DeFi crypto continues to accelerate. With Phase 6 largely sold out at 95%, it is warming up very quickly, with buyers lining up faster than ever before the next price hike. 

Sitting firmly at the crossroads of real utility and new crypto potential, Mutuum Finance is peeling away from what has come to expect from a new launch by offering not only real usability but also a soon-to-launch lending and borrowing platform within the DeFi sector, which pays users a true return on investment via interest-bearing tokens. As one of the most promising new cryptos on the market in 2025, Mutuum Finance is turning industry-wide heads with more than $19.2 million raised, more than 18,380 unique investors on board, and the soon-to-be-launched V1 Sepolia testnet, which will finally enable working DeFi functionality beyond what the competition has to work with.

Mutuum Finance has Just Broken $19.2M

Mutuum Finance is on the verge of a critical stage during the presale, which is gaining increased attention from various levels of investors. Beginning at a mere $0.01 during Phase 1, MUTM has incrementally increased to $0.035 during Phase 6 and is headed towards the expected launch value of $0.06. Current token buyers are buying tokens at a significantly lower rate than the launch value, which reflects a staggering potential increase of approximately 600% from the time the presale started.

The campaign has currently managed to raise more than $19.2 million cash from over 18,380 unique investors. Phase 6 is also more than 95% sold, meaning the left quantity is very scarce and is not giving the potential buyers much time to ponder. Phase 7 will also witness the price rising to $0.04.

Why Now is the Time to Invest in MUTM

Mutuum Finance (MUTM) is quickly proving to be the DeFi crypto to watch and has also garnered the attention of cryptocurrency investors. The presale has already raised more than $19.2 million and has reached Phase 6 with 18,380 token holders. With the present Phase 6 token pricing of $0.035, MUTM has already seen a 250% increase from Phase 1. With over 95% of Phase 6 sold out, it is one of the last chances to acquire tokens before entering Phase 7, which is expected to increase pricing to $0.04. A listing value of $0.06 is expected, providing gains of 500% and more. With such high levels of success during presale and a limited quantity of tokens left, MUTM is the best DeFi crypto for 2026 investment prospects.

MUTM: Echoes of Solana’s Meteoric Rise

An investment of $0.035 today is like what it meant to buy Solana back in 2021 when it traded at $1.50. Solana went on to soar to an all-time high of $256, registering an astonishing 17,100% ROI.

If a similar increase were to occur to MUTM, the value could go up past $5. An investment of $1,000 at the present rate could fetch about 28,571 MUTM, which could increase to more than $171,000, yielding more than $170,000 in profit. Early investors in MUTM could potentially witness a life-changing increase if it were to grow along the lines of Solana, further underlining the importance of time with regards to capitalizing on such an opportunity.

Limited-Time Opportunity for High Growth Crypto Investors

Mutuum Finance has seen a tremendous 250% increase during the presale, and Phase 6 is currently 95% sold out. The total number of 18,380+ investors has chipped in over $19.2 million, locking in presale tokens at $0.035, which will go up to $0.04 during Phase 7. The V1 Sepolia testnet is soon to launch and promises to offer DeFi capabilities such as lending, borrowing, and interest-bearing assets. This is an opportunity to reap similar benefits to what has been realized by successful DeFi crypto initiatives, while capitalizing on one of the most promising new crypto launches of 2025.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

The Federal Reserve started cutting interest rates three months ago, but instead of calming markets, it lit a fire under them.

Since the Fed’s first rate cut of this cycle in September 2024, the benchmark Treasury 10‑year yield is up by 0.5 percentage points, now sitting at 4.1%, while the 30‑year has jumped over 0.8 percentage points, per data from TradingView.

Usually, when the Fed cuts, long-term yields drop too. Even during the two non-recessionary easing cycles in 1995 and 1998, when rates were cut by just 75 basis points, the 10‑year didn’t spike like this.

Fed faces political pressure as Trump prepares to choose new chair

Donald Trump hasn’t been shy about calling for faster cuts, insisting they’ll push down yields and lower rates on mortgages, credit cards, and more. But so far, that theory isn’t landing.

On top of that, Trump is about to get the chance to replace Jerome Powell with his own pick, which has markets on edge. If the Fed caves to political pressure and rushes into more cuts, it could lose credibility, stir up more inflation, and push yields even higher.

The Fed has already reduced its benchmark rate by 1.5 percentage points, bringing it to a range of 3.75% to 4%. Another 0.25% cut is expected this week, with traders also pricing in two more in 2026, bringing the rate closer to 3%.

