pickard 55

Plasma é uma blockchain de Camada 1 projetada com um propósito muito claro: fazer com que stablecoins funcionem como dinheiro digital real. Em vez de tratar stablecoins como apenas mais um token dentro de um sistema criptográfico complexo, Plasma é construída em torno delas desde o início. O foco principal é a liquidação, o que significa o movimento rápido e confiável de valor, especialmente usando stablecoins como USDT. A ideia é simples, mas poderosa. Se stablecoins já estão sendo usadas por milhões de pessoas para pagamentos, remessas, economias e transferências comerciais, então a blockchain em que elas residem deve ser otimizada para esse trabalho exato. Hoje, stablecoins movimentam bilhões de dólares todos os dias, mas a experiência ainda está cheia de atritos. Os usuários frequentemente precisam de um token de gás separado, transações falham quando o gás é mal calculado, confirmações demoram muito e todo o processo parece técnico e arriscado para usuários não criptográficos. Plasma existe porque esse atrito bloqueia a adoção em massa. A cadeia está tentando transformar transferências de stablecoins em algo o mais próximo possível de enviar uma mensagem online: rápido, previsível e fácil. Em seu núcleo, Plasma é totalmente compatível com EVM. Isso significa que suporta o mesmo ambiente de contrato inteligente que os desenvolvedores já conhecem do Ethereum. Os desenvolvedores podem implantar contratos Solidity, reutilizar ferramentas existentes e integrar-se com carteiras familiares. Plasma não pede que os construtores aprendam uma nova linguagem ou ecossistema. Em vez disso, muda as prioridades subjacentes da cadeia para que as stablecoins sejam os cidadãos principais, não uma ideia secundária. Sob o capô, Plasma usa um sistema de consenso personalizado chamado PlasmaBFT. Este sistema é projetado para velocidade e confiabilidade, o que é especialmente importante para pagamentos. Em um contexto de pagamento, esperar minutos ou até mesmo dezenas de segundos por finalização pode ser inaceitável. PlasmaBFT é um design Tolerante a Falhas Bizantinas inspirado na pesquisa moderna de consenso, otimizado para oferecer finalização muito rápida enquanto ainda tolera validadores defeituosos ou maliciosos. O objetivo é fazer com que as transações pareçam finais quase imediatamente, o que importa para comerciantes, sistemas de folha de pagamento e infraestrutura financeira. Uma das escolhas de design mais importantes do Plasma é sua abordagem em relação ao gás. Na maioria das blockchains, os usuários devem manter um token nativo volátil apenas para movimentar stablecoins. Plasma ataca diretamente esse problema. Introduz transferências de USDT sem gás para casos de uso simples. Nessas transferências, o usuário não precisa manter XPL ou qualquer outro token de gás. Em vez disso, o protocolo patrocina a transação por meio de um sistema rigidamente controlado que só permite operações de transferência básicas. Este não é um modelo de "gás grátis para sempre". É cuidadosamente delimitado para evitar abusos, usando restrições, limites de taxa e controles conscientes da identidade. A intenção é remover atritos para usuários reais sem abrir a porta para spam ilimitado. Além de transferências sem gás, Plasma também suporta gás focado em stablecoin. Isso significa que os usuários podem pagar taxas de transação diretamente em tokens aprovados como stablecoins, enquanto o sistema lida com a conversão nos bastidores. Da perspectiva do usuário, a necessidade de gerenciar um ativo de gás separado desaparece. Da perspectiva do protocolo, XPL permanece central porque está por baixo do sistema que possibilita essas abstrações. A abstração de conta desempenha um papel importante nesse design. Plasma alinha-se com os padrões modernos do Ethereum que permitem contas inteligentes, transações patrocinadas e melhores experiências de carteira. Isso abre a porta para recursos como chaves de sessão, mecanismos de recuperação e patrocínio de taxas controlado por aplicativos, todos os quais são essenciais se o cripto deve parecer mais como software financeiro convencional. Segurança e neutralidade são outra parte