P2P (peer-to-peer) payments mean transferring money directly from one person to another. Think EasyPaisa, JazzCash, Sadapay, NayaPay, or Binance P2P trades.
Itâs fast, but risky because thereâs no middleman or guarantee involved.
Common P2P Scam Methods in Pakistan
1. Fake Proof of Payment
Scammers send you an edited screenshot that looks like the payment was made. In reality, itâs either pending or never happened. This is common on Binance P2P and Facebook groups.
2. Stolen Bank / Wallet Accounts
They transfer money from a hacked account. Later, when the real owner complains, your bank or wallet gets frozen during investigation.
3. Reversal Scam
After sending payment, the scammer files a false complaint with the bank or wallet and reverses the funds. Reported often with Meezan, HBL, Easypaisa, and JazzCash.
4. Underpaid Transfer
The deal is for 100,000 PKR, but they only send 99,000. Then they ask you to adjust the rest in cash. According to P2P rules, never release until the full amount is received.
5. Third-Party Payment Fraud
A scammer has someone else transfer money into your account. Later that person files an FIR, and your account gets flagged for money laundering.
Main Targets of P2P Scams Binance P2P crypto traders Facebook/WhatsApp trading groups Freelancers receiving payments via EasyPaisa/JazzCash OLX and marketplace sellers
How to Protect Yourself
Only deal with verified buyers/sellers with strong feedback. After receiving funds wait at least 1â2 hours before releasingâreduces reversal risk. Never share your CNIC, OTP, or account access. If a third-party name shows up on your statement, cancel the deal. Always use the official P2P platform chat and dispute system.
The Federal Reserve just dropped a quiet bombâits Novel Activities Supervision Program is gone. That means banks now have a much clearer path into crypto under simpler rules. đĽ
Instead of special oversight, crypto will roll back into the Fedâs regular supervisionârisk checks stay, but without the extra chokehold.
What it means:
Easier bank + fintech partnerships đ§âđť
More space for digital assets to grow đ
A fairer field for crypto innovation đ
The crypto community sees this as a big win for balance and progress. đĽ
đ˛ Watch this spaceâthe market could shift fast.
ETH is hovering around $4,350â$4,369, a 4-year-old resistance level thatâs blocking a push to new highs. So far, itâs been rejected twice â once at $4,349 and again at $4,366.
Until this zone flips and closes above, ETH and altcoins may stay under pressure. But if it breaks, the path toward $4,500â$4,800 opens up â and then weâre talking NEW ATH territory.
At 15:30 today, Julyâs CPI data drops. Forecast: 2.8% â up 0.1% from last month. If inflation lands between 2.8â2.9%, expect a neutral crypto market reaction.
đ¨đł Tariff Extension â Trump has extended US tariffs on China by 90 days, recognizing that pushing too hard on its biggest trading partner could trigger major economic issues.
đš Ethereum ETFs Surge â On Aug 11, US spot Ethereum ETFs saw $1B+ inflow, their biggest single-day net gain since launch.
đš Metaplanet Adds BTC â The firm bought 518 BTC worth $61.4M, raising its total holdings to 18,113 BTC (valued at over $2.1B).
According to BlockBeats, Whale Alert has spotted a major move the USDC Treasury just destroyed 80 million USDC on the Ethereum blockchain.
Token burns like this are often part of supply adjustments, signaling active liquidity and market management behind the scenes. Itâs another reminder of how fast the digital asset landscape can shift.
đđĽ Apple Vs Elon Musk: The Match That Everyone Is Watching đâĄ
Elon Musk is back in the ring, and this time his target is Appleâs App Store. Heâs calling them out for what he says is flat-out bias leaving both his X app and his AI chatbot Grok off the âMust Haveâ list.
Musk isnât exactly whispering about it either. On X, he pointed out that X is the #1 news app worldwide and Grok is sitting at #5 overall, yet Apple hasnât given them the same front-page treatment other apps get. His suggestion? This isnât about quality itâs about politics.
The Backstory
Musk says Apple is gatekeeping its âMust Haveâ section, even when apps like X and Grok are crushing the charts.
Heâs had issues with Apple for years, blasting their 30% App Store fee as a âtax on the internetâ thatâs way too high.
Earlier this year, he even threatened to ban Apple devices from his companies after they announced tighter integration with OpenAIâs ChatGPT.
Why itâs a Big Deal
Being featured on Appleâs App Store can mean millions of extra downloads itâs prime digital real estate. If Muskâs claims are legit, it raises questions about whether Appleâs picks are really about merit, or about protecting its own turf.
What Could Happen Next
Musk isnât the type to let this slide quietly. Apple might ignore him, they might respond, or this could blow up into a bigger tech fight that pulls in regulators and rivals.
Either way, when Musk decides to make noise, the industry pays attention. đŻ
Ethereumâs price is struggling to push past the $4,300â$4,340 resistance zone, where sellers are putting up a strong fight. This heavy selling pressure is cooling off the recent rally and increasing the chances of a short-term dip. #ETH4500Next?
đ˘ Shockwave in Global Politics â Sunday afternoon, Donald Trump đď¸ dropped a headline no one saw coming:
âI will be meeting President Putin in Alaska. Weâre going to make history.â
đ Date: Aug 15
đ Location: Alaska â once Russian territory đˇđş, sold to the U.S. in 1867 for $7.2M.
đŻ Agenda: Not tourism⌠but Ukraineâs future đşđŚ.
⥠Planned in Deep Secrecy
Sources say NATO diplomats only learned of the summit after Trumpâs announcement. Rumor has it âterritorial adjustmentsâ are on the table â a phrase Ukrainians see as code for giving up land.
đĄ Zelensky Fires Back
âUkrainians will not give their land to the occupier â no matter who sits at the table.â
Kyiv fears being sidelined from its own peace talks.
đ Europe Raises the Alarm
Paris, Berlin, London: Any deal without Ukraineâs consent = illegitimate. Some EU officials call the Alaska meet a âdiplomatic trapâ â one that could hand Putin gains without another shot fired.
đˇđş Moscow Celebrates
Russian media calls it a historic win for Putin â meeting on U.S. soil without concessions.
Headline of the day: âFrom the Bering Strait, With Love.â
đď¸ Aug 15 â High Stakes
Two leaders. One room.
đ One wants to end the war âin an afternoon.â
âď¸ The other has already shifted borders by force.
The outcome? It could stop the bloodshed⌠or redraw the world map đşď¸. Meanwhile, Ukrainian troops will still be in the trenches, waiting to see if their future is decided without them.
đŹ Your view? Deal of the century⌠or dangerous gamble?