But despite the cuts, borrowing costs for consumers and businesses haven’t eased. Treasury yields, which act as the backbone of most loan rates, are moving in the opposite direction.

Jay Barry, who leads global rates strategy at JPMorgan, thinks this disconnect has two roots. First, markets saw the Fed pivot coming months ago.

Yields hit their high point in late 2023, long before the actual cuts began, so the effect of easing is already “priced in.” Second, he says the Fed is cutting into a still-hot economy.

Inflation hasn’t dropped enough, so rate cuts aren’t leading to lower yields, because there’s still no fear of a deep recession.

Fed officials divided as inflation data lags and labor market shifts

Not everyone inside the Fed agrees on what comes next. Boston Fed’s Susan Collins, Kansas City’s Jeff Schmid, and Chicago’s Austan Goolsbee have all warned against rushing into more cuts.

Goolsbee said it’s risky to “frontload” the easing while inflation remains above the 2% target. On the other hand, New York Fed’s John Williams, who is vice chair of the FOMC, hinted he could support a rate cut soon.

Inflation data itself has been slow to arrive, thanks to the October–November government shutdown. The latest PCE index reading, the Fed’s preferred gauge, came out two months late. In September, core inflation (excluding food and energy) was 2.8%, a notch lower than August’s 2.9%.

Officials think it’ll settle at 3.1% by year-end, still well above target. Jobs data hasn’t been any less confusing. After losing 4,000 jobs in August, payrolls added 119,000 positions in September. June was negative, July bounced back, August fell again, and September rebounded, a rollercoaster trend that’s made direction hard to pin down.

The Fed’s Beige Book offered newer insight for early November. It reported layoffs rising, companies freezing hiring, and cutting hours. Several firms said AI was replacing entry-level staff or helping workers do more with less, reducing the need to hire.

Chair Powell is set to hold his post-meeting press conference on Wednesday, where the Fed will also drop its quarterly projections, giving Wall Street a look at where officials expect rates to land in 2026.

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Strategy announced one of its highest weekly purchases of BTC for the past few months. The company added 10,624 BTC after a series of small-scale purchases under 500 BTC. 

Strategy continued its BTC buying streak, showing its playbook was still viable. The company added 10,624 BTC, a day after Executive Chairman Michael Saylor signaled another upcoming purchase. 

The company now holds 660,624 BTC, with an average purchase price of $70,624. 

Strategy has acquired 10,624 BTC for ~$962.7 million at ~$90,615 per bitcoin and has achieved BTC Yield of 24.7% YTD 2025. As of 12/7/2025, we hodl 660,624 $BTC acquired for ~$49.35 billion at ~$74,696 per bitcoin. $MSTR $STRC $STRK $STRF $STRD $STREhttps://t.co/4rCL87nbYk

— Strategy (@Strategy) December 8, 2025

The latest purchase also resolved a Polymarket prediction pair, where the odds of a purchase above 1,000 BTC spiked to 99% within minutes. The move was unexpected, as the biggest whale traders held larger positions on the ‘No’ token.

For Strategy, this week’s addition is the largest purchase since July 29, when the company managed to buy 21,021 BTC. The recent addition arrives after last week’s purchase of only 130 BTC, and one week of no additional buying. After the news, BTC remained within its usual range at $91,527.31.

After the latest purchase, BTC treasuries now hold 4.02M, of which only a part is held by strategic buyers. The rest is divided up among passive treasuries or incidental small-scale purchases. Companies now need 125 BTC to be featured among the top 100 treasuries. 

Strategy keeps issuing MSTR

Even at the current BTC price range, Strategy continued to issue MSTR common stock, for a total of $928.1M. The additional funds came from STRD, a junior preferred stock with 10% dividend. STRD is among the riskier common stocks, offering the highest dividend. Following the latest purchase, STRD traded at $79.30, within the middle of its range since launching in June. 

This time, Strategy spent all proceeds from the sale, for a total of $963M excluding fees in a more ambitious weekly acquisition. The company did not set aside any funds for its $1.44B fiat reserve, which it claims can roughly cover two years of dividend payments. 

Instead, Strategy managed to “buy the dip” on BTC, acquiring coins at a lower price range. Strategy’s playbook may work better in the case of an ongoing BTC bull market, but for now, the company has bought time on its obligations.

The BTC held in the treasury will not be sold for dividend payments, and there are no BTC-backed loans due at the current moment. 