fundamental da visão de longo prazo do Plasma. O projeto enfatiza a segurança ancorada no Bitcoin e uma futura ponte minimizada em confiança para o Bitcoin. O objetivo não é apenas trazer liquidez do BTC para o ecossistema, mas ancorar o sistema ao ativo mais neutro e resistente à censura no cripto. Com o tempo, Plasma visa reduzir a dependência de qualquer emissor de stablecoin único ou ator centralizado, posicionando-se como uma camada de liquidação neutra em que instituições e usuários podem confiar. O token nativo da rede é XPL. O XPL é usado para segurança da rede, incentivos para validadores, governança e como o ativo central que possibilita a abstração de taxas e patrocínio de gás. No lançamento beta da mainnet, o suprimento inicial é de dez bilhões de XPL. A alocação é dividida entre venda pública, crescimento do ecossistema, equipe e investidores. Uma grande parte é reservada para incentivos do ecossistema, integrações e liquidez, refletindo a crença de que a adoção deve ser ativamente semeada. As recompensas para validadores são projetadas com um cronograma de inflação decrescente, começando mais alto para impulsionar a segurança e gradualmente se movendo para uma taxa de longo prazo mais baixa. As taxas de transação básicas são queimadas usando um mecanismo estilo EIP-1559, o que significa que um uso maior pode ajudar a compensar a inflação ao longo do tempo. O valor do XPL está intimamente vinculado a uma coisa: se a Plasma se tornar uma rede de liquidação de stablecoin significativa. Se o volume de stablecoin crescer na cadeia, o XPL captura valor por meio de taxas, demanda de segurança e seu papel em permitir modelos de transação avançados. Se o uso falhar em se materializar, o token luta independentemente do design. A estratégia do ecossistema da Plasma reflete essa realidade. Desde o início, o projeto enfatiza liquidez, integração DeFi e corredores de pagamento do mundo real. Stablecoins por si só não são suficientes. Os usuários querem ganhar rendimento, emprestar, fazer hedge e mover capital de forma eficiente. A cobertura de pesquisa destaca planos para se integrar com protocolos DeFi importantes e plataformas financeiras para que as stablecoins na Plasma sejam produtivas, não ociosas. Ao mesmo tempo, parcerias com comerciantes e remessas visam impulsionar o fluxo real de transações, não apenas atividades especulativas. O roteiro foca em adoção faseada. Começa com o lançamento da mainnet e recursos nativos de stablecoin, seguido pela semeadura de liquidez e integrações. Com o tempo, a descentralização dos validadores se expande, a governança amadurece e mais ativos e stablecoins são integrados. A ponte do Bitcoin e recursos avançados como privacidade de divulgação seletiva são posicionados como estágios posteriores, uma vez que o sistema central esteja comprovado e seguro. Nada disso vem sem risco. Transferências sem gás são poderosas, mas perigosas se mal gerenciadas. A resistência a spam deve funcionar sem bloquear usuários honestos. A centralização inicial dos validadores deve ceder lugar à verdadeira descentralização, ou a narrativa de neutralidade quebra. As pontes, especialmente aquelas conectadas ao Bitcoin, são historicamente arriscadas e devem ser projetadas com extremo cuidado. A competição é intensa, com muitas cadeias perseguindo volume de stablecoin e casos de uso de pagamento. Finalmente, a regulamentação em torno das stablecoins está evoluindo, e sistemas de pagamento globais devem navegar por ambientes de conformidade complexos. Quando tudo é reduzido, a Plasma está fazendo uma aposta focada. Acredita que o futuro da adoção cripto não é impulsionado por tokens especulativos, mas por dinheiro digital estável se movendo entre fronteiras à velocidade da internet. Está tentando construir a blockchain que as stablecoins merecem, não apenas mais uma cadeia de propósito geral. Se terá sucesso depende menos de slogans e mais de execução: usuários reais, volume real, confiabilidade real. Se funcionar, a Plasma se torna uma infraestrutura invisível que alimenta as finanças do dia a dia. Se falhar, junta-se a uma longa lista de redes tecnicamente sólidas, mas subutilizadas.

