Founder / CEO of VGF Foundation šBuilding fair value for everyone ā rent, shopping , groceries, and payments made simple. #BSC #VGF #Utility š vgf.foundation
For years, I believed keeping money in a bank meant I was being responsible. The balance sat there, untouched, and that alone felt like progress. But over time, something started bothering me. The number barely changed. Interest was almost invisible. Inflation, on the other hand, was very real. Thatās when it hit meāmy money wasnāt safe, it was just idle. Banks never really explain this part. They use our deposits to lend, invest, and earn, while giving us the lowest possible return in exchange. The money is technically ours, but itās working harder for them than it is for us. Once I noticed that, I started thinking differently. Instead of asking how to save more, I started asking how to make the same money move.
The foundation of this idea is simple. Capital should stay invested in assets that grow over time. Mutual funds are one such place. When you put a lump sum into a growth-oriented fund and leave it there for years, compounding does its job. For example, if someone invests around three lakh rupees and assumes a long-term annual growth rate, the value over five years can grow far beyond the original amount. Thatās not guaranteed, but itās how markets are designed to work over time.
What most people donāt realize is that invested money doesnāt have to be frozen. Instead of selling those mutual fund units, some platforms allow loans against them. This means the investment stays exactly where it is, still exposed to market growth, while a portion of its value becomes usable cash. The interest on such loans is usually much lower than unsecured personal loans, which makes the math interesting if handled carefully.
Now comes the part where discipline matters. The borrowed money isnāt meant for lifestyle upgrades or impulse spending. Itās deployed. One example of where people deploy such funds in India is platforms like MobiKwik Xtra, which operates through an RBI-regulated peer-to-peer lending partner. In simple terms, P2P lending removes the traditional bank from the middle. Instead of depositing money and earning almost nothing, lenders provide small loans to many borrowers through technology-driven risk assessment. The reason this works is diversification. A single investment doesnāt go to one borrower. Itās spread across dozens or even hundreds of small loans, each with shorter tenures. As borrowers repay every month, both principal and interest flow back to the lender. The platform shows this clearlyāhow much principal is still outstanding, how much has already been repaid, and how much interest has been earned so far. Over time, this creates steady monthly cash flow.
Hereās where the rotation actually becomes visible. Each month, as repayments come in from lending, the money splits naturally into two parts. The principal portion isnāt treated as profitāitās used to slowly pay down the loan taken against the mutual funds. Over time, this reduces exposure and lowers overall risk. The interest portion, however, is surplus. That money didnāt come from your original capital; it was generated by the system itself.
Some people choose to redirect this surplus into high-risk, high-volatility assets like crypto, fully aware that this part is speculative and can even go to zero. The important distinction is psychological as much as financialāthe original capital remains untouched, still invested in long-term assets, while only the excess cash flow is exposed to higher risk. When it comes to crypto, platform choice matters more than hype. Large, established exchanges like Binance have built multiple layers of security over the years, largely because theyāve already faced real-world attacks. Instead of ignoring those incidents, they responded by creating recovery mechanisms such as insurance funds designed to compensate users in the event of a breach. No system is perfect, but scale brings accountability, visibility, and stronger infrastructure. Another reason people prefer such platforms is flexibility. Funds arenāt locked indefinitely. You can move assets, hold them liquid, or reallocate when conditions change. This matters because money rotation only works when capital can adapt. If something feels off, you exit. If an opportunity appears, you enter. The goal isnāt to predict markets, but to stay responsive while managing risk. Again, this doesnāt make crypto safe. It makes it contained. Losses, if they happen, stay limited to surplus cashānot your foundation. That separation is what keeps the overall structure intact. So the cycle continues. The mutual fund remains invested. The loan gradually shrinks. The lending platform keeps generating cash flow. The interest gets recycled into other opportunities. Money stops sitting still and starts rotating. This approach isnāt safe, simple, or suitable for everyone. Markets can fall. Borrowers can default. Platforms carry operational risk. Leverage amplifies mistakes as much as it amplifies returns. Anyone trying this without understanding risk is likely to learn an expensive lesson. This is why itās not advice, and definitely not a guarantee. What matters more than the method is the mindset behind it. Wealth isnāt built by letting money sleep forever. Itās built by understanding how capital can move, how risk can be managed, and how cash flow can be structured instead of consumed. The tools might differ from country to country, but the idea is universal. Assets donāt just store valueāthey can be used. Iām sharing this not to tell anyone what to do, but to show how thinking changes once you stop seeing money as something to lock away and start seeing it as something that needs direction. #Crypto_SaNjAY #VGF #VGFFoundation
