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The domestic regulation has really taken a tough stance! I never expected that transferring money from Alipay to Yu'ebao and then using that money to buy U would lead to my account being banned, I was completely stunned!\nNow I'm totally confused: is it that Alipay can accurately monitor the use of funds for buying U, directly triggering risk control and account bans? Or is it that the seller on the other side of the C2C transaction is a black account, and the source of funds is problematic, dragging me into it?\nIf it's the former, that's really terrifying—it means the funding chain for buying U has been closely monitored, and even the “transfer” through Yu'ebao can't escape it, making it extremely difficult to enter the market compliantly in the future.\nAfter all, I've heard before that C2C trading carries high risks; once the funds from a black account are involved in money laundering or fraud, the associated trading parties will be subject to platform risk control. But if Alipay is directly monitoring the act of buying U, then the regulatory intensity is much stricter than one might imagine, and in the future, no matter how you transfer money, you could be targeted.\nI completely cannot figure out the way forward, and I don’t know how to operate safely in the future. Are there any knowledgeable friends who can analyze this and clarify what kind of situation this really is? How can I compliantly buy U without stepping on a landmine in the future?
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