Network is a Layer 1 blockchain created to solve a problem that most blockchains still struggle with: how to bring real financial activity on-chain without exposing sensitive data to the public. Traditional blockchains are transparent by design, which works well for open systems but creates serious issues for regulated finance. Banks, institutions, companies, and even normal users cannot operate comfortably when every transaction, balance, and interaction is visible forever. Dusk is built around the idea that privacy should be the default, while still allowing proof and disclosure when rules or regulations require it.At its core, Dusk is a blockchain focused on confidential finance. It allows developers to build applications where transactions and smart contract logic can remain private, while the network can still verify that everything follows the rules. This approach makes Dusk very different from chains that focus mainly on speed, memes, or general-purpose apps. The goal is to support real-world financial use cases such as tokenized securities, compliant payments, identity-aware systems, and institutionalgrade financial products.This matters because crypto adoption is moving beyond simple transfers and speculation. As more assets and financial products move onchain, privacy becomes essential. Businesses do not want competitors tracking their cash flows. Funds do not want positions exposed in real time. Users do not want their entire financial history permanently public. At the same time, regulators and auditors still need visibility when required. Dusk aims to balance these needs by using cryptography to prove compliance without revealing unnecessary data.Dusk works by combining zeroknowledge cryptography, confidential smart contracts, and a proof-of-stake consensus model. Zero-knowledge proofs allow the network to confirm that a transaction or contract execution is valid without revealing private details like amounts or internal logic. Confidential smart contracts extend this idea beyond payments, allowing complex financial rules to run privately on-chain. This is important because real finance depends on rules, conditions, and permissions, not just transfers.The network uses a proof-of-stake system designed to improve security and reduce the risk of targeted attacks. Validator selection and block production are structured to make censorship and manipulation more difficult. Validators stake DUSK tokens to participate in securing the network, aligning incentives between token holders and network health.The DUSK token is the native utility asset of the network. It is used to pay transaction fees, to stake and participate in consensus, and to secure the blockchain. The tokenomics are designed with longterm sustainability in mind. Dusk began with an initial supply of 500 million DUSK, with additional tokens emitted over time as staking rewards. The maximum supply is capped at 1 billion DUSK. This long emission schedule is intended to support network security for many years while avoiding uncontrolled inflation.The value of DUSK is closely tied to network usage. As more applications run on Dusk and more transactions occur, demand for the token can grow through fees and staking participation. If adoption increases in regulated and institutional contexts, the token’s utility becomes more meaningful. Like all crypto assets, long-term value depends on real usage rather than hype alone.The Dusk ecosystem is focused on serious financial infrastructure rather than entertainmentdriven applications. The most important use cases include private and compliant payments, tokenization of real-world assets, confidential voting and governance systems, and identity-aware financial applications. These are areas where privacy is not optional but required. The ecosystem is expected to grow through partnerships, pilots, and gradual integration with real financial systems, rather than explosive short-term activity.Dusk’s roadmap is centered on building reliable infrastructure first and expanding usability over time. Launching mainnet and staking is only the beginning. The real challenge is improving developer tools, simplifying the creation of confidential applications, and making the network easy to integrate for businesses and institutions. Progress is measured by stability, security, and real adoption rather than flashy announcements.There are also clear challenges. Privacy technology is complex, and building with zero-knowledge systems can be difficult for developers. If tooling and documentation are not strong, adoption can slow down. Regulated finance also moves slowly, which means growth may appear quiet compared to faster-moving crypto sectors. Competition is another factor, as many projects are exploring privacy, real-world assets, and compliance. Dusk must prove that its approach is not only technically strong but also practical and usable.Despite these challenges, Dusk represents a clear vision for where blockchain technology can go next. Instead of forcing finance to adapt to full transparency, it adapts blockchain to the realities of finance. Privacy, selective disclosure, and compliance are treated as features, not obstacles. If the future of crypto includes real markets, institutions, and everyday financial activity, then networks like Dusk become increasingly relevant. The long-term success of $DUSK depends on whether Dusk can establish itself as a trusted base layer for confidential and compliant finance at scale.
@Dusk $DUSK #dusk

Vanar Chain
In the most recent updates on Vanar’s own product pages and documentation, the message has sharpened into something very specific: Vanar is presenting itself as an AI-native infrastructure stack with a five-layer design, where the base chain is only one part of the story and the real differentiation is the intelligence layer built around semantic memory and onchain reasoning. That shift matters because the market is crowded with chains that promise speed and low fees, but Vanar is openly trying to compete on a different axis: making data understandable, reusable, and provable inside the chain so applications can behave less like static smart contracts and more like systems that learn, verify, and react. �
vanarchain.com
To understand why this direction is emotionally important for builders, you have to remember what it feels like to ship a product in crypto when everything is fragmented. A team launches a dApp, then realizes the hard part is not writing the contract. The hard part is storing real-world information in a way that stays useful, stays verifiable, and stays connected to actions without turning into a messy pile of offchain databases, centralized servers, and brittle integrations. In practice, most projects end up building two products: the onchain part that is transparent, and the offchain part that actually runs the business logic. Over time, the offchain part becomes the real product, and the chain becomes a settlement layer that the user barely touches.