The Hidden Mistake That Makes You Lose Money Every Time
Have you ever wondered why so many people lose money in trading or investments? Here's the truth: most people enter the market with low capital and expect huge profits. This is a common mistake that often leads to frustration, losses, and regret. Let me help you avoid that trap and develop strong financial strategies that actually work. Follow me, like all my posts, and I'll teach you how to invest smarter and avoid common mistakes. The Common Mistake Many people believe that they can trade or invest small amounts of money and walk away with big profits. Unfortunately, it doesn't work that way. Trading or investing with very little capital is not a sustainable way to grow wealth. If you donāt have the time for technical analysis or the latest market updates, itās even harder to win this game. Smart Investment Strategy: Here are three key steps to building a strong investment portfolio: 1. **Increase Your Capital** The more you invest, the better chance you have of earning consistent profits. Don't be afraid to add to your capital over time. Start with what you can, but gradually increase your investment. 2. **Aim for Small, Consistent Profits** Instead of chasing big wins, aim for smaller, steady profits. For example, if you invest $1,000 and earn 5% profit, thatās $50 in a day. Consistent gains add up over time. Slow and steady wins the race. 3. **Donāt Be Greedy** Greed can lead to poor decision-making. Once you hit your target profit, donāt be tempted to hold on for more. Take your gains and move on to the next opportunity.
The Safer Approach: Spot Trading When investing, focus on **spot trading** rather than futures. In spot trading, you own the asset outright, and even if the market goes down, the value of your investment can increase over time. However, with futures trading, if your position gets liquidated, you could lose everything, and it won't recover. Final Thoughts Building wealth through investments requires patience, smart planning, and the right mindset. If you stick to these steps and avoid common mistakes, youāll set yourself up for long-term success. For more tips and smart financial advice, follow me. Iām here to help you make better investment decisions and grow your wealth over time. šøš„
Why Cheap Coins Feel Safer (But Arenāt) Cheap coins feel safe because they look small.
Buying 10,000 tokens at $0.001 feels better than buying 0.001 of something expensive. You feel diversified. You feel early. You feel like downside is limited.
But that feeling has nothing to do with risk. Itās psychology.
This is unit bias at work. Our brain prefers owning more units, even if those units represent the sameāor worseāvalue. A low price doesnāt mean low risk.
Risk comes from market cap, supply, liquidity, and fundamentals, not how many zeros are in the price. A $0.0001 token with massive supply can still fall 90%.
A higher-priced asset with strong liquidity can be far more stable. Cheap coins feel safer because losses look smaller in dollars.
But percentage losses donāt care about price. The real question isnāt āHow cheap is it?ā Itās āHow big is it, and why does it exist?ā Feeling safe is not the same as being safe.
What do you trust more in a tough market: quantity or quality?
Comment your Opinion below š
Tulasi Sanjay
Ā·
--
The danger of "Unit Bias" (Thinking cheap coins are better)š¤
Stop buying coins just because they cost $0.0001. š I see this mistake in the comments every single day. We look at a token trading at $0.05 and think, "If this just goes to $1, I'm rich." Meanwhile, we ignore Bitcoin at $60k+ because it feels "expensive."
This is called Unit Bias, and itās the easiest way to lose your portfolio.
Here is the reality check: A coin with 1 Trillion supply at $0.01 has the same market cap as a coin with 10 Million supply at $1,000. Market Cap > Price. Always.
Don't hunt for "cheap." Hunt for value. A $100 project can still do a 10x. A $0.0001 project can still go to zero.
Whatās your strategy: High cap stability or low cap risk? Letās argue in the comments. š
The danger of "Unit Bias" (Thinking cheap coins are better)š¤
Stop buying coins just because they cost $0.0001. š I see this mistake in the comments every single day. We look at a token trading at $0.05 and think, "If this just goes to $1, I'm rich." Meanwhile, we ignore Bitcoin at $60k+ because it feels "expensive."
This is called Unit Bias, and itās the easiest way to lose your portfolio.
Here is the reality check: A coin with 1 Trillion supply at $0.01 has the same market cap as a coin with 10 Million supply at $1,000. Market Cap > Price. Always.