MSTR trades near one-month low 

The latest common stock sale by Strategy happened despite the MSTR slump. MSTR shares traded at around $178, after bouncing from local lows under $160. 

Previously, Strategy stated it would not sell additional MSTR at a lower price range. However, it has not adjusted its playbook even with common stock dilution. MSTR faces a decision on its inclusion in the MSCI index on January 15, and its price may sink even lower after institutional selling. 

Strategy’s mNAV to market capitalization is now at 0.89, meaning the BTC treasury is more valuable compared to the market cap of MSTR. 

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The blockchain investigator ZachXBT is part of a community frustrated by accounts on social media promoting Information Finance (InfoFi) platforms, specifically namedropping Kaito Yaps, Galxe, Layer3, Cookie, Wallchain, and Xeet.

InfoFi applications crawled into the crypto cycle as a way to reward users for producing analysis, predictions, market commentary, or social posts. Their systems rely on AI models, token rewards, and community moderation to determine which contributions hold value. 

Proponents say the model turns information into a tradable asset, but naysayers like ZachXBT believe the surge of projects built on this idea has weakened evaluation rules and has encouraged spam, automated replies, and “attention farming.”

“All the meta has done is boost AI slop and low-quality content while pretending it brought sticky users to the project. It was profitable early on before it became saturated,” he said on X in July, responding to an account promoting Kaito Yaps.

ZachXBT launches bounty push for user data

In a post to his Telegram channel on Monday, ZachXBT accused the targeted InfoFi platforms of incentivizing AI-driven posting behavior that bloats feeds with low-value submissions. He added that it had reached the point where even donation threads for open-source developers were being flooded with “AI garbage content.”

“$5K bounty to the first person who can successfully scrape all Kaito Yaps, Wallchain, Galxe, Layer 3, Cookie, Xeet users. Please capture any data available (username, user id, onchain address, score/points, etc). Send me a DM on X once completed,” the 2D investigator announced.

Hours later, ZachXBT posted another update on his channel, writing: “To make it a bit easier I’ll be rewarding bounties for data sets from each of the six InfoFi platforms I stated. Xeet (144K X accounts) has already been completed.”

Opposition to InfoFi influencers has grown throughout the year, with more Crypto Twitter members complaining about engagement-driven scoring systems that reward volume over meaning.

Some community members say the model has created a cycle where projects must constantly manufacture hype to keep participants active, which has drained the authenticity out of the conversations it was meant to enhance.

Ubee, a user on X who was a part of the Vertex Protocol support team, called InfoFi platforms the “most widely promoted scams” in this crypto cycle. 

“Most projects pushed out through Kaito and other infoFi platforms are nothing but coordinated attention farms if a new project needs your attention so urgently that alone should be a red flag. Funny how after TGE community evaporates and we watch the project hard reset to zero every single time,” the crypto trader bashed the projects in a thread on X.

infoFi is one of the most widely promoted scams in this cycle.

most projects pushed out through Kaito and other infoFi platforms are nothing but coordinated attention farms.

attention isn’t free.

attention is time and time is money.

if a new project needs your attention so…

— Ubee (@theUbee_) December 8, 2025

According to Ubee, the crypto audience is beginning to recognize how much credibility these systems have lost, alongside how feeds are now clogged with “technical jargon, scripted prompts and repetitive commentary” with no originality.

AI-driven engagement crypto promotions unwelcome on X

One of the projects named by ZachXBT, Kaito Yaps, launched in 2022 as an AI-powered research platform for digital assets. Its tools aggregate market intelligence, on-chain data, and community discussions, and many traders use it to follow emerging sector trends. 

The other platforms share similar reward models from user engagement, community tasks or points-based activity systems. Some opponents propounded that these incentives are exploited by automated bots and coordinated groups who flood feeds to maximize token earnings.

“What to say about InfoFi … at first it looked good, but as time passed … I just feel used…Do we really want to continue to be used to promoting some projects just so they take the $ and we get peanuts for our time?” an NFT enthusiast who has been in the information finance community complained.

Some users also claim many InfoFi platforms have begun to extract value from their own communities, adding that contributors were being “farmed” alongside the data they produced.

“Instead of experts, we have an army of mercenaries. Instead of discussions, we have ‘Reply Guys’ on steroids. The algorithms behind platforms like Kaito or Cookie reward activity and engagement. The moment the metric becomes the goal, it ceases to be a good metric. The user base has stopped thinking, and they have started executing tasks,” commentator Azel reiterated.

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