Vanar’s narrative is trying to reverse that gravity. It is saying: do not treat intelligence, memory, and validation as something you bolt on later with external services. Put them into the stack itself, so the chain can store more than balances and events. Store meaning. Store context. Store proofs that can be searched and acted on. On the official site, Vanar describes the stack as a modular L1 plus Neutron for semantic memory and Kayon for contextual AI reasoning, with additional layers described as coming soon. The key idea is that these are not optional add-ons. They are positioned as integrated layers that turn simple programmable apps into intelligent systems. �
vanarchain.com
Here is the real-world problem behind the story. Imagine a small payments team trying to build an app that settles invoices across borders. The invoice is a document, not just a number. It has line items, identities, terms, compliance checks, and audit requirements. The moment you treat that invoice as an offchain PDF that a contract merely references, you create a trust gap. Someone has to host the file. Someone has to index it. Someone has to interpret it. Someone has to decide whether the invoice matches the rules. Even if the payment itself settles onchain, the meaning of the payment lives elsewhere. That is where fraud lives. That is where disputes live. That is where the system quietly recentralizes.
Vanar’s approach, at least as the official site frames it, is an attempt to make those documents become active objects onchain. The site describes Neutron as a compression layer that turns raw files into compact, queryable, AI-readable objects stored directly onchain, and it gives examples like turning invoices and compliance documents into something that can be searched and used as triggers. Then Kayon is described as a reasoning engine that can query and reason over that stored, compressed, verifiable data so logic can be enforced without relying on external middleware for every decision. In plain language, Vanar is aiming for a world where the chain is not only where value moves, but also where the facts around that value can live in a form that software can understand. �
vanarchain.com
Technically, you can think of the base chain as the part that orders transactions and provides finality. But Vanar’s differentiation is trying to happen in the data layer and logic layer. A beginner-friendly way to picture it is like this: instead of writing a contract that says pay if a human says the invoice is valid, you want a contract that can check a proof of the invoice, confirm it matches required fields, confirm it passes policy rules, and only then let funds move. The hard part is that blockchains are not designed to store rich documents cheaply, and they are not designed to do meaning-aware queries. Vanar’s story is that it is optimizing the stack so you can store structured data and then query it with intelligence-oriented tools inside the ecosystem. �
vanarchain.com
Now let’s talk about trade-offs, because every serious design choice creates pressure somewhere else. If you push more data onchain, you must handle storage growth and verification cost. If you want meaning-aware queries, you need data structures and indexing methods that do not blow up node requirements. If you want onchain reasoning, you need to be clear what is actually executed deterministically and what is merely an interpretation tool around deterministic proofs. Vanar’s public positioning suggests it is aware of these tensions and is trying to solve them with compression and structured storage rather than pretending the trade-offs do not exist. But it is still a hard road, because the entire industry has learned the painful lesson that putting everything onchain is not automatically better if it makes the network expensive or hard to run.