Don't hunt for "cheap." Hunt for value. A $100 project can still do a 10x. A $0.0001 project can still go to zero.
Whatās your strategy: High cap stability or low cap risk? Letās argue in the comments. š
How Market Gamblers (Big Players) Wipe Out Retail Traders š»
Large players such as market makers, funds, whales, and liquidity providers do not trade emotionally; they trade against retail behavior, not individual traders.
Retail traders collectively act as a liquidity source, and markets move toward liquidity rather than fairness.
Retail traders use similar indicators, breakout strategies, tight stop losses, and high leverage, which makes their behavior predictable at scale.
Obvious support and resistance levels attract clusters of stop losses and liquidations, forming liquidity pools.
Large players push price just far enough to trigger these stops, causing forced buying or selling through stop losses and liquidations.
These forced orders provide the liquidity needed for large players to enter or exit positions efficiently.
After liquidity is cleared, price often reverses sharply, leaving retail traders stopped out or liquidated.
News is frequently used as a narrative cover, but most moves are planned around liquidity rather than headlines.
Retail traders are not targeted individually; group behavior is what is exploited.
Retail unintentionally helps large players by providing liquidity, volatility, and exits for large positions.
šØļøFaster signals, more indicators, or news chasing do not prevent wipeouts because the problem is behavioral, not informational.
š¤The key to survival is avoiding obvious levels, reducing leverage, and waiting for confirmation after liquidity sweeps rather than trading before them.
š¾Large players do not fight retail traders; they harvest predictable behavior.
Why Starlink, Iran, and Crypto Are Suddenly Part of the Same Story
When people hear that Starlink is offering internet access to Iranians during shutdowns, the first reaction is usually simple: this is about helping people get online. That explanation is comforting ā and incomplete.
Whatās really happening sits at the intersection of technology, power, and money. Iranās government has a long history of using internet shutdowns as a pressure valve. When protests spread or the economy destabilizes, connectivity is restricted. This isnāt unique to Iran, but Iran has refined it into a system: limit communication, slow coordination, reduce visibility. Control the network, control the situation.
Starlink breaks that logic entirely. Satellite internet doesnāt care about local infrastructure, state-owned ISPs, or national firewalls. Once a terminal is active, information flows directly from space to the user. From a governmentās perspective, thatās not just inconvenient ā itās destabilizing. It removes a tool of control that modern states have come to rely on.
So when Starlink access appears in Iran, it isnāt random and it isnāt purely humanitarian. Itās a strategic move that fits a broader Western approach to pressure states without direct military confrontation. Instead of boots on the ground, you introduce connectivity. Instead of regime change from the outside, you let internal dynamics accelerate.
This is where people start asking about Donald Trump and whether thereās some āmaster plan.ā The truth is more boring ā and more important. This strategy didnāt start with Trump, and it didnāt end with him either. But Trump helped normalize it. During his presidency, the U.S. leaned hard into sanctions, financial pressure, and technological leverage. The idea was simple: wars are expensive, unpopular, and unpredictable. Economic and digital pressure, on the other hand, scales quietly. It weakens states over time, pushes stress inward, and lets internal contradictions surface on their own.
Starlink fits perfectly into that mindset. So does crypto. When Iranās currency collapses, as it has repeatedly in recent years, people donāt suddenly become ideological fans of Bitcoin. They become practical. Savings lose value, banks become unreliable, capital controls tighten, and access to dollars disappears. In that environment, crypto stops being a speculative asset and starts functioning as a tool ā a way to store value, move money, or transact outside the system.
Now connect the dots. A population with smartphones, satellite internet, and access to crypto no longer depends entirely on the state for communication or finance. That doesnāt mean a revolution automatically happens. But it does mean the balance of power shifts, slowly and unevenly, toward individuals.
This is why āsmart peopleā ā investors, analysts, governments ā pay close attention to places like Iran. Not because Iran is special, but because itās an extreme example of a global pattern. When currencies fail, alternative systems grow. When information is restricted, parallel networks emerge. Pressure doesnāt stop behavior; it reshapes it.
From an investment perspective, the interesting part isnāt whether Iran adopts Bitcoin or whether Starlink terminals spread. The interesting part is what this reveals about the future.
Connectivity infrastructure becomes more valuable in unstable regions, not less. Financial rails that bypass traditional banks gain relevance when trust collapses. Tools that work without permission ā satellite internet, decentralized networks, peer-to-peer systems ā thrive under stress.