This is where the economics matter. A chain can have beautiful architecture and still fail if the cost model is unpredictable or if the user experience feels like friction. Vanar’s developer-facing messaging emphasizes a low-cost approach, including a statement that the transaction price is fixed to a very small dollar amount. If that model holds in practice, it is a deliberate bet: reduce fee volatility so builders can design user flows that feel like normal apps rather than financial instruments. Fee predictability can be a quiet superpower for consumer-facing products, because it removes the fear that a simple action might suddenly cost ten times more during a busy day. �
vanarchain.com
But fixed-fee promises also come with questions that serious builders will ask immediately. What happens when demand spikes? Is throughput high enough to keep user experience smooth? If the fee is fixed in dollar terms, what mechanism keeps it stable, and what does that mechanism depend on? If the fee is fixed in token terms, how does it stay predictable when the token price moves? I am not going to pretend those answers are fully visible from a marketing page, because they are not. What matters is that the promise is explicit, and explicit promises create a clear standard the network will be judged against over time. �
vanarchain.com
The $VANRY token sits at the center of how users touch the network. In the official documentation, $VANRY is described as the native gas token used to pay transaction fees, and also as a tool for governance and community involvement. The docs also describe a wrapped ERC20 version deployed on other major ecosystems, along with a bridge to move between native and wrapped representations. This is important because it signals Vanar does not want to be isolated. It wants interoperability so developers can connect to existing tooling and liquidity paths without forcing everyone to start from zero. �
docs.vanarchain.com
Token design is also where many networks quietly break. If the token is only gas, adoption can grow but value capture can be weak. If the token is used for staking and governance, you need a healthy balance where security incentives do not become a short-term yield game that collapses when emissions decline. The official docs talk about network security and democratic decision-making, which is the right framing. But the real test is sustainability: does usage grow fast enough that the system can rely less on incentives and more on real demand for blockspace, storage, and intelligence services. �
docs.vanarchain.com
Vanar’s broader positioning places it near several major market narratives at once: AI x crypto, real-world assets, and payments. Those narratives are not just trends. They are responses to real pain. Payments are painful because compliance and dispute resolution live offchain. Real-world assets are painful because proofs and ownership history are messy. AI is powerful but untrusted because outputs are easy to fake and hard to verify. Vanar is trying to meet these pains with a single idea: store verifiable, meaningful data onchain and let logic reason over it in a structured way. If it works, it could make certain categories of applications feel less like crypto experiments and more like reliable infrastructure. �
vanarchain.com
Where does this fit in the broader stack? It is still an L1 at the base, and it emphasizes EVM compatibility, which lowers migration friction for developers because existing tooling and mental models can carry over. But the claimed differentiation is not simply being another EVM chain. It is trying to be an EVM environment where applications can access semantic memory and reasoning primitives as first-class features, rather than outsourcing them to centralized services. In the best case, that can pull a new class of developers who want to build agentic workflows, compliance-driven finance, and document-centric asset systems without rebuilding the same offchain data pipelines again and again. �
vanarchain.com
Real use cases that are already possible today are the ones that benefit from predictable fees, fast confirmations, and interoperability, combined with better data handling. Think of onchain receipts that can be searched. Think of tokenized claims where the claim is backed by a compressed proof object that lives onchain. Think of invoice settlement where the invoice is not a dead link but an onchain object with fields that can trigger rules. These are not magical fantasies. They are simply the kinds of systems enterprises already run, translated into a world where verification and settlement are public. The difference is whether the tooling makes it practical or painful. Vanar’s messaging says it is building for practicality, but the ecosystem adoption will determine whether developers agree. �
vanarchain.com
I also want to be honest about what still feels uncertain from official materials alone. We can see the conceptual stack. We can see the token roles. We can see the intention around data and reasoning. What is harder to verify without deeper technical publications in front of us is the exact security model around the intelligence layer. When a system says it can reason onchain, the first serious question is: what is the deterministic core, and what is advisory? If reasoning influences funds, the reasoning must be verifiable and reproducible. If reasoning is used to guide users but not enforce settlement, the security requirements are different. Over time, clarity here will matter more than slogans, because builders designing real financial flows need to know exactly what assumptions they are making. �
vanarchain.com
Now, five grounded predictions as scenarios, because this is where a thoughtful thesis becomes useful rather than poetic.
If the AI agent narrative continues to move from demos to production, then chains that offer native primitives for memory and verification become more attractive, but if the market decides agents belong mostly offchain with onchain settlement only, then Vanar’s differentiation must prove it saves enough complexity to justify deeper integration. �
vanarchain.com
If regulators and institutions keep pushing for auditable, compliance-aware digital finance, then a stack that treats documents as onchain proof objects becomes more relevant, but if compliance remains a patchwork of jurisdiction-specific offchain processes, then Vanar will need strong partnerships in enterprise implementation to avoid becoming an elegant tool looking for a buyer. �
vanarchain.com
If predictable low fees remain stable under load, then consumer and business applications can design smoother experiences that feel non-crypto, but if usage spikes expose congestion or hidden fee volatility, then the fixed-fee narrative weakens and developers will treat the chain like any other environment that requires constant cost re-forecasting. �
vanarchain.com
If bridging and interoperability improve in reliability and user experience, then $VANRY can benefit from being present in multiple ecosystems while still anchoring to its native network, but if bridges remain a major risk surface across the industry, then safer, simpler asset flows will be preferred and Vanar must show careful design choices that reduce that exposure. �
docs.vanarchain.com
If Vanar’s integrated stack approach succeeds, then we will likely see a wave of applications that treat data objects as first-class citizens, but if the ecosystem stays thin and developers do not build reusable standards around those objects, then the intelligence layer risks being underused, and the project will be judged primarily on generic L1 metrics where competition is brutal. �
vanarchain.com
In all of this, the team’s execution style matters. A project that tries to ship a full stack can easily fail by spreading itself too thin. The only way it works is if the layers reinforce each other and reduce total complexity for builders. Vanar’s public site suggests that is the intention: not to create a collection of disconnected modules, but a coherent pipeline from data ingestion to compression to reasoning to settlement. That is ambitious, and ambition is not a sin, but it does raise the standard for delivery. �
vanarchain.com
The competitive landscape is also unforgiving. There are modular data networks, there are high-throughput EVM chains, there are AI narratives everywhere, and there are strong ecosystems that already own developer mindshare. Vanar’s only credible path is to be painfully specific about what it does better: make real-world data usable onchain, make logic more context-aware, keep cost predictable, and give builders a stack that feels like a product rather than a science project. The moment it tries to be everything to everyone, it will be compared to giants on their best terrain and lose attention.
Still, there is something quietly powerful about a chain that treats meaning as infrastructure. Most crypto systems are obsessed with value movement, but human economies run on documentation, proof, context, and enforcement. If Vanar can compress those realities into onchain objects that applications can use safely, it can unlock a category of systems that feel closer to real finance and real business operations. That is the hopeful part of the thesis, and it is not hype. It is simply a sober observation that the world is made of records, not only tokens.
I will end with a conclusion that respects both the dream and the risk. The strongest reasons Vanar Chain could succeed are clear: a differentiated full-stack story around semantic memory and reasoning, a focus on practical application domains like payments and real-world assets, and an explicit push for predictable user costs and interoperability that lowers friction for builders. �
vanarchain.com +2
The biggest risks are equally real: execution complexity across multiple layers, uncertainty around how the intelligence layer is enforced and secured at scale, the constant danger that the market treats every L1 as interchangeable unless the ecosystem proves otherwise, and the broader industry challenge that bridges, compliance, and enterprise adoption move slower than crypto narratives want them to. �
vanarchain.com +1
If you care about infrastructure that makes crypto feel more like a reliable system and less like a perpetual experiment, Vanar is worth tracking closely, not as a slogan, but as a delivery story. Watch what becomes verifiable, what becomes reusable, what becomes easy for developers, and what becomes real usage. That is where the truth will live.
@Vanarchain $VANRY #vanar

Plasma é construído em torno de uma simples observação: stablecoins já se comportam como “dinheiro real” para milhões de pessoas, mas as blockchains que as movimentam muitas vezes ainda parecem como “ferrovias cripto.” Você pode ter USDT em sua carteira, mas seu pagamento falha porque você não tem o token de gás correto. Você pode esperar por confirmações que parecem lentas em comparação com um deslizar de cartão. Você pode lidar com picos de taxas que tornam pequenos pagamentos sem sentido. Plasma é uma Camada 1 que tenta remover essas fricções projetando a cadeia em torno do acerto de stablecoin desde o início, e não como um complemento. �

Dusk é um desses projetos que faz mais sentido quanto mais você se senta com o problema real que está tentando resolver. A maioria das blockchains é construída para máxima transparência por padrão, porque a verificação aberta é a maneira mais fácil de coordenar estranhos. Mas as finanças regulamentadas não funcionam assim. No mundo real, os mercados precisam de divulgação seletiva, verificações de conformidade e privacidade para atividades comerciais sensíveis, enquanto ainda mantêm a liquidação verificável e pronta para auditoria. Toda a tese do Dusk é que a próxima onda de adoção on-chain não será impulsionada apenas por memes ou especulação, mas por instrumentos financeiros reais e infraestrutura de mercado em conformidade que pode realmente sobreviver à regulamentação e aos requisitos institucionais. É exatamente essa a direção que @dusk_foundation continua a construir, e é por isso que $DUSK é mais do que apenas uma narrativa de “moeda de privacidade”.