This isnāt about cheering for one side or predicting regime change. Itās about understanding how power works in 2026. Control is no longer just about borders and armies. Itās about networks, money flows, and access. Iran today is a case study. Tomorrow it could be somewhere else.
And thatās why Starlink, crypto, and geopolitics keep showing up in the same sentence ā not because of conspiracy, but because this is what modern pressure looks like. #USGovernment #Iran #economy
Why Iranians Are Turning to Bitcoin & Gold as Their Money Falls Apart (2026 Reality Check)
Introduction ā A Country in Financial Turmoil
Iranās economy isnāt just āstrainedā ā right now, itās in a full crisis mode. Prices of everyday stuff like food and housing are up massively, the national currency (the Iranian rial) has lost most of its value against the dollar, and people canāt trust banks to protect their savings anymore. Thatās forced many Iranians to look for alternative ways to save, invest, and protect whatever money they still have. In this post, weāll break down why gold and Bitcoin have become big topics in Iran, whatās driving this shift, and what risks are involved.
Hereās whatās actually happening:
The Iranian rial has collapsed to record lows against the US dollar, dropping dramatically through 2025.Inflation remains extremely high, with essential goods and food prices going up fast.Peopleās savings in local currency are losing real buying power every month. Because of this, many Iranians feel like their money is shrinking in real time. When your cash is losing value faster than you can save, you start looking for something that holds value better. 2. Gold: The Traditional Safe Haven
Gold has always been considered a safe store of value in places facing currency problems ā and Iran is no exception. When the rial weakens, gold prices (in rial terms) go up because everybody wants something that doesnāt lose value as fast. Goldās popularity in Iran isnāt new ā people have trusted gold for centuries because itās: Tangible (you can hold it)Trusted culturallyA global store of value
But gold isnāt perfect. Itās harder to move quickly, can be confiscated, and isnāt ideal for everyday digital transactions.
3. Bitcoin & Cryptos: The New Kid on the Block
Hereās where it gets interesting for crypto people: š Bitcoinās Adoption Is Surging Recent blockchain data shows that Iranās crypto economy ā mostly Bitcoin ā ballooned to about $7.78 billion in 2025. Thatās huge growth, especially given all the economic chaos. š„ Bitcoin as āDigital Safe Havenā During inflation and political unrest, more people are withdrawing Bitcoin from exchanges into personal wallets ā meaning folks want real control over their money. Spikes in Bitcoin activity often coincide with protests or times when the economy is under stress, showing itās not just speculation ā itās a financial response to crisis conditions. š§ Why Bitcoin Makes Sense in Iran Itās global, not tied to Iranian banksItās not controlled by the governmentItās digital and portableIt can be used even when national currency collapses
This is why Bitcoin is actually trending in Iran ā not just in headlines, but in on-chain behavior. Itās being used as a flight to safety during real-world stress events. 4. How Internet Shutdowns & Protests Affect Money Choices
In late 2025 and early 2026, Iran experienced big protests because of economic hardship ā and the government even imposed internet blackouts at times. During these periods, Bitcoin transfers spiked because people were trying to protect their wealth or move funds in ways government banking systems couldnāt easily block. This shows a deeper shift: when people lose trust in state financial systems, they turn to decentralized alternatives. 5. Not Just Civilians ā Even Powerful Groups Are Using Crypto Bitcoin and crypto arenāt just being used by everyday Iranians ā powerful state-linked groups (like those associated with the Islamic Revolutionary Guard Corps) are also heavily involved in crypto flows. And as adoption grows, their share of blockchain activity has increased too. This dual role highlights that crypto is neutral infrastructure ā it can be used by both people trying to protect savings and by actors seeking to move money around outside traditional systems. 6. The Risks: Donāt Get It Twisted This isnāt a āBitcoin will save Iranā article ā and it shouldnāt be read that way. Here are the real risks: Volatility: Bitcoin prices swing hard ā you can lose 20ā30% in value quickly.Regulatory uncertainty: Laws in Iran are unclear or shifting on crypto.Access issues: Not everyone has reliable internet or secure wallets.Security risk: If you lose your private keys, the Bitcoin is gone forever. Crypto isnāt a guaranteed safe haven ā itās just another tool people are trying when their local money isnāt working. Conclusion ā Whatās Really Happening and What It Means Iran right now is like a real-world stress test of national money systems. When inflation destroys the currency and banks canāt protect savings, people naturally look for alternatives ā gold first, and now increasingly Bitcoin.
This isnāt about hype. This is about economic survival, loss of trust, and finding tools that people feel give them real control over their money. #BTCVSGOLD #EconomicAlert
My crypto journey: how I lost $500ā$600 and what it taught me
I want to share my real experience with crypto trading. This is not advice from an expert ā this is a story from someone who learned the hard way. When I first tried futures trading, I made a small profit. That profit made me feel good. I felt confident. I thought I understood the market. Then I used high leverage with low capital⦠and within 2 minutes, I lost $50. My position was fully liquidated. At that moment, I didnāt fully understand what I did wrong ā I only felt the pain of losing money fast. I had no capital left, so I stopped trading and waited a few months. Later, I made the worst decision of my journey: I took a credit loan and invested again, thinking I could recover my losses. But the market started dumping hard. In spot trading, my coins went down nearly 70%. If I sold, I would lose most of my capital. If I held, I wouldnāt be able to repay the loan. The loan due date was coming, so I sold at a huge loss and paid the loan by adding extra money. Thatās how I lost 70% of my capital + interest on the loan. After that, I returned to futures trading. I had learned some basics. I made a few good trades. But one bad trade ā just one ā again wiped out everything. Thatās when I understood some painful truths: Never chase candles. Never catch a falling knife šŖ. Never chase a rising rocket š. I also realized I was trading blindly. I wasnāt watching news, volume, or market sentiment. I trusted charts and emotions more than logic. Today, I donāt see this as a loss. I see it as my learning fee in crypto. What I learned ā so you donāt repeat my mistakes Crypto is open 24/7. Missing one trade means nothing. If you miss an entry, donāt fool yourself into chasing it. Another opportunity will come. Taking loans to trade or invest is a big mistake. Using high leverage with small capital is dangerous. Copy trading whales or high-leverage traders is not made for beginners. Never use full capital in futures. Take small profits and be satisfied. Trade only a few times a day. Never trade emotionally or in a hurry. If you trade futures, always think about risk first, profit later. Indicators can fail, especially when news hits the market. So always check: ⢠Volume ⢠News ⢠Market conditions Indicators are only tools ā not guarantees. This journey changed how I think about crypto. Iām still learning. Iām still building. And yes ā from this experience, Iāve also created my own token called $VGF. This project is inspired by everything I learned the hard way. If you want to know more, comment $VGF. Iāll share the full details very soon. Sharing this so others can learn without losing what I lost. Stay safe. Stay patient. Trade smart.
India just officially launched the BRICS 2026 summit logo. š The countryās External Affairs Minister, Dr. S. Jaishankar, unveiled the logo, official website, and theme as part of India taking over the BRICS Chairship for 2026. This event happened on January 13, 2026
If youāve earned money from different coins/tokens by watching the market 24/7 ā no job, just research ā that money didnāt come easy. You followed the news, analyzed charts, stayed cautious, and worked hard for it. Not all tokens or coins are the same. Most people make the mistake of putting all their money into one coin ā thatās basically stepping into mud.
My advice: Never trade with your full capital. Always keep some funds aside for future trades. Losses can happen today, but tomorrow youāll want to recover them ā and youāll need capital to do that.
Please donāt fall into greed. No token or coin gives profits every time.
Hello @CZ , I want to report an issue with the Binance Web3 Wallet. The first time I purchased tokens, I automatically received suspicious scam tokens in my wallet that I cannot sell. I feel this is a serious security issue that Binance should look into. I have reported it twice, but the tokens still appear in my wallet and haven't been removed
CZ
Ā·
--
Let's Eradicate the Poison Scams
Been fighting a cold, 38.9C a couple of hours ago. First time getting sick after prison. This issue kept its airspace in my head for the last few days, even through the fever. Our industry should be able to completely eradicate this type of poison attacks, and protect our users.
All wallets should simply check if a receiving address is a āpoison addressā, and block the user. This is a blockchain query. Further, security alliances in the industry should maintain a real-time blacklist of these addresses, so that wallets can check before sending a transaction. Binance Wallet already does this. A user would get a warning like below if they try to send to a poison address.
Lastly, wallets should not even display these spam transactions anywhere. If the value of the tx is small, just filter it out. Protect users.